name: SentiLink FinOps
description: >-
  Financial operations guidance for teams consuming SentiLink fraud prevention
  APIs. SentiLink pricing is enterprise-negotiated and volume-based, making
  cost management dependent on contract negotiation, API call discipline, and
  appropriate product selection. The TCVS API is the only publicly free tier.
url: https://www.sentilink.com/product-overview
created: '2026-06-13'
modified: '2026-06-13'
costModel:
  type: Volume-based enterprise contract
  billingUnit: Per API call
  publicPricing: false
  freeOffering:
    name: TCVS API
    description: Free Treasury check verification API for all financial institutions.
    url: https://resources.sentilink.com/blog/sentilink-tcvs-api
  notes: >-
    All paid tiers require a custom enterprise agreement. No self-serve
    pay-as-you-go pricing is available. Pricing is negotiated based on expected
    call volume, product combination, and institution size. G2 reviewers
    characterize SentiLink as a premium-priced solution relative to the
    enterprise fraud market.
recommendations:
  - name: Scope API calls to application events only
    description: >-
      Call the fraud scoring API at meaningful decision points (account
      application, login anomaly, credit line increase) rather than on every
      user action to avoid unnecessary per-call charges.
  - name: Leverage the single-endpoint design
    description: >-
      SentiLink offers a single endpoint that returns multiple scores in one
      call. Use this to retrieve all needed signals (synthetic, ID theft,
      first-party) in a single API call rather than multiple calls, reducing
      cost and latency.
  - name: Negotiate volume tiers during contract renewal
    description: >-
      Because billing is volume-based, forecasting API call volume accurately
      before contract renewal enables better tier negotiation. Track monthly
      call counts via the SentiLink dashboard.
  - name: Use SFTP for historical batch analysis
    description: >-
      For retroactive fraud analysis or bulk portfolio review, use the SFTP
      batch upload option rather than API calls to avoid per-call costs on
      non-real-time workloads.
  - name: Utilize the sandbox for all testing
    description: >-
      Use api.sandbox-sentilink.com for all development, QA, and integration
      testing to avoid incurring production API call charges during non-production
      workloads.
  - name: Monitor via the dashboard
    description: >-
      Use dashboard.sentilink.com to track API call volumes and flag unexpected
      spikes that could indicate integration bugs inflating costs.
observability:
  dashboard: https://dashboard.sentilink.com
  statusPage: https://status.sentilink.com/
  sandboxEndpoint: https://api.sandbox-sentilink.com
  productionEndpoint: https://api.sentilink.com