slug: skipton-building-society
provider: Skipton Building Society
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 4
edges:
- tag: ATM
  spec_file: skipton-building-society-atm-api-openapi.yml
  capability_id: BC-1300.50
  capability_id_l1: BC-1300
  capability_name: Banking Channels Management
  confidence: 0.75
  evidence: tag "ATM"; "Open Data ATM API"; GET /atms
  reason: UK Open Banking/Open Data ATM endpoint publishing the society's ATM estate (locations, services).
    ATM estate information is part of banking channel operations, hence Banking Channels Management. Confidence
    moderated because the spec gives no schema detail.
- tag: Branch
  spec_file: skipton-building-society-branch-api-openapi.yml
  capability_id: BC-1300.50
  capability_id_l1: BC-1300
  capability_name: Banking Channels Management
  confidence: 0.75
  evidence: GET /branches — "Open Data Branch API"
  reason: Open Data branch-locator endpoint exposing the branch network. Branch network information belongs
    to Banking Channels Management.
- tag: BCA
  spec_file: skipton-building-society-bca-api-openapi.yml
  capability_id: BC-1310.10
  capability_id_l1: BC-1310
  capability_name: Product Catalogue Management
  confidence: 0.7
  evidence: GET /business-current-accounts — "Open Data BCA API"
  reason: Open Data product reference endpoint publishing the bank's business current account product
    range (terms, rates, eligibility). That is publication of the banking product catalogue rather than
    servicing of an individual customer's account, so Product Catalogue Management. Some ambiguity vs.
    Deposit Account Management.
- tag: PCA
  spec_file: skipton-building-society-pca-api-openapi.yml
  capability_id: BC-1310.10
  capability_id_l1: BC-1310
  capability_name: Product Catalogue Management
  confidence: 0.7
  evidence: GET /personal-current-accounts — "Open Data PCA API"
  reason: 'Open Data personal current account product endpoint: publishes the product master/terms for
    PCAs, i.e. banking product catalogue rather than individual account servicing.'