generated: '2026-07-21'
method: derived
status: candidate
source: openapi/scratchpay-scratchpay-1.0.0-apis-swagger.yml, openapi/scratchpay-partner-1.0.0-apis-swagger.yml
note: 'No official hosted/remote MCP server was found for Scratchpay. This is a candidate tool surface
  derived from the published OpenAPI operations; the specs declare no operationIds, so tools are keyed
  by method+path.

  '
server:
  name: scratchpay
  transport: http
tools:
- name: create_borrower_application
  description: Submit a borrower loan application and receive a phone-verification redirect URL.
  source_operation: openapi/scratchpay-scratchpay-1.0.0-apis-swagger.yml#POST /application
- name: create_care_credit_application
  description: Submit a borrower application against a chosen practice URL (Care Credit flow).
  source_operation: openapi/scratchpay-scratchpay-care-credit-1.0.0-apis-swagger.yml#POST /application
- name: send_application_result
  description: Partner callback to deliver the loan application decision (0 or 1).
  source_operation: openapi/scratchpay-partner-1.0.0-apis-swagger.yml#POST /application/{loanUniqueId}/result
deployment:
  mode: none
  verified: derived
  tools: 3
  checked: '2026-08-12'
  source: catalog MCP census