{"openapi":"3.0.1","info":{"title":"Loan API","description":"cfa-loan","contact":{"name":"CDP","url":"https://www.technisys.com","email":"info@technisys.com"},"version":"1.0.0-SNAPSHOT"},"servers":[{"url":"lending-{corename}.{env}.gpsrv.com/lending/"}],"tags":[{"name":"Loan","description":"Loan management endpoints."}],"paths":{"/1.0/updateLoanStatus":{"post":{"tags":["Loan"],"summary":"Update Loan Status","description":"Use the Update Loan Status to set a loan to charge-off status. In the future, this supports scenarios like bankruptcy.\n\nFor optional parameters, do not pass an empty string or null value.","operationId":"lending_post_updateLoanStatus","requestBody":{"content":{"application/x-www-form-urlencoded":{"schema":{"required":["loanId","loanStatus","loanStatusReasonCode","subProductId","transactionId","apiLogin","apiTransKey","providerId"],"type":"object","properties":{"apiLogin":{"type":"string","description":"Provider's web service username, as provided by Galileo for the requesting IP address.\nPattern: Max 50 characters\nExample: `\"AbC123-9999\"`","default":"AbC123-9999"},"apiTransKey":{"type":"string","description":"Web service password, as provided by Galileo for the requesting IP address.\nPattern: Max 15 characters\nExample: `\"4sb62fh6w4h7w34g\"`","default":"4sb62fh6w4h7w34g"},"providerId":{"type":"integer","format":"int32","description":"Galileo-issued unique provider identifier.\nPattern: Max 10 digits\nExample: `9999`","default":9999},"transactionId":{"type":"string","maxLength":60,"minLength":1,"description":"A provider-generated ID that is unique to each API call. A UUID is preferred. Do not reuse this identifier for multiple API calls.\nPattern: Max 60 characters\nExample: `\"984513-395483653-4483483478\"`","default":"984513-395483653-4483483478"},"providerTransactionId":{"type":"string","description":"An optional provider-generated ID for the API request.\nPattern: Max 60 characters\nExample: `\"47823438032233777\"`"},"providerTimestamp":{"type":"string","description":"An optional provider-generated timestamp for the API request.\nPattern: Max 60 characters\nExample: `\"2017-05-01 13:01:01\"`"},"loanStatus":{"title":"loanStatus","type":"string","description":"Status of the loan.","enum":["charge_off"],"default":"charge_off"},"loanStatusReasonCode":{"title":"loanStatusReasonCode","type":"integer","description":"Code associated with the reason for charging off a loan. Possible values:\n\n* `1010` — Divorce\n* `1011` — Deceased\n* `1012` — Incarcerated\n* `1013` — Income Loss\n* `1014` — Medical\n* `1015` — Refuse to pay\n* `1016` — Unknown \nPattern: 4-digit code.\nExample: `\"1016\"`.","format":"int32","default":1016},"loanId":{"title":"loanId","maxLength":30,"minLength":1,"type":"string","description":"Unique identifier for the loan.\nPattern: Max 30 characters\nExample: `\"450825953\"`.","default":"450825953"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","default":"442824720"}}}}}},"responses":{"200":{"description":"Success","content":{"application/json":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["loan_balance","loan_id","loan_status","total_charge_off_amount"],"properties":{"loan_status":{"title":"loan_status","type":"string","description":"Status of the loan.","example":"charge_off","enum":["charge_off"]},"loan_id":{"title":"loan_id","type":"string","description":"Galileo-generated identifier for the loan","example":"450825953"},"loan_balance":{"title":"loan_balance","type":"number","description":"Total balance remaining on the loan. In case of charge off the loan balance will be $0.00.","example":10000},"total_charge_off_amount":{"title":"total_charge_off_amount","type":"number","description":"Total amount that was charged off on the loan, inclusive of fees and interest","example":10000}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"{\n  \"response\": {\n    \"status_code\": 0,\n    \"status\": \"Success\",\n    \"processing_time\": 0.215,\n    \"response_data\": {\n      \"loan_status\": \"charge_off\",\n      \"loan_id\": 11118001000000140,\n      \"loan_balance\": 0,\n      \"total_charge_off_amount\": 500\n    },\n    \"echo\": {\n      \"provider_transaction_id\": \"\",\n      \"provider_timestamp\": \"\",\n      \"transaction_id\": 145267123234243\n    },\n    \"system_timestamp\": \"2022-11-10 14:14:17\",\n    \"rtoken\": \"cf5ad196-18ae-4334-8da3-4c47c82fec19\",\n    \"errors\": \"\"\n  }\n}\n"}}},"application/xml":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["loan_balance","loan_id","loan_status","total_charge_off_amount"],"properties":{"loan_status":{"title":"loan_status","type":"string","description":"Status of the loan.","example":"charge_off","enum":["charge_off"]},"loan_id":{"title":"loan_id","type":"string","description":"Galileo-generated identifier for the loan","example":"450825953"},"loan_balance":{"title":"loan_balance","type":"number","description":"Total balance remaining on the loan. In case of charge off the loan balance will be $0.00.","example":10000},"total_charge_off_amount":{"title":"total_charge_off_amount","type":"number","description":"Total amount that was charged off on the loan, inclusive of fees and interest","example":10000}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"<?xml version=\"1.0\" ?>\n<response>\n  <status_code>0</status_code>\n  <status>Success</status>\n  <processing_time>0215</processing_time>\n  <response_data>\n    <loan_status>charge_off</loan_status>\n    <loan_id>11118001000000140</loan_id>\n    <loan_balance>0</loan_balance>\n    <total_charge_off_amount>500</total_charge_off_amount>\n  </response_data>\n  <echo>\n  <provider_transaction_id/>\n  <provider_timestamp/>\n  <transaction_id>145267123234243</transaction_id>\n  </echo>\n  <rtoken>cf5ad196-18ae-4334-8da3-4c47c82fec19</rtoken>\n  <system_timestamp>2022-11-10 14:14:17</system_timestamp>\n</response>\n"}}}}}}},"parameters":[{"$ref":"#/components/parameters/ResponseContentTypeHeaderParam"}]},"/1.0/simulateLoan":{"post":{"tags":["Loan"],"summary":"Simulate Loan","description":"Use the Simulate Loan endpoint to present loan terms to individual and business customers. Simulate Loan allows customers to run multiple loan simulations, to compare the different APRs and loan terms, and make an informed decision about the loan offerings. The 36% MAPR is only applicable to individual customer loans, and there is no limit for business customer loans. This endpoint generates the data needed to create loan documents such as the Truth in Lending Act (TILA) document and loan disclosures. You have the option to create a loan with or without a simulation. If the loan is not created the same day as the loan simulation, there is a possibility that the APR might exceed the allowable limit, causing an error in loan creation.\n\n For optional parameters, do not pass an empty string or null value.","operationId":"lending_post_simulateLoan","requestBody":{"content":{"application/x-www-form-urlencoded":{"schema":{"required":["capitalTerm","customerPmtRefNo","loanTerm","subProductId","totalLoanAmount","transactionId","apiLogin","apiTransKey","providerId"],"type":"object","properties":{"apiLogin":{"type":"string","description":"Provider's web service username, as provided by Galileo for the requesting IP address.\nPattern: Max 50 characters\nExample: `\"AbC123-9999\"`","default":"AbC123-9999"},"apiTransKey":{"type":"string","description":"Web service password, as provided by Galileo for the requesting IP address.\nPattern: Max 15 characters\nExample: `\"4sb62fh6w4h7w34g\"`","default":"4sb62fh6w4h7w34g"},"providerId":{"type":"integer","format":"int32","description":"Galileo-issued unique provider identifier.\nPattern: Max 10 digits\nExample: `9999`","default":9999},"transactionId":{"type":"string","maxLength":60,"minLength":1,"description":"A provider-generated ID that is unique to each API call. A UUID is preferred. Do not reuse this identifier for multiple API calls.\nPattern: Max 60 characters\nExample: `\"984513-395483653-4483483478\"`","default":"984513-395483653-4483483478"},"providerTransactionId":{"type":"string","description":"An optional provider-generated ID for the API request.\nPattern: Max 60 characters\nExample: `\"47823438032233777\"`"},"providerTimestamp":{"type":"string","description":"An optional provider-generated timestamp for the API request.\nPattern: Max 60 characters\nExample: `\"2017-05-01 13:01:01\"`"},"loanTerm":{"title":"loanTerm","maximum":999999999,"minimum":1,"type":"integer","description":"Number of installments to pay off the loan.\nPattern: Min 1 characters and max 9 characters.\nExample: 4.","format":"int32","default":4},"customerType":{"title":"customerType","type":"string","description":"Specifies whether the loan simulation is created for a consumer loan or business loan. If no value is provided, it defaults to INDIVIDUAL.","enum":["BUSINESS","INDIVIDUAL"]},"totalLoanAmount":{"title":"totalLoanAmount","maximum":99999999999999.98,"exclusiveMaximum":false,"minimum":0.01,"exclusiveMinimum":false,"type":"number","description":"Total amount for the loan.