openapi: 3.0.3 info: title: Sift Decisions Verification API description: 'Sift is a digital trust and safety platform that uses machine learning to detect and prevent online fraud and abuse - payment fraud, account takeover, account abuse, content abuse, and promotion abuse. This definition covers Sift''s public REST APIs: the Events API (stream user activity), the Score API (real-time Sift Scores 0-100 per abuse type), the Decisions API (apply/retrieve accept/watch/block decisions), the Workflow Status API, the legacy Labels API, the Verification API (OTP step-up), and the PSP Merchant Management API. MODELED SPECIFICATION - IMPORTANT: Sift does not publish a single machine-readable OpenAPI document. This file was MODELED by API Evangelist from Sift''s public developer documentation (developers.sift.com) and its officially maintained open-source client libraries (sift-python, sift-ruby, sift-java), which encode the exact paths, HTTP methods, and per-API versions. Endpoint paths, methods, versions, and authentication are confirmed against those sources. Request and response bodies are REPRESENTATIVE: Sift documents example payloads and field dictionaries rather than full JSON Schemas for most resources, so the schema shapes here are modeled from documented examples and may not enumerate every optional field. See review.yml for the confirmed-vs-modeled breakdown. Versioning is per API family: Events, Score, and Labels are on v205; Decisions, Workflows, and PSP Merchant Management are on v3; Verification is on v1.' version: '2026-07-12' contact: name: Sift Developer Documentation url: https://developers.sift.com/docs x-modeled: true x-modeled-by: API Evangelist x-modeled-sources: - https://developers.sift.com/docs - https://developers.sift.com/docs/curl/apis-overview - https://github.com/SiftScience/sift-python servers: - url: https://api.sift.com description: Sift production API (single public host) security: - apiKeyBasic: [] tags: - name: Verification description: One-time passcode (OTP) step-up verification. paths: /v1/verification/send: post: operationId: verificationSend tags: - Verification summary: Send a verification code description: Triggers generation and delivery of a one-time passcode (OTP) to a user via a configured channel (for example email or SMS) as a step-up verification for a risky action. requestBody: required: true content: application/json: schema: $ref: '#/components/schemas/VerificationSendRequest' responses: '200': description: The verification code was sent. content: application/json: schema: $ref: '#/components/schemas/VerificationResponse' '401': $ref: '#/components/responses/Unauthorized' /v1/verification/resend: post: operationId: verificationResend tags: - Verification summary: Resend a verification code description: Requests a new one-time passcode for a pending verification. requestBody: required: true content: application/json: schema: $ref: '#/components/schemas/VerificationResendRequest' responses: '200': description: A new verification code was sent. content: application/json: schema: $ref: '#/components/schemas/VerificationResponse' '401': $ref: '#/components/responses/Unauthorized' /v1/verification/check: post: operationId: verificationCheck tags: - Verification summary: Check a verification code description: Validates the one-time passcode provided by the user. requestBody: required: true content: application/json: schema: $ref: '#/components/schemas/VerificationCheckRequest' responses: '200': description: The verification check result. content: application/json: schema: $ref: '#/components/schemas/VerificationResponse' '401': $ref: '#/components/responses/Unauthorized' components: schemas: VerificationResponse: type: object properties: status: type: integer description: Sift status code for the verification operation. error_message: type: string sent_at: type: integer format: int64 checked_at: type: integer format: int64 VerificationResendRequest: type: object required: - $user_id properties: $user_id: type: string verified_event: type: string ApiError: type: object description: Modeled error envelope. Sift returns a numeric status and error_message. properties: status: type: integer description: Sift status code (0 indicates success; non-zero indicates an error). error_message: type: string time: type: integer format: int64 VerificationSendRequest: type: object description: Request to send an OTP (modeled from documented examples). required: - $user_id - event properties: $user_id: type: string send_to: type: string description: Destination address (email or phone) for the OTP. verification_type: type: string enum: - $email - $sms - $phone_call brand_name: type: string language: type: string event: type: object description: The Sift event context that triggered the verification. additionalProperties: true VerificationCheckRequest: type: object required: - $user_id - $code properties: $user_id: type: string $code: type: integer description: The one-time passcode entered by the user. verified_event: type: string responses: Unauthorized: description: Missing or invalid API key. content: application/json: schema: $ref: '#/components/schemas/ApiError' securitySchemes: apiKeyBasic: type: http scheme: basic description: HTTP Basic authentication using your Sift REST API key as the username and an empty password. Ingestion APIs (Events, Score, Labels) also accept the key as $api_key in the JSON request body. Account-scoped APIs (Decisions, Workflows, PSP Merchant Management) require your numeric Account ID in the path in addition to the API key.