aid: secure-trust-bank url: https://raw.githubusercontent.com/api-evangelist/secure-trust-bank/refs/heads/main/apis.yml name: Secure Trust Bank kind: company description: >- Secure Trust Bank PLC is an award-winning UK specialist bank, founded in 1952 in the West Midlands and headquartered in Solihull, providing savings accounts and specialist lending to over a million retail and business customers. It is a publicly listed company (London Stock Exchange: STB) rather than a mutual or building society, operating across Retail Finance (V12), Vehicle Finance, Real Estate Finance, Commercial Finance and personal Savings. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PRA (FRN 204550). As a UK ASPSP under PSD2 and the CMA Open Banking framework, its account offerings sit against the Open Banking Implementation Entity (OBIE) standards - a public, unauthenticated Open Data reference surface (ATMs, branches, products) and the FAPI-secured Read/Write APIs for Account and Transaction Information, Payment Initiation and Confirmation of Funds. Secure Trust Bank is a specialist lender and not one of the nine CMA9-mandated banks; as of this review it publishes no public developer portal or bank-branded Open Banking developer host, so the API surfaces below reference the shared OBIE standard specifications the bank's regulated products conform to, not proprietary Secure Trust Bank API contracts. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Financial Services - Banking - Open Banking - PSD2 - OBIE - United Kingdom - Payments - Account Information - Specialist Lender - Savings created: '2026-07-23' modified: '2026-07-23' specificationVersion: '0.19' apis: - aid: secure-trust-bank:open-data-api name: Secure Trust Bank Open Data API (OBIE Standard) description: >- The UK Open Banking Open Data API - a public, unauthenticated reference-data surface for ATMs, branches and product information (Personal Current Accounts, Business Current Accounts, Unsecured SME Loans, Commercial Credit Cards, etc.) defined by the OBIE Open Data Standard v1.3. Represented here as the shared standard Secure Trust Bank's products conform to; no Secure Trust Bank Open Data host was confirmed live at review time. humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/ tags: - Open Data - Reference Data - ATMs - Branches - Products properties: - type: OpenAPI url: openapi/obie-open-data-standard-openapi.json - type: Documentation url: https://openbankinguk.github.io/opendata-api-docs-pub/ - type: APIReference url: https://github.com/OpenBankingUK/opendata-api-spec-compiled - type: Overlay url: overlays/secure-trust-bank-open-data-overlay.yaml - aid: secure-trust-bank:account-transaction-information-api name: Secure Trust Bank Account & Transaction Information API (OBIE Read/Write, AIS) description: >- The OBIE Read/Write Account and Transaction Information (AIS) API - FAPI-secured access to account, balance, transaction, standing order, direct debit and statement data with customer consent. FAPI-grade OAuth2/OIDC, mutual-TLS client authentication and PSD2 strong customer authentication apply; onboarding requires OBIE/eIDAS certificates. Represented here as the shared OBIE standard, not a proprietary Secure Trust Bank contract. humanURL: https://openbankinguk.github.io/read-write-api-site3/ tags: - Account Information - AIS - Transactions - FAPI properties: - type: OpenAPI url: openapi/obie-account-info-standard-openapi.yaml - type: Documentation url: https://openbankinguk.github.io/read-write-api-site3/ - type: APIReference url: https://github.com/OpenBankingUK/read-write-api-specs - type: Overlay url: overlays/secure-trust-bank-account-info-overlay.yaml - aid: secure-trust-bank:payment-initiation-api name: Secure Trust Bank Payment Initiation API (OBIE Read/Write, PIS) description: >- The OBIE Read/Write Payment Initiation (PIS) API - FAPI-secured initiation of domestic, scheduled, standing-order, international and file payments on behalf of a consenting customer, with PSD2 strong customer authentication. Represented here as the shared OBIE standard, not a proprietary Secure Trust Bank contract. humanURL: https://openbankinguk.github.io/read-write-api-site3/ tags: - Payment Initiation - PIS - Payments - FAPI properties: - type: OpenAPI url: openapi/obie-payment-initiation-standard-openapi.yaml - type: Documentation url: https://openbankinguk.github.io/read-write-api-site3/ - type: APIReference url: https://github.com/OpenBankingUK/read-write-api-specs - type: Overlay url: overlays/secure-trust-bank-payment-initiation-overlay.yaml - aid: secure-trust-bank:confirmation-of-funds-api name: Secure Trust Bank Confirmation of Funds API (OBIE Read/Write, CBPII) description: >- The OBIE Read/Write Confirmation of Funds (CBPII) API - FAPI-secured yes/no confirmation that funds are available on an account, for card-based payment instrument issuers, under PSD2 strong customer authentication. Represented here as the shared OBIE standard, not a proprietary Secure Trust Bank contract. humanURL: https://openbankinguk.github.io/read-write-api-site3/ tags: - Confirmation of Funds - CBPII - FAPI properties: - type: OpenAPI url: openapi/obie-confirmation-of-funds-standard-openapi.yaml - type: Documentation url: https://openbankinguk.github.io/read-write-api-site3/ - type: APIReference url: https://github.com/OpenBankingUK/read-write-api-specs - type: Overlay url: overlays/secure-trust-bank-confirmation-of-funds-overlay.yaml common: - type: AgenticAccess url: agentic-access/secure-trust-bank-agentic-access.yml - type: DomainSecurity url: security/secure-trust-bank-domain-security.yml - type: OAuthScopes url: scopes/secure-trust-bank-scopes.yml - type: Authentication url: authentication/secure-trust-bank-authentication.yml - type: Conventions url: conventions/secure-trust-bank-conventions.yml - type: Idempotency url: conventions/secure-trust-bank-conventions.yml - type: ErrorCatalog url: errors/secure-trust-bank-problem-types.yml - type: Conformance url: conformance/secure-trust-bank-conformance.yml - type: Lifecycle url: lifecycle/secure-trust-bank-lifecycle.yml - type: Deprecation url: https://standards.openbanking.org.uk/ - type: DataModel url: data-model/secure-trust-bank-data-model.yml - type: MCPServer url: mcp/secure-trust-bank-mcp.yml - type: ToolCrosswalk url: mcp/secure-trust-bank-tool-crosswalk.yml - type: AgentSkill url: skills/_index.yml - type: LLMsTxt url: llms/secure-trust-bank-llms.txt - type: Website url: https://www.securetrustbank.com/ - type: About url: https://www.securetrustbank.com/about-us - type: Blog url: https://www.securetrustbank.com/newsroom - type: Security url: https://www.securetrustbank.com/security - type: Support url: https://www.securetrustbank.com/contact-us - type: TermsOfService url: https://www.securetrustbank.com/website-terms - type: PrivacyPolicy url: https://www.securetrustbank.com/privacy-statement - type: LinkedIn url: https://www.linkedin.com/company/secure-trust-bank - type: OpenBankingStandard url: https://www.openbanking.org.uk/ maintainers: - FN: Kin Lane email: kin@apievangelist.com