name: Root Insurance Plans and Pricing
description: Root Insurance pricing is usage-based and contact-driven for both the Root Platform (B2B insurance infrastructure) and the Root Bind API (embedded insurance). No self-serve public pricing tiers are published; all plans require a sales engagement.
url: https://rootplatform.com/plans
plans:

  - name: Platform Standard
    description: Multi-tenant shared infrastructure for building and operating insurance products. Includes policy administration, quoting, claims, and collections modules.
    type: commercial
    pricing_model: modular-usage-based
    contact_required: true
    contact_url: https://rootplatform.com/contact
    features:
      - Quote and bind module
      - Policy administration module
      - Claims module
      - Collections module
      - REST API access
      - Sandbox environment
      - Webhook event subscriptions
      - Data exports and analytics
      - Customer notification templates
    infrastructure: multi-tenant

  - name: Platform Private Stack
    description: Dedicated instance of the Root Platform for insurers and distributors requiring isolation, custom SLAs, or higher throughput. Premium tier.
    type: commercial
    pricing_model: custom-enterprise
    contact_required: true
    contact_url: https://rootplatform.com/contact
    features:
      - All Standard features
      - Dedicated infrastructure
      - Custom SLAs
      - Root Private Stack deployment
      - Enhanced data residency controls
    infrastructure: dedicated

  - name: Bind API - Hosted Experience
    description: Embedded auto insurance integration where Root hosts the quoting and purchase flow. Partners collect customer info, Root generates a bridge link, and customers complete the transaction on Root-hosted pages.
    type: commercial
    pricing_model: revenue-share
    contact_required: true
    contact_url: https://www.joinroot.com/partnerships/
    features:
      - Quote generation API
      - Root-hosted checkout experience
      - Prefill integration
      - Webhook notifications
      - Sandbox testing environment
    implementation: hosted

  - name: Bind API - Fully Embedded
    description: Full API suite for partners who want to control the entire quoting, checkout, and policy servicing experience within their own application.
    type: commercial
    pricing_model: revenue-share
    contact_required: true
    contact_url: https://www.joinroot.com/partnerships/
    features:
      - Full quoting API (create, update, bind)
      - Prefill data retrieval
      - Policy servicing endpoints
      - Payment collection
      - Webhook integration
      - White-label branding support
      - Sandbox and production environments
    implementation: fully-embedded

notes:
  - Pricing for both Platform and Bind API plans requires direct engagement with Root's sales team.
  - Root Platform pricing is modular — customers pay only for the modules and add-ons they use.
  - Bind API partnerships are structured as revenue-share or referral arrangements.
  - Contact email for platform inquiries: hello@rootplatform.com
  - Contact page for partnership inquiries: https://www.joinroot.com/partnerships/