generated: '2026-08-26'
method: searched
source: https://hub.savvymoney.com/sphub/cms/delivery/media/MCTB4AZJKJRJBWFAXB4W2WLUCAPQ
present: true
name: SavvyMoney Beta (Test) environment
model: separate-host
note: >-
  SavvyMoney runs a full parallel test estate rather than a test-mode flag on production. Every
  documented endpoint and every embeddable application URL has a beta twin on
  creditscoretest.savvymoney.com. Credentials for it are issued by SavvyMoney under a partner
  agreement — there is no self-serve sandbox signup — so the environment is real and documented but
  not open. No test cards, magic identifiers, test clocks or fixture/trigger tooling are published.
environments:
- name: production
  host: https://creditscore.savvymoney.com
  static_egress_ips:
  - 3.227.227.11
  - 3.222.59.58
  note: Partners must allowlist these IPs on their own firewall.
- name: beta
  aliases: [test]
  host: https://creditscoretest.savvymoney.com
  static_egress_ips:
  - 18.210.174.44
  - 75.101.165.109
key_model:
  test_live_separation: separate-credentials
  prefixes: []
  note: >-
    Auth ID / Auth Key pairs are issued per environment; SavvyMoney publishes no key prefix
    convention that would let a client tell a test credential from a live one by inspection.
test_application_urls:
  note: Published verbatim by SavvyMoney as beta examples for the appUrl / AuthAppUrl parameter.
  urls:
  - name: Regular widget
    url: https://creditscoretest.savvymoney.com/ui/widget-sso
  - name: Desktop dashboard
    url: https://creditscoretest.savvymoney.com/ui/sso
  - name: Mobile dashboard
    url: https://creditscoretest.savvymoney.com/ui/mobile-sso
  - name: Mobile widget
    url: https://creditscoretest.savvymoney.com/ui/mobile-widget-sso
  - name: Score widget
    url: https://creditscoretest.savvymoney.com/ui/score-widget-sso
  - name: Offer widget
    url: https://creditscoretest.savvymoney.com/ui/offer-widget-sso
test_data:
  test_cards: []
  test_identifiers: []
  note: >-
    None published. SavvyMoney explicitly warns that partnerMemberId "cannot be the SSN of the
    user", but publishes no safe test member set, so a partner cannot rehearse a score pull without
    SavvyMoney-provisioned test members.
time_simulation:
  supported: false
fixtures_or_triggers:
  supported: false
self_serve: false
gaps:
- No self-serve sandbox — beta credentials require a partner agreement.
- No published test members, test SSNs or synthetic credit files.
- No documented way to distinguish a beta credential from a production one by inspection.
evidence:
- url: https://creditscoretest.savvymoney.com/
  status: 302
  note: Live host, redirects.
- url: https://creditscoretest.savvymoney.com/sso/api/rest
  status: 404
  note: application/json Spring error body — the SSO API is mounted on this host.
- url: https://hub.savvymoney.com/sphub/cms/delivery/media/MCTB4AZJKJRJBWFAXB4W2WLUCAPQ
  status: 200