\nPattern: Decimal number (14,2).\nExample: `\"700.00\"`.","default":10000},"capitalTerm":{"title":"capitalTerm","maximum":999999999,"minimum":1,"type":"integer","description":"Length of time between payments, in units specified by the subproduct. For example, if you specify “2” and the loan subproduct is set to weeks then installments will be due every two weeks.\nPattern: Max 9 digits.\nExample: `2`.","format":"int32","default":2},"loanApplicationData":{"title":"loanApplicationData","maxLength":4000,"minLength":1,"type":"string","description":"When using the loan simulation, you have the option to pass in comma-separated data from the user's application to store with the simulation for downstream analysis. If a loan is created, this associates the user’s application to the simulation and then to the loan."},"firstInstallmentDueDate":{"title":"firstInstallmentDueDate","type":"string","description":"Due date of the first installment has to be between the 1st and 28th of the month. This field does not apply to bi-weekly subproducts.","format":"date"},"customerPmtRefNo":{"title":"customerPmtRefNo","pattern":"^([0-9]{12}|[0-9]{16})$","type":"string","description":"PRN for the customer’s primary account. Galileo uses the PRN to retrieve customer information, like business name, date of birth, SSN, address, etc. When the loan is created, the `loan_id` will be associated with this PRN. \nPattern: PRN\nExample: `\"074103447228\"`.","default":"909675440"},"loanStartDate":{"title":"loanStartDate","pattern":"yyyy-MM-dd","type":"string","description":"Start date for the loan. This may be different from `loan_creation_date`.","format":"date"},"applicationNumber":{"title":"applicationNumber","maxLength":100,"minLength":1,"type":"string","description":"Unique identifier that you generate for the loan application. This identifier is associated with loan simulations. You can give this identifier to customers for customer service purposes."},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","default":"442824720"}}}}}},"responses":{"200":{"description":"Success","content":{"application/json":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["amortization_schedules","application_number","count_of_installments","first_installment_due_date","initial_projected_maturity_date","installment_amount","interest_rate","late_fee","loan_apr","origination_fee","rate_type","simulation_date","simulation_id","sub_product_id"],"properties":{"simulation_id":{"title":"simulation_id","type":"string","description":"Unique identifier associated with each loan simulation.","example":"450825953"},"interest_rate":{"title":"interest_rate","type":"number","description":"Interest rate applied to the loan, as defined by the subproduct","example":15},"sub_product_id":{"title":"sub_product_id","type":"string","description":"Identifier for the loan subproduct","example":"442824720"},"simulation_date":{"title":"simulation_date","pattern":"yyyy-MM-dd","type":"string","description":"Date the simulated loan is created.","format":"date","example":"2022-01-01"},"initial_projected_maturity_date":{"title":"initial_projected_maturity_date","pattern":"yyyy-MM-dd","type":"string","description":"Projected date when the loan will be paid off. This date is calculated only when a loan is simulated or created and cannot be sent again.","format":"date","example":"2022-07-01"},"itemization_of_amount_financed":{"title":"itemization_of_amount_financed","required":["disbursed_amount","loan_amount","projected_fees_amount","projected_interest_amount"],"type":"object","properties":{"loan_amount":{"title":"loan_amount","type":"number","description":"Total loan amount borrowed by the customer. This is the sum of the `disbursed_amount`, `origination_fee`, and any other fees associated with the loan.","example":10000},"disbursed_amount":{"title":"disbursed_amount","type":"number","description":"Total loan amount disbursed to the customer","example":10000},"projected_interest_amount":{"title":"projected_interest_amount","type":"number","description":"The total interest amount the borrower will be paying","example":10},"projected_fees_amount":{"title":"projected_fees_amount","type":"number","description":"Total fees that the customer is projected to pay over the course of the loan","example":10}}},"origination_fee":{"title":"origination_fee","type":"number","description":"Fee charged at loan creation. Returns 0 if there is no origination fee.","example":0},"rate_type":{"title":"rate_type","type":"string","description":"Indicates whether the interest type is `FIXED` or `VARIABLE.","example":"FIXED","enum":["fixed","variable"]},"application_number":{"title":"application_number","type":"string","description":"Unique identifier that you generate for the loan application. This identifier is associated with loan simulations. You can give this identifier to customers for customer service purposes.","example":"589841564"},"amortization_schedules":{"title":"amortization_schedules","type":"array","items":{"required":["amort_installment_number","amort_payment_amount","amort_payment_balance","amort_payment_due_date","amort_payment_fees","amort_payment_interest","amort_payment_principal"],"type":"object","properties":{"amort_installment_number":{"title":"amort_installment_number","type":"integer","description":"The number of the installment","format":"int32","example":1},"amort_payment_due_date":{"title":"amort_payment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the payment for this installment is due","format":"date","example":"2022-02-01"},"amort_payment_amount":{"title":"amort_payment_amount","type":"number","description":"Total amount owed for this installment, including the principal amount,interest and fees","example":1740.34},"amort_payment_principal":{"title":"amort_payment_principal","type":"number","description":"Amount owed on the principal loan for this installment","example":1000},"amort_payment_fees":{"title":"amort_payment_fees","type":"number","description":"Fee amount that will be paid in each installment","example":7.51},"amort_payment_interest":{"title":"amort_payment_interest","type":"number","description":"Amount owed on the loan interest for this installment","example":10},"amort_payment_balance":{"title":"amort_payment_balance","type":"number","description":"Remaining balance after this installment is paid","example":2000}}}},"count_of_installments":{"title":"count_of_installments","pattern":"yyyy-MM-dd","type":"integer","description":"Number of installment scheduled","format":"int32","example":4},"installment_amount":{"title":"installment_amount","pattern":"yyyy-MM-dd","type":"number","description":"Payment due at each installment. This is the same amount as `amort_payment_amount`.","example":1740.34},"first_installment_due_date":{"title":"first_installment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date the first installment is due","format":"date","example":"2022-02-01"},"loan_apr":{"title":"loan_apr","type":"number","description":"Annual percentage rate for interest charged on the loan. Calculated from the interest defined by the subproduct, the length of the loan, the origination fee (if applicable) and other fees (if applicable).","example":15},"late_fee":{"title":"late_fee","type":"number","description":"Late fee for the loan","example":5}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"{\n    \"status_code\": 0,\n    \"status\": \"Success\",\n    \"processing_time\": 4.298,\n    \"response_data\": {\n      \"loan_apr\": 32.52,\n      \"rate_type\": \"fixed\",\n      \"origination_fee\": 0.0,\n      \"late_fee\": 0.0,\n      \"initial_projected_maturity_date\": \"2023-07-21\",\n      \"application_number\": null,\n      \"itemization_of_amount_financed\": {\n        \"loan_amount\": 300.0,\n        \"disbursed_amount\": 300.0,\n        \"projected_interest_amount\": 0.0,\n\t    \"projected_fees_amount\": 9.45\n      },\n      \"amortization_schedules\": {\n        \"amortization_schedule\": [\n          {\n            \"amort_installment_number\": 1,\n            \"amort_payment_due_date\": \"2022-10-30\",\n            \"amort_payment_amount\": 77.36,\n            \"amort_payment_principal\": 75.00,\n            \"amort_payment_fees\": 2.36,\n            \"amort_payment_interest\": 0.00,\n            \"amort_payment_balance\": 232.09,\n          },\n          {\n            \"amort_installment_number\": 2,\n            \"amort_payment_due_date\": \"2022-11-13\",\n            \"amort_payment_amount\": 77.36,\n            \"amort_payment_principal\": 75.00,\n            \"amort_payment_fees\": 2.36,\n            \"amort_payment_interest\": 0.00,\n            \"amort_payment_balance\": 154.73,\n          },\n          {\n            \"amort_installment_number\": 3,\n            \"amort_payment_due_date\": \"2022-11-27\",\n            \"amort_payment_amount\": 77.36,\n            \"amort_payment_principal\": 75.00,\n            \"amort_payment_fees\": 2.36,\n            \"amort_payment_interest\": 0.00,\n            \"amort_payment_balance\": 77.37,\n          },\n          {\n            \"amort_installment_number\": 4,\n            \"amort_payment_due_date\": \"2022-12-11\",\n            \"amort_payment_amount\": 77.37,\n            \"amort_payment_principal\": 75.00,\n            \"amort_payment_fees\": 2.37,\n            \"amort_payment_interest\": 0.00,\n            \"amort_payment_balance\": 0.00,\n          }\n        ]\n      },\n      \"count_of_installments\": 4,\n      \"installment_amount\": 77.36,\n      \"first_installment_due_date\": \"2022-10-30\",\n      \"simulation_id\": \"1676315637005\",\n      \"sub_product_id\": \"8008\",\n      \"simulation_date\": \"2022-10-16\"\n    },\n    \"echo\": {\n      \"provider_transaction_id\": \"\",\n      \"provider_timestamp\": \"\",\n      \"transaction_id\": 818517296121222\n    },\n    \"system_timestamp\": \"2022-10-16 15:36:28\",\n    \"rtoken\": \"a0888f94-fed6-4376-9567-3bga83ea902\",\n    \"errors\": \"\"\n  }\n}\n"}}},"application/xml":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["amortization_schedules","application_number","count_of_installments","first_installment_due_date","initial_projected_maturity_date","installment_amount","interest_rate","late_fee","loan_apr","origination_fee","rate_type","simulation_date","simulation_id","sub_product_id"],"properties":{"simulation_id":{"title":"simulation_id","type":"string","description":"Unique identifier associated with each loan simulation.","example":"450825953"},"interest_rate":{"title":"interest_rate","type":"number","description":"Interest rate applied to the loan, as defined by the subproduct","example":15},"sub_product_id":{"title":"sub_product_id","type":"string","description":"Identifier for the loan subproduct","example":"442824720"},"simulation_date":{"title":"simulation_date","pattern":"yyyy-MM-dd","type":"string","description":"Date the simulated loan is created.","format":"date","example":"2022-01-01"},"initial_projected_maturity_date":{"title":"initial_projected_maturity_date","pattern":"yyyy-MM-dd","type":"string","description":"Projected date when the loan will be paid off. This date is calculated only when a loan is simulated or created and cannot be sent again.","format":"date","example":"2022-07-01"},"itemization_of_amount_financed":{"title":"itemization_of_amount_financed","required":["disbursed_amount","loan_amount","projected_fees_amount","projected_interest_amount"],"type":"object","properties":{"loan_amount":{"title":"loan_amount","type":"number","description":"Total loan amount borrowed by the customer. This is the sum of the `disbursed_amount`, `origination_fee`, and any other fees associated with the loan.","example":10000},"disbursed_amount":{"title":"disbursed_amount","type":"number","description":"Total loan amount disbursed to the customer","example":10000},"projected_interest_amount":{"title":"projected_interest_amount","type":"number","description":"The total interest amount the borrower will be paying","example":10},"projected_fees_amount":{"title":"projected_fees_amount","type":"number","description":"Total fees that the customer is projected to pay over the course of the loan","example":10}}},"origination_fee":{"title":"origination_fee","type":"number","description":"Fee charged at loan creation. Returns 0 if there is no origination fee.","example":0},"rate_type":{"title":"rate_type","type":"string","description":"Indicates whether the interest type is `FIXED` or `VARIABLE.","example":"FIXED","enum":["fixed","variable"]},"application_number":{"title":"application_number","type":"string","description":"Unique identifier that you generate for the loan application. This identifier is associated with loan simulations. You can give this identifier to customers for customer service purposes.","example":"589841564"},"amortization_schedules":{"title":"amortization_schedules","type":"array","items":{"required":["amort_installment_number","amort_payment_amount","amort_payment_balance","amort_payment_due_date","amort_payment_fees","amort_payment_interest","amort_payment_principal"],"type":"object","properties":{"amort_installment_number":{"title":"amort_installment_number","type":"integer","description":"The number of the installment","format":"int32","example":1},"amort_payment_due_date":{"title":"amort_payment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the payment for this installment is due","format":"date","example":"2022-02-01"},"amort_payment_amount":{"title":"amort_payment_amount","type":"number","description":"Total amount owed for this installment, including the principal amount,interest and fees","example":1740.34},"amort_payment_principal":{"title":"amort_payment_principal","type":"number","description":"Amount owed on the principal loan for this installment","example":1000},"amort_payment_fees":{"title":"amort_payment_fees","type":"number","description":"Fee amount that will be paid in each installment","example":7.51},"amort_payment_interest":{"title":"amort_payment_interest","type":"number","description":"Amount owed on the loan interest for this installment","example":10},"amort_payment_balance":{"title":"amort_payment_balance","type":"number","description":"Remaining balance after this installment is paid","example":2000}}}},"count_of_installments":{"title":"count_of_installments","pattern":"yyyy-MM-dd","type":"integer","description":"Number of installment scheduled","format":"int32","example":4},"installment_amount":{"title":"installment_amount","pattern":"yyyy-MM-dd","type":"number","description":"Payment due at each installment. This is the same amount as `amort_payment_amount`.","example":1740.34},"first_installment_due_date":{"title":"first_installment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date the first installment is due","format":"date","example":"2022-02-01"},"loan_apr":{"title":"loan_apr","type":"number","description":"Annual percentage rate for interest charged on the loan. Calculated from the interest defined by the subproduct, the length of the loan, the origination fee (if applicable) and other fees (if applicable).","example":15},"late_fee":{"title":"late_fee","type":"number","description":"Late fee for the loan","example":5}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"<?xml version=\"1.0\" ?>\n<response>\n  <status_code>0</status_code>\n  <status>Success</status>\n  <processing_time>1.386</processing_time>\n  <response_data>\n   <response_data>\n      <amortization_schedules>\n         <amortization_schedule>\n            <element>\n               <amort_installment_number>1</amort_installment_number>\n               <amort_payment_amount>77.36</amort_payment_amount>\n               <amort_payment_balance>232.09</amort_payment_balance>\n               <amort_payment_due_date>2022-1-30</amort_payment_due_date>\n               <amort_payment_fees>2.36</amort_payment_fees>\n               <amort_payment_interest>0.0</amort_payment_interest>\n               <amort_payment_principal>75.0</amort_payment_principal>\n            </element>\n            <element>\n               <amort_installment_number>2</amort_installment_number>\n               <amort_payment_amount>77.36</amort_payment_amount>\n               <amort_payment_balance>154.73</amort_payment_balance>\n               <amort_payment_due_date>2022-10-13</amort_payment_due_date>\n               <amort_payment_fees>2.36</amort_payment_fees>\n               <amort_payment_interest>0.0</amort_payment_interest>\n               <amort_payment_principal>75.0</amort_payment_principal>\n            </element>\n            <element>\n               <amort_installment_number>3</amort_installment_number>\n               <amort_payment_amount>77.36</amort_payment_amount>\n               <amort_payment_balance>77.37</amort_payment_balance>\n               <amort_payment_due_date>2022-10-27</amort_payment_due_date>\n               <amort_payment_fees>2.36</amort_payment_fees>\n               <amort_payment_interest>0.0</amort_payment_interest>\n               <amort_payment_principal>75.0</amort_payment_principal>\n            </element>\n            <element>\n               <amort_installment_number>4</amort_installment_number>\n               <amort_payment_amount>77.37</amort_payment_amount>\n               <amort_payment_balance>0.0</amort_payment_balance>\n               <amort_payment_due_date>2022-10-11</amort_payment_due_date>\n               <amort_payment_fees>2.37</amort_payment_fees>\n               <amort_payment_interest>0.0</amort_payment_interest>\n               <amort_payment_principal>75.0</amort_payment_principal>\n            </element>\n         </amortization_schedule>\n      </amortization_schedules>\n      <application_number null=\"true\" />\n      <count_of_installments>4</count_of_installments>\n      <first_installment_due_date>2022-10-30</first_installment_due_date>\n      <initial_projected_maturity_date>2022-12-11</initial_projected_maturity_date>\n      <installment_amount>77.36</installment_amount>\n      <itemization_of_amount_financed>\n         <disbursed_amount>300.0</disbursed_amount>\n         <loan_amount>300.0</loan_amount>\n         <projected_fees_amount>9.45</projected_fees_amount>\n         <projected_interest_amount>0.0</projected_interest_amount>\n      </itemization_of_amount_financed>\n      <late_fee>0.0</late_fee>\n      <loan_apr>32.52</loan_apr>\n      <origination_fee>0.0</origination_fee>\n      <rate_type>fixed</rate_type>\n      <simulation_date>2022-10-16</simulation_date>\n      <simulation_id>1676315637005</simulation_id>\n      <sub_product_id>8008</sub_product_id>\n   </response_data>\n   <rtoken>a0888f94-fed6-4376-9567-3bga83ea902</rtoken>\n   <status>Success</status>\n   <status_code>0</status_code>\n   <system_timestamp>2022-10-16 15:36:28</system_timestamp>\n</response>"}}}}}}},"parameters":[{"$ref":"#/components/parameters/ResponseContentTypeHeaderParam"}]},"/1.0/getLoanTransactionHistory":{"post":{"tags":["Loan"],"summary":"Get Loan Transaction History","description":"Use Get Loan Transaction History endpoint to provide a complete history of the transaction data associated with a particular business or consumer loan. Transaction data includes but is not limited to when a loan is created and funds disbursed, when fees were assessed, charged, waived, or reversed, and when a loan was charged off. \n\nFor optional parameters, do not pass an empty string or null value.","operationId":"lending_post_getLoanTransactionHistory","requestBody":{"content":{"application/x-www-form-urlencoded":{"schema":{"required":["loanId","subProductId","transactionId","apiLogin","apiTransKey","providerId"],"type":"object","properties":{"apiLogin":{"type":"string","description":"Provider's web service username, as provided by Galileo for the requesting IP address.\nPattern: Max 50 characters\nExample: `\"AbC123-9999\"`","default":"AbC123-9999"},"apiTransKey":{"type":"string","description":"Web service password, as provided by Galileo for the requesting IP address.\nPattern: Max 15 characters\nExample: `\"4sb62fh6w4h7w34g\"`","default":"4sb62fh6w4h7w34g"},"providerId":{"type":"integer","format":"int32","description":"Galileo-issued unique provider identifier.\nPattern: Max 10 digits\nExample: `9999`","default":9999},"transactionId":{"type":"string","maxLength":60,"minLength":1,"description":"A provider-generated ID that is unique to each API call. A UUID is preferred. Do not reuse this identifier for multiple API calls.\nPattern: Max 60 characters\nExample: `\"984513-395483653-4483483478\"`","default":"984513-395483653-4483483478"},"providerTransactionId":{"type":"string","description":"An optional provider-generated ID for the API request.\nPattern: Max 60 characters\nExample: `\"47823438032233777\"`"},"providerTimestamp":{"type":"string","description":"An optional provider-generated timestamp for the API request.\nPattern: Max 60 characters\nExample: `\"2017-05-01 13:01:01\"`"},"sortKey":{"title":"sortKey","type":"string","description":"Sort key of the loan.\nPattern: Max 30 characters. \nExample: `123456`.","default":"id","enum":["id"]},"page":{"title":"page","minimum":1,"type":"integer","description":"Number of the page to retrieve.\nPattern: Integar value of 1 or greater.\nExample: `1`.","format":"int32","default":1},"recordCnt":{"title":"recordCnt","maximum":1000,"minimum":1,"type":"integer","description":"Maximum number of records per page to be returned.\nPattern: Max 3 characters. \nExample:`100`.","format":"int32","default":100},"sortDirection":{"title":"sortDirection","type":"string","description":"Sort the record in ascending or descending order.\nPossible values: `ASC` - Ascending or `DESC` - Descending. Default: `ASC`.","default":"ASC","enum":["ASC","DESC"]},"loanId":{"title":"loanId","maxLength":30,"minLength":1,"type":"string","description":"Unique identifier for the loan.\nPattern: Max 30 characters\nExample: `\"450825953\"`.","default":"450825953"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","default":"442824720"}}}}}},"responses":{"200":{"description":"Success","content":{"application/json":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["loan_transactions","number_of_pages","page","principal_balance","total_record_count"],"properties":{"principal_balance":{"title":"principal_balance","type":"number","description":"Current principal balance remaining on the loan","example":10000},"loan_transactions":{"type":"array","items":{"title":"loan_transactions","required":["amount_type","charge_code","loan_payment_number","loan_status_reason_code","loan_transaction_date","loan_transaction_effective_date","loan_transaction_id","payment_source","reversal_flag","total_charge_off_amount","transaction_amount","transaction_code"],"type":"object","properties":{"loan_transaction_id":{"title":"loan_transaction_id","type":"string","description":"Galileo-generated unique identifier for the payment on the loan. This is the same field as `loan_payment_number`provided in the Create Loan Payment API response.","example":"450825953"},"transaction_code":{"title":"transaction_code","type":"integer","description":"Specifies the type of transaction. Possible values: \n\n* `9001` — Loan advance\n* `9099` — Advance reversal\n* `9002` — Regular payment\n* `9098` — Payment reversal\n* `9020` — Payoff\n* `9024` — Charge off\n* `9006` — Past due payment\n* `9005` — Installment past due","format":"int32","example":9006},"transaction_amount":{"title":"transaction_amount","type":"number","description":"Amount of the transaction","example":100},"reversal_flag":{"title":"reversal_flag","type":"boolean","description":"Returns `FALSE` by default. Returns `TRUE` on the duplicate transaction record when a loan or payment is reversed.","example":true},"charge_code":{"title":"charge_code","type":"integer","description":"Specifies the fee type that is applied to the transaction. Possible values: \n\n* `8` — Origination fee\n* `9` — Late fee","format":"int32","example":8},"loan_transaction_date":{"title":"loan_transaction_date","type":"string","description":"Date of the business transaction","format":"date","example":"2023-01-01"},"loan_transaction_effective_date":{"title":"loan_transaction_effective_date","type":"string","description":"The effective date of the transaction. Use for backdating.","format":"date","example":"2023-01-01"},"loan_payment_number":{"title":"loan_payment_number","type":"string","description":"Galileo-generated unique identifier for the payment on the loan. This is the same field as `loan_payment_number`provided in the Create Loan Payment API response.","example":"123"},"payment_source":{"title":"payment_source","type":"string","description":"Specifies the source of the payment on the loan. Possible values: `USRP`, `SYSP`, `CRDP`, `CSRP`,`IVRP`,`DFRL`,`DWRO`,`PCRP`,`MCRP`,`RCRP`.","example":"USRP"},"total_charge_off_amount":{"title":"total_charge_off_amount","type":"number","description":"Total amount of the loan that was charged off","example":100},"loan_status_reason_code":{"title":"loan_status_reason_code","type":"integer","description":"Reason provided for charging off the loan, as provided in the API request","format":"int32","example":1010},"amount_type":{"title":"amount_type","type":"integer","description":"Specifies whether the transaction was related to principal, interest, or  fees. Possible values: \n\n* `4` — Principal\n* `5` — Interest\n* `64` — Fees","format":"int32","example":4}},"description":"Contains all transaction data for the loan"}},"page":{"title":"page","type":"integer","description":"The page number retrieved in the context of recordset paging","format":"int32","example":1},"total_record_count":{"title":"total_record_count","type":"integer","description":"The total number of records returned.","format":"int32","example":10},"number_of_pages":{"title":"number_of_pages","type":"integer","description":"Total number of pages.","format":"int32","example":5}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"{\n    \"status_code\": \"0\",\n    \"processing_time\": \"0.30\",\n    \"echo\": {\n      \"provider_transaction_id\": [],\n      \"provider_timestamp\": [],\n      \"transaction_id\": \"362516a8-1189-4540-a0e2-a2f9a66771d8\"\n    },\n    \"system_timestamp\": \"2023-07-27 12:32:06\",\n    \"errors\": [],\n    \"rtoken\": \"8cc16de0-5eda-4e2a-968e-3b08fce6f778\",\n    \"response_data\": {\n      \"total_record_count\": \"7\",\n      \"page\": \"1\",\n      \"number_of_pages\": \"1\",\n      \"principal_balance\": \"372.52\",\n      \"loan_transactions\": [\n        {\n          \"loan_transaction_id\": \"110476\",\n          \"transaction_code\": \"9001\",\n          \"transaction_amount\": \"400.00\",\n          \"amount_type\": \"4\",\n          \"charge_code\": [],\n          \"total_charge_off_amount\": [],\n          \"loan_status_reason_code\": [],\n          \"loan_transaction_date\": \"2023-07-08\",\n          \"loan_transaction_effective_date\": \"2023-07-08\",\n          \"loan_payment_number\": [],\n          \"payment_source\": [],\n          \"reversal_flag\": \"false\"\n        },\n        {\n          \"loan_transaction_id\": \"110477\",\n          \"transaction_code\": \"9002\",\n          \"transaction_amount\": \"7.48\",\n          \"amount_type\": \"4\",\n          \"charge_code\": [],\n          \"total_charge_off_amount\": [],\n          \"loan_status_reason_code\": [],\n          \"loan_transaction_date\": \"2023-07-08\",\n          \"loan_transaction_effective_date\": \"2023-07-08\",\n          \"loan_payment_number\": \"16902324986230091\",\n          \"payment_source\": \"USRP\",\n          \"reversal_flag\": \"false\"\n        },\n        {\n          \"loan_transaction_id\": \"110478\",\n          \"transaction_code\": \"9002\",\n          \"transaction_amount\": \"2.52\",\n          \"amount_type\": \"41\",\n          \"charge_code\": \"81\",\n          \"total_charge_off_amount\": [],\n          \"loan_status_reason_code\": [],\n          \"loan_transaction_date\": \"2023-07-08\",\n          \"loan_transaction_effective_date\": \"2023-07-08\",\n          \"loan_payment_number\": \"16902324986230091\",\n          \"payment_source\": \"USRP\",\n          \"reversal_flag\": \"false\"\n        },\n        {\n          \"loan_transaction_id\": \"110479\",\n          \"transaction_code\": \"9002\",\n          \"transaction_amount\": \"10.00\",\n          \"amount_type\": \"4\",\n          \"charge_code\": [],\n          \"total_charge_off_amount\": [],\n          \"loan_status_reason_code\": [],\n          \"loan_transaction_date\": \"2023-07-08\",\n          \"loan_transaction_effective_date\": \"2023-07-08\",\n          \"loan_payment_number\": \"16902325414500119\",\n          \"payment_source\": \"USRP\",\n          \"reversal_flag\": \"false\"\n        },\n        {\n          \"loan_transaction_id\": \"110480\",\n          \"transaction_code\": \"9002\",\n          \"transaction_amount\": \"10.00\",\n          \"amount_type\": \"4\",\n          \"charge_code\": [],\n          \"total_charge_off_amount\": [],\n          \"loan_status_reason_code\": [],\n          \"loan_transaction_date\": \"2023-07-08\",\n          \"loan_transaction_effective_date\": \"2023-07-08\",\n          \"loan_payment_number\": \"16902369713620053\",\n          \"payment_source\": \"USRP\",\n          \"reversal_flag\": \"false\"\n        },\n        {\n          \"loan_transaction_id\": \"110534\",\n          \"transaction_code\": \"9005\",\n          \"transaction_amount\": \"52.52\",\n          \"amount_type\": \"4\",\n          \"charge_code\": [],\n          \"total_charge_off_amount\": [],\n          \"loan_status_reason_code\": [],\n          \"loan_transaction_date\": \"2023-07-08\",\n          \"loan_transaction_effective_date\": \"2023-07-08\",\n          \"loan_payment_number\": [],\n          \"payment_source\": [],\n          \"reversal_flag\": \"false\"\n        },\n        {\n          \"loan_transaction_id\": \"110535\",\n          \"transaction_code\": \"9005\",\n          \"transaction_amount\": \"2.52\",\n          \"amount_type\": \"41\",\n          \"charge_code\": \"81\",\n          \"total_charge_off_amount\": [],\n          \"loan_status_reason_code\": [],\n          \"loan_transaction_date\": \"2023-07-08\",\n          \"loan_transaction_effective_date\": \"2023-07-08\",\n          \"loan_payment_number\": [],\n          \"payment_source\": [],\n          \"reversal_flag\": \"false\"\n        }\n      ]\n    },\n    \"status\": \"Success\"\n  }"}}},"application/xml":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["loan_transactions","number_of_pages","page","principal_balance","total_record_count"],"properties":{"principal_balance":{"title":"principal_balance","type":"number","description":"Current principal balance remaining on the loan","example":10000},"loan_transactions":{"type":"array","items":{"title":"loan_transactions","required":["amount_type","charge_code","loan_payment_number","loan_status_reason_code","loan_transaction_date","loan_transaction_effective_date","loan_transaction_id","payment_source","reversal_flag","total_charge_off_amount","transaction_amount","transaction_code"],"type":"object","properties":{"loan_transaction_id":{"title":"loan_transaction_id","type":"string","description":"Galileo-generated unique identifier for the payment on the loan. This is the same field as `loan_payment_number`provided in the Create Loan Payment API response.","example":"450825953"},"transaction_code":{"title":"transaction_code","type":"integer","description":"Specifies the type of transaction. Possible values: \n\n* `9001` — Loan advance\n* `9099` — Advance reversal\n* `9002` — Regular payment\n* `9098` — Payment reversal\n* `9020` — Payoff\n* `9024` — Charge off\n* `9006` — Past due payment\n* `9005` — Installment past due","format":"int32","example":9006},"transaction_amount":{"title":"transaction_amount","type":"number","description":"Amount of the transaction","example":100},"reversal_flag":{"title":"reversal_flag","type":"boolean","description":"Returns `FALSE` by default. Returns `TRUE` on the duplicate transaction record when a loan or payment is reversed.","example":true},"charge_code":{"title":"charge_code","type":"integer","description":"Specifies the fee type that is applied to the transaction. Possible values: \n\n* `8` — Origination fee\n* `9` — Late fee","format":"int32","example":8},"loan_transaction_date":{"title":"loan_transaction_date","type":"string","description":"Date of the business transaction","format":"date","example":"2023-01-01"},"loan_transaction_effective_date":{"title":"loan_transaction_effective_date","type":"string","description":"The effective date of the transaction. Use for backdating.","format":"date","example":"2023-01-01"},"loan_payment_number":{"title":"loan_payment_number","type":"string","description":"Galileo-generated unique identifier for the payment on the loan. This is the same field as `loan_payment_number`provided in the Create Loan Payment API response.","example":"123"},"payment_source":{"title":"payment_source","type":"string","description":"Specifies the source of the payment on the loan. Possible values: `USRP`, `SYSP`, `CRDP`, `CSRP`,`IVRP`,`DFRL`,`DWRO`,`PCRP`,`MCRP`,`RCRP`.","example":"USRP"},"total_charge_off_amount":{"title":"total_charge_off_amount","type":"number","description":"Total amount of the loan that was charged off","example":100},"loan_status_reason_code":{"title":"loan_status_reason_code","type":"integer","description":"Reason provided for charging off the loan, as provided in the API request","format":"int32","example":1010},"amount_type":{"title":"amount_type","type":"integer","description":"Specifies whether the transaction was related to principal, interest, or  fees. Possible values: \n\n* `4` — Principal\n* `5` — Interest\n* `64` — Fees","format":"int32","example":4}},"description":"Contains all transaction data for the loan"}},"page":{"title":"page","type":"integer","description":"The page number retrieved in the context of recordset paging","format":"int32","example":1},"total_record_count":{"title":"total_record_count","type":"integer","description":"The total number of records returned.","format":"int32","example":10},"number_of_pages":{"title":"number_of_pages","type":"integer","description":"Total number of pages.","format":"int32","example":5}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"<?xml version=\"1.0\" ?>\n<response>\n <status_code>0</status_code>\n<processing_time>0.30</processing_time>\n<echo>\n    <provider_transaction_id/>\n    <provider_timestamp/>\n    <transaction_id>362516a8-1189-4540-a0e2-a2f9a66771d8</transaction_id>\n    </echo>\n    <system_timestamp>2023-07-27 12:32:06</system_timestamp>\n    <errors/>\n    <rtoken>8cc16de0-5eda-4e2a-968e-3b08fce6f778</rtoken>\n    <response_data>\n        <total_record_count>7</total_record_count>\n        <page>1</page>\n        <number_of_pages>1</number_of_pages>\n        <principal_balance>372.52</principal_balance>\n        <loan_transactions>\n            <loan_transactions>\n                <loan_transaction_id>110476</loan_transaction_id>\n                <transaction_code>9001</transaction_code>\n                <transaction_amount>400.00</transaction_amount>\n                <amount_type>4</amount_type>\n                <charge_code/>\n                <total_charge_off_amount/>\n                <loan_status_reason_code/>\n                <loan_transaction_date>2023-07-08</loan_transaction_date>\n                <loan_transaction_effective_date>2023-07-08</loan_transaction_effective_date>\n                <loan_payment_number/>\n                <payment_source/>\n                <reversal_flag>false</reversal_flag>\n            </loan_transactions>\n            <loan_transactions>\n                <loan_transaction_id>110477</loan_transaction_id>\n                <transaction_code>9002</transaction_code>\n                <transaction_amount>7.48</transaction_amount>\n                <amount_type>4</amount_type>\n                <charge_code/>\n                <total_charge_off_amount/>\n                <loan_status_reason_code/>\n                <loan_transaction_date>2023-07-08</loan_transaction_date>\n                <loan_transaction_effective_date>2023-07-08</loan_transaction_effective_date>\n                <loan_payment_number>16902324986230091</loan_payment_number>\n                <payment_source>USRP</payment_source>\n                <reversal_flag>false</reversal_flag>\n            </loan_transactions>\n            <loan_transactions>\n                <loan_transaction_id>110478</loan_transaction_id>\n                <transaction_code>9002</transaction_code>\n                <transaction_amount>2.52</transaction_amount>\n                <amount_type>41</amount_type>\n                <charge_code>81</charge_code>\n                <total_charge_off_amount/>\n                <loan_status_reason_code/>\n                <loan_transaction_date>2023-07-08</loan_transaction_date>\n                <loan_transaction_effective_date>2023-07-08</loan_transaction_effective_date>\n                <loan_payment_number>16902324986230091</loan_payment_number>\n                <payment_source>USRP</payment_source>\n                <reversal_flag>false</reversal_flag>\n            </loan_transactions>\n            <loan_transactions>\n                <loan_transaction_id>110479</loan_transaction_id>\n                <transaction_code>9002</transaction_code>\n                <transaction_amount>10.00</transaction_amount>\n                <amount_type>4</amount_type>\n                <charge_code/>\n                <total_charge_off_amount/>\n                <loan_status_reason_code/>\n                <loan_transaction_date>2023-07-08</loan_transaction_date>\n                <loan_transaction_effective_date>2023-07-08</loan_transaction_effective_date>\n                <loan_payment_number>16902325414500119</loan_payment_number>\n                <payment_source>USRP</payment_source>\n                <reversal_flag>false</reversal_flag>\n            </loan_transactions>\n            <loan_transactions>\n                <loan_transaction_id>110480</loan_transaction_id>\n                <transaction_code>9002</transaction_code>\n                <transaction_amount>10.00</transaction_amount>\n                <amount_type>4</amount_type>\n                <charge_code/>\n                <total_charge_off_amount/>\n                <loan_status_reason_code/>\n                <loan_transaction_date>2023-07-08</loan_transaction_date>\n                <loan_transaction_effective_date>2023-07-08</loan_transaction_effective_date>\n                <loan_payment_number>16902369713620053</loan_payment_number>\n                <payment_source>USRP</payment_source>\n                <reversal_flag>false</reversal_flag>\n            </loan_transactions>\n            <loan_transactions>\n                <loan_transaction_id>110534</loan_transaction_id>\n                <transaction_code>9005</transaction_code>\n                <transaction_amount>52.52</transaction_amount>\n                <amount_type>4</amount_type>\n                <charge_code/>\n                <total_charge_off_amount/>\n                <loan_status_reason_code/>\n                <loan_transaction_date>2023-07-08</loan_transaction_date>\n                <loan_transaction_effective_date>2023-07-08</loan_transaction_effective_date>\n                <loan_payment_number/>\n                <payment_source/>\n                <reversal_flag>false</reversal_flag>\n            </loan_transactions>\n            <loan_transactions>\n                <loan_transaction_id>110535</loan_transaction_id>\n                <transaction_code>9005</transaction_code>\n                <transaction_amount>2.52</transaction_amount>\n                <amount_type>41</amount_type>\n                <charge_code>81</charge_code>\n                <total_charge_off_amount/>\n                <loan_status_reason_code/>\n                <loan_transaction_date>2023-07-08</loan_transaction_date>\n                <loan_transaction_effective_date>2023-07-08</loan_transaction_effective_date>\n                <loan_payment_number/>\n                <payment_source/>\n                <reversal_flag>false</reversal_flag>\n            </loan_transactions>\n        </loan_transactions>\n    </response_data>\n    <status>Success</status>\n</Value>\n"}}}}}}},"parameters":[{"$ref":"#/components/parameters/ResponseContentTypeHeaderParam"}]},"/1.0/getLoanStatus":{"post":{"tags":["Loan"],"summary":"Get Loan Status","description":"Use the Get Loan Status endpoint to get the most recent information on a loan.\n\nFor optional parameters, do not pass an empty string or null value.","operationId":"lending_post_getLoanStatus","requestBody":{"content":{"application/x-www-form-urlencoded":{"schema":{"required":["loanId","subProductId","transactionId","apiLogin","apiTransKey","providerId"],"type":"object","properties":{"apiLogin":{"type":"string","description":"Provider's web service username, as provided by Galileo for the requesting IP address.\nPattern: Max 50 characters\nExample: `\"AbC123-9999\"`","default":"AbC123-9999"},"apiTransKey":{"type":"string","description":"Web service password, as provided by Galileo for the requesting IP address.\nPattern: Max 15 characters\nExample: `\"4sb62fh6w4h7w34g\"`","default":"4sb62fh6w4h7w34g"},"providerId":{"type":"integer","format":"int32","description":"Galileo-issued unique provider identifier.\nPattern: Max 10 digits\nExample: `9999`","default":9999},"transactionId":{"type":"string","maxLength":60,"minLength":1,"description":"A provider-generated ID that is unique to each API call. A UUID is preferred. Do not reuse this identifier for multiple API calls.\nPattern: Max 60 characters\nExample: `\"984513-395483653-4483483478\"`","default":"984513-395483653-4483483478"},"providerTransactionId":{"type":"string","description":"An optional provider-generated ID for the API request.\nPattern: Max 60 characters\nExample: `\"47823438032233777\"`"},"providerTimestamp":{"type":"string","description":"An optional provider-generated timestamp for the API request.\nPattern: Max 60 characters\nExample: `\"2017-05-01 13:01:01\"`"},"loanId":{"title":"loanId","maxLength":30,"minLength":1,"type":"string","description":"Unique identifier for the loan.\nPattern: Max 30 characters\nExample: `\"450825953\"`.","default":"450825953"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","default":"442824720"}}}}}},"responses":{"200":{"description":"Success","content":{"application/json":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["installment_amount","interest_rate","loan_apr","loan_closed_date","loan_creation_date","loan_payment_status","loan_start_date","loan_status","next_installment_amount","next_installment_due_date","number_payments_made","number_payments_remaining","origination_fee","payoff_amount","per_diem_interest_amount","principal_balance","projected_maturity_date","rate_type","total_accrued_interest","total_fees_paid","total_interest_paid","total_principal_paid"],"properties":{"loan_apr":{"title":"loan_apr","type":"number","description":"Annual percentage rate for interest charged on the loan. Calculated from the interest defined by the subproduct, the length of the loan, the origination fee (if applicable) and other fees (if applicable).","example":15},"loan_creation_date":{"title":"loan_creation_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the loan was created. This may be different from `loan_start_date`.","format":"date"},"interest_rate":{"title":"interest_rate","type":"number","description":"Interest rate applied to the loan, as defined by the subproduct","example":15},"rate_type":{"title":"rate_type","type":"string","description":"Indicates whether the interest type is `FIXED` or `VARIABLE.","example":"FIXED","enum":["fixed","variable"]},"installment_amount":{"title":"installment_amount","type":"number","description":"Payment due at each installment. This is the same amount as `amort_payment_amount`.","example":1740.34},"next_installment_amount":{"title":"next_installment_amount","type":"number","description":"Payment due at the next installment. For example:\n\n * If an installment is unpaid and due tomorrow, this field is the amount due for tomorrow’s installment.\n * If an installment is partially paid and due tomorrow, this field is the remaining amount due.\n * If no payment is required until the next installment, this field is the next installment amount.\nSimilar logic applies to `next_installment_due_date`.","example":1740.34},"next_installment_due_date":{"title":"next_installment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the next installment is due. For example:\n\n * If an installment is unpaid and due tomorrow, this field is the due date (tomorrow).\n * If an installment is paid and due tomorrow, this field is the date when the next installment is due.