aid: santander-us
url: https://raw.githubusercontent.com/api-evangelist/santander-us/refs/heads/main/apis.yml
name: Santander US
kind: company
description: >-
  Santander Bank, N.A. (santanderbank.com) is the US retail and commercial
  banking subsidiary of Spain's Banco Santander S.A., headquartered in Boston,
  Massachusetts. It is a nationally chartered bank (National Association,
  regulated by the OCC) operating a branch network across the Northeast US
  (Massachusetts, New Hampshire, Rhode Island, Connecticut, New York, New
  Jersey, Pennsylvania and Delaware), which positions it as a super-regional
  bank. Unlike UK and Australian institutions bound by mandated open-banking
  contracts, and unlike US banks such as Capital One or Chase that publish
  first-party developer portals, Santander Bank N.A. exposes no public,
  first-party developer API for its US retail franchise: developer.santanderbank.com
  does not resolve, and the site publishes no developers/API/open-banking pages.
  Consumer-permissioned data access in the US is available today through
  aggregators rather than a direct API — Plaid supports "Santander - Personal"
  (Assets, Auth, Balance and Transactions). Santander's UK developer portal
  (developer.santander.co.uk) and the group's Corporate & Investment Banking API
  marketplace (apimarket.santandercib.com) are operated by separate legal
  entities and are not the US retail bank's surface. This record is an honest
  identity profile of a super-regional bank whose US open-finance posture is
  aggregator-mediated, with no documented first-party developer program.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- United States
- Super-Regional Bank
- Retail Banking
- Open Finance
- Data Aggregation
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/santander-us-domain-security.yml
- type: Website
  url: https://www.santanderbank.com
- type: LinkedIn
  url: https://www.linkedin.com/company/santander-bank-na
- type: PrivacyPolicy
  url: https://www.santanderbank.com/online-privacy-policy
- type: TermsOfService
  url: https://www.santanderbank.com/terms-and-conditions
- type: Support
  url: https://www.santanderbank.com/personal/security-center
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com