specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Routable
providerId: routable
created: '2026-06-21'
modified: '2026-06-21'
reconciled: false
tags:
- Payments
- Accounts Payable
- Accounts Receivable
- B2B Payments
- Mass Payouts
- FinTech
- Plans
description: >-
  Routable uses a sales-led, custom pricing model. There is no public
  self-service tier and no free plan; pricing is quoted per business based on
  payment volume and feature needs. A monthly platform/subscription fee covers
  API and developer access, with additional per-transaction fees that vary by
  payment rail and speed (Routable supports multiple ACH and check speeds).
  API and developer access is included in the platform fee. Specific dollar
  amounts are not reconciled here because Routable does not publish a fixed
  rate card; third-party listings report a platform fee that has been cited in
  roughly the $599-$1,079 per month range, which should be confirmed with
  Routable sales.
notes: >-
  Pricing is custom and sales-led; confirm current platform fee, transaction
  fees, and rail-specific speed surcharges directly with Routable during
  reconciliation. Third-party price points are indicative only.
sources:
- https://www.routable.com/pricing/
- https://developers.routable.com/docs
plans:
- id: routable-platform
  name: Platform (Custom)
  type: subscription
  description: >-
    Sales-led subscription covering the Routable AP/AR platform, API and
    developer access, vendor onboarding, and accounting-software integrations.
    Quoted per business based on volume and needs.
  entries:
  - label: Platform Subscription
    name: platform_subscription
    type: flat
    metric: subscription
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: contact sales (custom; indicatively ~$599-$1,079/mo per third-party listings)
    userMultiplied: false
  - label: ACH Transaction
    name: ach_transaction
    type: usage
    metric: transactions
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: per-transaction fee varies by speed; contact sales
    userMultiplied: false
  - label: Check Transaction
    name: check_transaction
    type: usage
    metric: transactions
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: per-transaction fee varies by speed; contact sales
    userMultiplied: false
  - label: International / SWIFT Transaction
    name: international_transaction
    type: usage
    metric: transactions
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: per-transaction fee plus FX; contact sales
    userMultiplied: false
  elements:
  - name: Accounts Payable Automation
  - name: Accounts Receivable
  - name: Mass Payouts
  - name: Vendor Management
  - name: API and Developer Access
  - name: Accounting Software Integrations
- id: routable-enterprise
  name: Enterprise (Custom)
  type: enterprise
  description: >-
    Higher-volume agreements with negotiated platform fees, transaction
    pricing, dedicated support, and platform/marketplace use cases. Contact
    Routable sales.
  entries:
  - label: Enterprise Agreement
    name: enterprise
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: global
    unit: 1
    price: contact sales
    userMultiplied: false
  elements:
  - name: Custom Volume Pricing
  - name: Dedicated Support
  - name: Platform / Marketplace Payouts
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com