\nSimilar logic applies to `next_installment_amount`. For a loan with a `Completed` or `Charged Off` account status, this field is empty.","format":"date","example":"2022-02-01"},"principal_balance":{"title":"principal_balance","type":"number","description":"Current principal balance remaining on the loan","example":10000},"total_principal_paid":{"title":"total_principal_paid","type":"number","description":"Principal amount of the loan that is paid off.","example":0},"total_interest_paid":{"title":"total_interest_paid","type":"number","description":"Interest amount of the loan that is paid off.","example":0},"total_fees_paid":{"title":"total_fees_paid","type":"number","description":"Total amount paid toward fees, including the origination fee and late fees.","example":0},"total_accrued_interest":{"title":"total_accrued_interest","type":"number","description":"Total interest accrued on the loan, including interest that has been paid.","example":0},"loan_status":{"title":"loan_status","type":"string","description":"Status of the loan.","example":"ACTIVE"},"payoff_amount":{"title":"payoff_amount","type":"number","description":"The total amount needed to pay off the remaining principal, accrued interest, and outstanding fees of a loan","example":10000},"loan_closed_date":{"title":"loan_closed_date","type":"string","description":"Date that the loan was closed, paid off, or charged off","format":"date","example":"2022-06-21"},"per_diem_interest_amount":{"title":"per_diem_interest_amount","type":"number","description":"Daily interest charged on the loan. This amount will update as installments are paid.","example":1.61363},"number_payments_made":{"title":"number_payments_made","type":"integer","description":"Number of installment payments that the customer has made on the loan.","format":"int32","example":0},"number_payments_remaining":{"title":"number_payments_remaining","type":"integer","description":"Number of installment payments remaining on the loan.","format":"int32","example":6},"origination_fee":{"title":"origination_fee","type":"number","description":"Fee charged at loan creation. Returns 0 if there is no origination fee.","example":0},"loan_payment_status":{"title":"loan_payment_status","type":"string","description":"Overall status of payments made on the loan. See the list of values in the <a href=\"doc:reports-for-installment-loans#reports-for-installment-loans#loan-payment-status-and-loan-status-table\" target=\"_blank\">Loan Payment Status and Loan Status table</a> in the *Reports for Installment Loans* guide.","example":"OCUR"},"projected_maturity_date":{"title":"projected_maturity_date","pattern":"yyyy-MM-dd","type":"string","description":"Total interest that the customer is projected to pay over the course of the loan","format":"date","example":"2022-07-01"},"loan_start_date":{"title":"loan_start_date","pattern":"yyyy-MM-dd","type":"string","description":"Start date for the loan. This may be different from `loan_creation_date`.","format":"date","example":"2022-06-02"}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"{\n  \"response\": {\n    \"status_code\": 0,\n    \"status\": \"Success\",\n    \"processing_time\": 1.386,\n    \"response_data\": {\n      \"loan_apr\": 0,\n      \"loan_creation_date\": \"2022-11-08\",\n      \"interest_rate\": 0,\n      \"rate_type\": \"fixed\",\n      \"installment_amount\": 125,\n      \"next_installment_amount\": 250,\n      \"next_installment_due_date\": \"2022-11-08\",\n      \"principal_balance\": 500,\n      \"total_principal_paid\": 0,\n      \"total_interest_paid\": 0,\n      \"total_fees_paid\": 0,\n      \"total_accrued_interest\": 0,\n      \"loan_status\": \"Valid\",\n      \"payoff_amount\": 500,\n      \"loan_closed_date\": \"\",\n      \"per_diem_interest_amount\": 0,\n      \"number_payments_made\": 0,\n      \"number_payments_remaining\": 4,\n      \"origination_fee\": 0,\n      \"loan_payment_status\": \"OPDE\",\n      \"projected_maturity_date\": \"2022-12-20\",\n      \"loan_start_date\": \"2022-11-08\"\n    },\n    \"echo\": {\n      \"provider_transaction_id\": \"\",\n      \"provider_timestamp\": \"\",\n      \"transaction_id\": \"8531bd42-dc77-4b54-81fe-58c3db1ed68f\"\n    },\n    \"system_timestamp\": \"2022-11-10 13:49:22\",\n    \"rtoken\": \"f4b965fd-29fa-46d8-9dca-c2c27552bf95\",\n    \"errors\": \"\"\n  }\n}\n"}}},"application/xml":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["installment_amount","interest_rate","loan_apr","loan_closed_date","loan_creation_date","loan_payment_status","loan_start_date","loan_status","next_installment_amount","next_installment_due_date","number_payments_made","number_payments_remaining","origination_fee","payoff_amount","per_diem_interest_amount","principal_balance","projected_maturity_date","rate_type","total_accrued_interest","total_fees_paid","total_interest_paid","total_principal_paid"],"properties":{"loan_apr":{"title":"loan_apr","type":"number","description":"Annual percentage rate for interest charged on the loan. Calculated from the interest defined by the subproduct, the length of the loan, the origination fee (if applicable) and other fees (if applicable).","example":15},"loan_creation_date":{"title":"loan_creation_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the loan was created. This may be different from `loan_start_date`.","format":"date"},"interest_rate":{"title":"interest_rate","type":"number","description":"Interest rate applied to the loan, as defined by the subproduct","example":15},"rate_type":{"title":"rate_type","type":"string","description":"Indicates whether the interest type is `FIXED` or `VARIABLE.","example":"FIXED","enum":["fixed","variable"]},"installment_amount":{"title":"installment_amount","type":"number","description":"Payment due at each installment. This is the same amount as `amort_payment_amount`.","example":1740.34},"next_installment_amount":{"title":"next_installment_amount","type":"number","description":"Payment due at the next installment. For example:\n\n * If an installment is unpaid and due tomorrow, this field is the amount due for tomorrow’s installment.\n * If an installment is partially paid and due tomorrow, this field is the remaining amount due.\n * If no payment is required until the next installment, this field is the next installment amount.\nSimilar logic applies to `next_installment_due_date`.","example":1740.34},"next_installment_due_date":{"title":"next_installment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the next installment is due. For example:\n\n * If an installment is unpaid and due tomorrow, this field is the due date (tomorrow).\n * If an installment is paid and due tomorrow, this field is the date when the next installment is due.\nSimilar logic applies to `next_installment_amount`. For a loan with a `Completed` or `Charged Off` account status, this field is empty.","format":"date","example":"2022-02-01"},"principal_balance":{"title":"principal_balance","type":"number","description":"Current principal balance remaining on the loan","example":10000},"total_principal_paid":{"title":"total_principal_paid","type":"number","description":"Principal amount of the loan that is paid off.","example":0},"total_interest_paid":{"title":"total_interest_paid","type":"number","description":"Interest amount of the loan that is paid off.","example":0},"total_fees_paid":{"title":"total_fees_paid","type":"number","description":"Total amount paid toward fees, including the origination fee and late fees.","example":0},"total_accrued_interest":{"title":"total_accrued_interest","type":"number","description":"Total interest accrued on the loan, including interest that has been paid.","example":0},"loan_status":{"title":"loan_status","type":"string","description":"Status of the loan.","example":"ACTIVE"},"payoff_amount":{"title":"payoff_amount","type":"number","description":"The total amount needed to pay off the remaining principal, accrued interest, and outstanding fees of a loan","example":10000},"loan_closed_date":{"title":"loan_closed_date","type":"string","description":"Date that the loan was closed, paid off, or charged off","format":"date","example":"2022-06-21"},"per_diem_interest_amount":{"title":"per_diem_interest_amount","type":"number","description":"Daily interest charged on the loan. This amount will update as installments are paid.","example":1.61363},"number_payments_made":{"title":"number_payments_made","type":"integer","description":"Number of installment payments that the customer has made on the loan.","format":"int32","example":0},"number_payments_remaining":{"title":"number_payments_remaining","type":"integer","description":"Number of installment payments remaining on the loan.","format":"int32","example":6},"origination_fee":{"title":"origination_fee","type":"number","description":"Fee charged at loan creation. Returns 0 if there is no origination fee.","example":0},"loan_payment_status":{"title":"loan_payment_status","type":"string","description":"Overall status of payments made on the loan. See the list of values in the <a href=\"doc:reports-for-installment-loans#reports-for-installment-loans#loan-payment-status-and-loan-status-table\" target=\"_blank\">Loan Payment Status and Loan Status table</a> in the *Reports for Installment Loans* guide.","example":"OCUR"},"projected_maturity_date":{"title":"projected_maturity_date","pattern":"yyyy-MM-dd","type":"string","description":"Total interest that the customer is projected to pay over the course of the loan","format":"date","example":"2022-07-01"},"loan_start_date":{"title":"loan_start_date","pattern":"yyyy-MM-dd","type":"string","description":"Start date for the loan. This may be different from `loan_creation_date`.","format":"date","example":"2022-06-02"}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"<?xml version=\"1.0\" ?