aid: skipton-building-society url: https://raw.githubusercontent.com/api-evangelist/skipton-building-society/refs/heads/main/apis.yml name: Skipton Building Society kind: company description: >- Skipton Building Society is a UK mutual building society founded in 1853 and headquartered in Skipton, North Yorkshire. It is the fourth-largest building society in the United Kingdom, owned by and run for the benefit of its members rather than shareholders, and is the parent of the wider Skipton Group (which includes the Connells estate-agency group and Skipton International). Skipton is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and PRA, and is a member of the Building Societies Association. Its core business is retail savings and residential mortgages together with financial advice; it does not offer personal current accounts. Within UK Open Banking (PSD2 / OBIE) Skipton has historically acted as a consumer of Open Banking data - notably using Experian's Open Banking service to verify mortgage-affordability from applicant bank data - rather than as an account-servicing payment service provider (ASPSP) publishing a public developer platform. As of this profile Skipton exposes no public developer portal and is not listed among the CMA9 or the wider set of banks and building societies that publish live UK Open Banking Open Data or Read/Write APIs; the Open Banking API entries below are represented as the shared OBIE standard the society would conform to if it published these surfaces, and are explicitly unverified for Skipton. accessModel: pricing: unknown onboarding: unknown trial: false try_now: false public: false label: No public developer portal identified confidence: low source: - manual-research generated: '2026-07-23' method: manual image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Financial Services - Banking - Building Society - Open Banking - PSD2 - OBIE - United Kingdom - Mortgages - Savings - Account Information - Payments created: '2026-07-23' modified: '2026-07-23' specificationVersion: '0.19' apis: - aid: skipton-building-society:skipton-open-data-api name: Skipton Open Banking Open Data API (OBIE Standard) description: >- UK Open Banking Open Data standard - public, unauthenticated reference data (branches, ATMs, personal and business current accounts, unsecured SME loans, commercial credit cards) as defined by the OBIE Open Data API specification. Represented here as the shared OBIE standard; a live Skipton Open Data host was NOT confirmed (see review.yml). humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/ tags: - Open Data - Branches - ATMs properties: - type: OpenAPI url: openapi/obie-opendata-openapi.json - type: Documentation url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/ - type: APIReference url: https://github.com/OpenBankingUK/opendata-api-spec-compiled - aid: skipton-building-society:skipton-account-information-api name: Skipton Account & Transaction Information API (OBIE Read/Write Standard) description: >- Account and Transaction Information Services (AIS) as defined by the OBIE Read/Write API Standard - FAPI-secured (OAuth2/OIDC, mutual-TLS, PSD2 strong customer authentication). Represented here as the shared OBIE standard; Skipton ASPSP publication is unverified (see review.yml). humanURL: https://openbankinguk.github.io/read-write-api-site3/ tags: - Account Information - AISP properties: - type: Documentation url: https://openbankinguk.github.io/read-write-api-site3/ - type: APIReference url: https://github.com/OpenBankingUK/read-write-api-specs - aid: skipton-building-society:skipton-payment-initiation-api name: Skipton Payment Initiation API (OBIE Read/Write Standard) description: >- Payment Initiation Services (PIS) as defined by the OBIE Read/Write API Standard - FAPI-secured (OAuth2/OIDC, mutual-TLS, PSD2 SCA). Represented here as the shared OBIE standard; Skipton ASPSP publication is unverified (see review.yml). humanURL: https://openbankinguk.github.io/read-write-api-site3/ tags: - Payment Initiation - PISP properties: - type: Documentation url: https://openbankinguk.github.io/read-write-api-site3/ - type: APIReference url: https://github.com/OpenBankingUK/read-write-api-specs - aid: skipton-building-society:skipton-confirmation-of-funds-api name: Skipton Confirmation of Funds API (OBIE Read/Write Standard) description: >- Confirmation of Funds Services (CBPII) as defined by the OBIE Read/Write API Standard - FAPI-secured (OAuth2/OIDC, mutual-TLS, PSD2 SCA). Represented here as the shared OBIE standard; Skipton ASPSP publication is unverified (see review.yml). humanURL: https://openbankinguk.github.io/read-write-api-site3/ tags: - Confirmation of Funds - CBPII properties: - type: Documentation url: https://openbankinguk.github.io/read-write-api-site3/ - type: APIReference url: https://github.com/OpenBankingUK/read-write-api-specs common: - type: DomainSecurity url: security/skipton-building-society-domain-security.yml - type: Website url: https://www.skipton.co.uk/ - type: About url: https://www.skipton.co.uk/about-us - type: BranchLocator url: https://www.skipton.co.uk/help-and-support/branch-finder - type: Support url: https://www.skipton.co.uk/help-and-support/contact-us - type: Security url: https://www.skipton.co.uk/help-and-support/fraud-and-security - type: Blog url: https://www.skipton.co.uk/press-office - type: TermsOfService url: https://www.skipton.co.uk/legal-notice - type: PrivacyPolicy url: https://www.skipton.co.uk/privacy-policy - type: LinkedIn url: https://www.linkedin.com/company/skipton-building-society - type: Standard name: OBIE Open Data API Specification url: https://github.com/OpenBankingUK/opendata-api-spec-compiled - type: Standard name: OBIE Read/Write API Specification url: https://github.com/OpenBankingUK/read-write-api-specs - type: Authentication url: authentication/skipton-building-society-authentication.yml - type: Conformance url: conformance/skipton-building-society-conformance.yml - type: ErrorCatalog url: errors/skipton-building-society-problem-types.yml - type: Conventions url: conventions/skipton-building-society-conventions.yml - type: WellKnown url: well-known/skipton-building-society-well-known.yml - type: LLMsTxt url: llms/skipton-building-society-llms.txt - type: Overlay url: overlays/skipton-building-society-obie-opendata-overlay.yaml maintainers: - FN: Kin Lane email: kin@apievangelist.com