specification: API Commons MCP
specificationVersion: '0.1'
provider: SoFi Technologies
providerId: sofi-technologies
name: SoFi Tech Solutions Documentation MCP
generated: '2026-09-06'
method: probed
source: https://docs.tech.sofi.com/mcp
status: published
description: A remote Model Context Protocol endpoint is live on the SoFi Tech Solutions developer hub
  at https://docs.tech.sofi.com/mcp. It answers a JSON-RPC POST with a well-formed MCP error envelope
  ({"jsonrpc":"2.0","error":{"code":-32001,"message":"Authorization required"}}) on both tools/list and
  initialize, which is a real MCP server refusing an anonymous caller - not a 404 and not an HTML shell.
  It is the documentation MCP that the ReadMe platform provisions for a developer hub, served under SoFi's
  own hostname; it is NOT an MCP front end for the Program, Payment Hub, Dispute, Loan or Risk APIs, which
  have no MCP surface at all.
deployment:
  mode: remote
  endpoint: https://docs.tech.sofi.com/mcp
  install: null
  package: null
  auth: unknown
  verified: probed
  probe_prior: (never probed)
  probe: gated
  probe_why: JSON-RPC error envelope -- the MCP server answered
  checked: '2026-09-11'
  source: claimed-backlog re-probe 2026-09-11
platform: ReadMe (readme.com) - the hub identifies itself with meta readme-subdomain "galileo-pro"
tools_enumerable: false
tools: []
notes: tools/list is auth-gated so the live tool set and its inputSchemas could not be read, and there
  is no published tool list to fall back on - the provider's llms.txt is a documentation index, not an
  MCP manifest. Neither /.well-known/oauth-protected-resource nor /.well-known/oauth-authorization-server
  is served on this host (both 404), so the authorization server could not be discovered either; auth
  is recorded as unknown rather than guessed as oauth. No tool list has been derived from the OpenAPI
  operations, because a derived candidate list would misrepresent what this endpoint actually exposes.
probes:
- url: https://docs.tech.sofi.com/mcp
  method: POST {"jsonrpc":"2.0","id":1,"method":"tools/list"}
  status: 401
  body: '{"jsonrpc":"2.0","error":{"code":-32001,"message":"Authorization required"},"id":null}'
- url: https://docs.tech.sofi.com/mcp
  method: POST {"jsonrpc":"2.0","id":1,"method":"initialize"}
  status: 401
  body: '{"jsonrpc":"2.0","error":{"code":-32001,"message":"Authorization required"},"id":null}'
- url: https://docs.tech.sofi.com/.well-known/oauth-protected-resource
  status: 404
- url: https://docs.tech.sofi.com/.well-known/oauth-authorization-server
  status: 404
- url: https://tech.sofi.com/mcp
  status: 301
  note: redirect to the marketing site, no MCP surface
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com