generated: '2026-07-21'
method: searched
source: openapi/scratchpay-scratchpay-1.0.0-apis-swagger.yml
summary: >
  Scratchpay publishes a distinct staging environment alongside production in the
  OpenAPI servers block. Partners obtain an integration token from the Scratch
  Dashboard to authenticate. No public magic/test card or synthetic-borrower values
  are published, so none are recorded here (the values in the specs are documentation
  examples, not sanctioned test fixtures).
environments:
  - mode: staging
    base_url: https://staging.scratchpay.com/api
  - mode: production
    base_url: https://scratchpay.com/api
credentials:
  type: bearer-token
  provisioning: 'Scratch Dashboard -> Account -> Integration Token (https://my.scratchpay.com/#/clinic/token)'
test_values:
  published: false
  note: No sanctioned test card/account/borrower fixtures are published by Scratchpay.