slug: sila-money
provider: Sila
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 2
edges:
- tag: Identity
  spec_file: sila-money-identity-api-openapi.yml
  capability_id: BC-1300.20
  capability_id_l1: BC-1300
  capability_name: KYC & Customer Due Diligence Management
  confidence: 0.9
  evidence: '"Register a user or business", "Request KYC verification", "Check KYC status", "Upload a
    supporting document"'
  reason: Explicit KYC/KYB identity verification and supporting-document submission for end users and
    businesses — customer due diligence within banking customer onboarding.
- tag: Payments
  spec_file: sila-money-payments-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.72
  evidence: '"Issue (debit bank, credit wallet)", "Transfer (wallet to wallet)", "Redeem (debit wallet,
    credit bank)", "Cancel a pending transaction"'
  reason: These operations capture and authorise money-movement instructions over the ACH rails and allow
    cancellation of pending ones — payment initiation/processing. L2 initiation is the best fit though
    processing/clearing is an adjacent reading.