{ "info": { "name": "Sila Money API", "description": "Sila embedded-finance / banking-as-a-service money API. All endpoints are HTTP POST to https://api.silamoney.com/0.2 (sandbox https://sandbox.silamoney.com/0.2) with a JSON message body. Requests are signed with ECDSA (secp256k1) over a Keccak-256 hash of the body: authsignature (app keypair), usersignature (user keypair), and businesssignature (business keypair, KYB). Postman cannot compute these signatures natively - Sila publishes sila-postman-signer, a local signing proxy, at github.com/sila-Money. The signature headers are declared empty here; populate them via the signer.", "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json" }, "variable": [ { "key": "baseUrl", "value": "https://api.silamoney.com/0.2", "type": "string" }, { "key": "appHandle", "value": "", "type": "string" }, { "key": "userHandle", "value": "", "type": "string" }, { "key": "authsignature", "value": "", "type": "string" }, { "key": "usersignature", "value": "", "type": "string" } ], "item": [ { "name": "Identity & KYC/KYB", "item": [ { "name": "Check handle availability", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/check_handle", "host": [ "{{baseUrl}}" ], "path": [ "check_handle" ] }, "description": "Check whether a user or business handle is available. Requires authsignature." } }, { "name": "Register a user or business", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/register", "host": [ "{{baseUrl}}" ], "path": [ "register" ] }, "description": "Register a new end user or business entity with registration data. Requires authsignature." } }, { "name": "Request KYC verification", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/request_kyc", "host": [ "{{baseUrl}}" ], "path": [ "request_kyc" ] }, "description": "Start identity verification (KYC) for a registered user. Requires authsignature + usersignature." } }, { "name": "Check KYC status", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/check_kyc", "host": [ "{{baseUrl}}" ], "path": [ "check_kyc" ] }, "description": "Return current verification status. Requires authsignature + usersignature (businesssignature for KYB)." } }, { "name": "Upload a supporting document", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/documents", "host": [ "{{baseUrl}}" ], "path": [ "documents" ] }, "description": "Upload a KYC/KYB supporting document (multipart). Requires authsignature + usersignature." } } ] }, { "name": "Wallets", "item": [ { "name": "Register a wallet keypair", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/register_wallet", "host": [ "{{baseUrl}}" ], "path": [ "register_wallet" ] }, "description": "Register an additional ECDSA (secp256k1) keypair to a user. Requires authsignature + usersignature." } }, { "name": "Get the signing wallet", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/get_wallet", "host": [ "{{baseUrl}}" ], "path": [ "get_wallet" ] }, "description": "Return details for the wallet whose keypair signed the request. Requires authsignature + usersignature." } }, { "name": "List wallets", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/get_wallets", "host": [ "{{baseUrl}}" ], "path": [ "get_wallets" ] }, "description": "List all wallets registered to a user. Requires authsignature + usersignature." } } ] }, { "name": "Bank Accounts", "item": [ { "name": "Link a bank account", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/link_account", "host": [ "{{baseUrl}}" ], "path": [ "link_account" ] }, "description": "Link an external bank account as a funding source (direct or via Plaid). Requires authsignature + usersignature." } }, { "name": "List linked accounts", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/get_accounts", "host": [ "{{baseUrl}}" ], "path": [ "get_accounts" ] }, "description": "List the external bank accounts linked to a user. Requires authsignature + usersignature." } }, { "name": "Get account balance", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/get_account_balance", "host": [ "{{baseUrl}}" ], "path": [ "get_account_balance" ] }, "description": "Return balance for a linked bank account. Requires authsignature + usersignature." } }, { "name": "Check bank account capabilities", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/check_bank_account_capabilities", "host": [ "{{baseUrl}}" ], "path": [ "check_bank_account_capabilities" ] }, "description": "Confirm ACH send/receive capability before money movement. Requires authsignature + usersignature." } } ] }, { "name": "Payments & Transactions", "item": [ { "name": "Issue Sila (debit bank, credit wallet)", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/issue_sila", "host": [ "{{baseUrl}}" ], "path": [ "issue_sila" ] }, "description": "Debit a linked bank account over ACH and credit the wallet balance. Requires authsignature + usersignature." } }, { "name": "Transfer Sila (wallet to wallet)", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/transfer_sila", "host": [ "{{baseUrl}}" ], "path": [ "transfer_sila" ] }, "description": "Move wallet balance user-to-user within the program. Requires authsignature + usersignature." } }, { "name": "Redeem Sila (debit wallet, credit bank)", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/redeem_sila", "host": [ "{{baseUrl}}" ], "path": [ "redeem_sila" ] }, "description": "Debit wallet balance and credit a linked bank account over ACH. Requires authsignature + usersignature." } }, { "name": "List transactions", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/get_transactions", "host": [ "{{baseUrl}}" ], "path": [ "get_transactions" ] }, "description": "Return transaction history and status. Requires authsignature + usersignature." } }, { "name": "Cancel a pending transaction", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/cancel_transaction", "host": [ "{{baseUrl}}" ], "path": [ "cancel_transaction" ] }, "description": "Cancel an eligible pending transaction. Requires authsignature + usersignature." } } ] }, { "name": "Payment Methods & Cards", "item": [ { "name": "List payment methods", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/get_payment_methods", "host": [ "{{baseUrl}}" ], "path": [ "get_payment_methods" ] }, "description": "List bank accounts, virtual accounts, and wallets in one call. Requires authsignature + usersignature." } }, { "name": "Link a debit card", "request": { "method": "POST", "header": [ { "key": "Content-Type", "value": "application/json" }, { "key": "authsignature", "value": "{{authsignature}}", "description": "App-keypair ECDSA signature of the body." }, { "key": "usersignature", "value": "{{usersignature}}", "description": "User-keypair ECDSA signature (user-scoped calls)." } ], "body": { "mode": "raw", "raw": "{\n \"header\": {\n \"created\": 0,\n \"app_handle\": \"{{appHandle}}\",\n \"user_handle\": \"{{userHandle}}\"\n }\n}" }, "url": { "raw": "{{baseUrl}}/link_card", "host": [ "{{baseUrl}}" ], "path": [ "link_card" ] }, "description": "Attach a debit card as a payment instrument. Requires authsignature + usersignature." } } ] } ] }