>\n<response>\n  <status_code>0</status_code>\n  <status>Success</status>\n  <processing_time>1.386</processing_time>\n  <response_data>\n    <loan_apr>0</loan_apr>\n    <loan_creation_date>2022-11-08</loan_creation_date>\n    <interest_rate>0</interest_rate>\n    <rate_type>fixed</rate_type>\n    <installment_amount>125</installment_amount>\n    <next_installment_amount>250</next_installment_amount>\n    <next_installment_due_date>2022-11-08</next_installment_due_date>\n    <principal_balance>500</principal_balance>\n    <total_principal_paid>0</total_principal_paid>\n    <total_interest_paid>0</total_interest_paid>\n    <total_fees_paid>0</total_fees_paid>\n    <total_accrued_interest>0</total_accrued_interest>\n    <loan_status>Valid</loan_status>\n    <payoff_amount>500</payoff_amount>\n    <loan_closed_date></loan_closed_date>\n    <per_diem_interest_amount>0</per_diem_interest_amount>\n    <number_payments_made>0</number_payments_made>\n    <number_payments_remaining>4</number_payments_remaining>\n    <origination_fee>0</origination_fee>\n    <loan_payment_status>OPDE</loan_payment_status>\n    <projected_maturity_date>2022-12-20</projected_maturity_date>\n    <loan_start_date>2022-11-08</loan_start_date>\n  </response_data>\n  <echo>\n  <provider_transaction_id/>\n  <provider_timestamp/>\n  <transaction_id>8531bd42-dc77-4b54-81fe-58c3db1ed68f</transaction_id>\n  </echo>\n  <rtoken>f4b965fd-29fa-46d8-9dca-c2c27552bf95</rtoken>\n  <system_timestamp>2022-11-10 13:49:22</system_timestamp>\n</response>\n"}}}}}}},"parameters":[{"$ref":"#/components/parameters/ResponseContentTypeHeaderParam"}]},"/1.0/getLoanPaymentSchedule":{"post":{"tags":["Loan"],"summary":"Get Loan Payment Schedule","description":"Use the Get Loan Payment Schedule endpoint to get a history of payments made on the loan along with a real-time view of future payments owed. This endpoint reflects changes to the installment amount that can occur for various reasons, like a merchant refund. Get Loan Payment Schedule returns the updated amount owed on future installments, but the due dates remain the same as provided in the amortization schedule.\n\nFor optional parameters, do not pass an empty string or null value.","operationId":"lending_post_getLoanPaymentSchedule","requestBody":{"content":{"application/x-www-form-urlencoded":{"schema":{"required":["loanId","subProductId","transactionId","apiLogin","apiTransKey","providerId"],"type":"object","properties":{"apiLogin":{"type":"string","description":"Provider's web service username, as provided by Galileo for the requesting IP address.\nPattern: Max 50 characters\nExample: `\"AbC123-9999\"`","default":"AbC123-9999"},"apiTransKey":{"type":"string","description":"Web service password, as provided by Galileo for the requesting IP address.\nPattern: Max 15 characters\nExample: `\"4sb62fh6w4h7w34g\"`","default":"4sb62fh6w4h7w34g"},"providerId":{"type":"integer","format":"int32","description":"Galileo-issued unique provider identifier.\nPattern: Max 10 digits\nExample: `9999`","default":9999},"transactionId":{"type":"string","maxLength":60,"minLength":1,"description":"A provider-generated ID that is unique to each API call. A UUID is preferred. Do not reuse this identifier for multiple API calls.\nPattern: Max 60 characters\nExample: `\"984513-395483653-4483483478\"`","default":"984513-395483653-4483483478"},"providerTransactionId":{"type":"string","description":"An optional provider-generated ID for the API request.\nPattern: Max 60 characters\nExample: `\"47823438032233777\"`"},"providerTimestamp":{"type":"string","description":"An optional provider-generated timestamp for the API request.\nPattern: Max 60 characters\nExample: `\"2017-05-01 13:01:01\"`"},"loanId":{"title":"loanId","maxLength":30,"minLength":1,"type":"string","description":"Unique identifier for the loan.\nPattern: Max 30 characters\nExample: `\"450825953\"`.","default":"450825953"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","default":"442824720"}}}}}},"responses":{"200":{"description":"Success","content":{"application/json":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["late_fee","total_fees_paid","total_interest_paid","total_principal_paid"],"properties":{"total_principal_paid":{"title":"total_principal_paid","type":"number","description":"Principal amount of the loan that is paid off.","example":0},"total_interest_paid":{"title":"total_interest_paid","type":"number","description":"Interest amount of the loan that is paid off.","example":0},"total_fees_paid":{"title":"total_fees_paid","type":"number","description":"Total amount paid toward fees, including the origination fee and late fees.","example":0},"late_fee":{"title":"late_fee","type":"number","description":"Total amount owed on late fees.","example":2000},"payments_schedule":{"title":"payments_schedule","type":"array","description":"List of payment schedule.","items":{"title":"payments_schedule","required":["scheduled_amount_due","scheduled_balance_amount","scheduled_due_date","scheduled_installment_number","scheduled_interest_amount","scheduled_late_fee_due","scheduled_principal_amount"],"type":"object","properties":{"scheduled_installment_number":{"title":"scheduled_installment_number","type":"integer","description":"Indicates the number of the installment.","example":2},"scheduled_due_date":{"title":"scheduled_due_date","type":"string","description":"Date that the payment for this installment is due.","format":"date"},"scheduled_amount_due":{"title":"scheduled_amount_due","type":"number","description":"Total amount owed for this installment, including the principal amount and interest.","example":857.47},"scheduled_principal_amount":{"title":"scheduled_principal_amount","type":"number","description":"Amount owed on the principal loan for this installment.","example":2},"scheduled_interest_amount":{"title":"scheduled_interest_amount","type":"number","description":"Amount owed on the loan interest for this installment.","example":836.67},"scheduled_late_fee_due":{"title":"scheduled_late_fee_due","type":"number","description":"Late fee amount due for this installment. If no late fee is due, the amount is 0.00.","example":2000},"scheduled_balance_amount":{"title":"scheduled_balance_amount","type":"number","description":"2000.00"}},"description":"List of payment schedule."}},"payments_history":{"title":"payments_history","type":"array","description":"Contains the record for each payment previously made on the loan. If none of the installments are paid, you will not receive the details for `payments_history`.","items":{"title":"payments_history","required":["hist_payment_amount","hist_payment_date","hist_payment_fees","hist_payment_interest","hist_payment_principal","scheduled_balance_amount"],"type":"object","properties":{"hist_payment_date":{"title":"hist_payment_date","type":"string","description":"Date that this payment was made.","format":"date"},"hist_payment_amount":{"title":"hist_payment_amount","type":"number","description":"The total amount paid on this payment.","example":2000},"hist_payment_principal":{"title":"hist_payment_principal","type":"number","description":"Amount paid on the principal loan amount for this payment.","example":2000},"hist_payment_interest":{"title":"hist_payment_interest","type":"number","description":"Amount paid on the loan interest for this payment.","example":2000},"hist_payment_fees":{"title":"hist_payment_fees","type":"number","description":"mount paid on loan fees for this payment.","example":2000},"scheduled_balance_amount":{"title":"hist_payment_balance","type":"number","description":"Remaining balance after this payment was made.","example":2000},"hist_payment_source":{"type":"string","enum":["USRP","SYSP","CRDP","CSRP","IVRP","DFRL","DWRO","PCRP","MCRP","RCRP","ADLP"]}},"description":"Contains the record for each payment previously made on the loan. If none of the installments are paid, you will not receive the details for `payments_history`."}}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"{\n  \"response\": {\n    \"status_code\": 0,\n    \"status\": \"Success\",\n    \"processing_time\": 1.795,\n    \"response_data\": {\n      \"total_principal_paid\": 200,\n      \"total_interest_paid\": 0,\n      \"total_fees_paid\": 0,\n      \"late_fee\": 0,\n      \"payments_history\": {\n        \"key\": [\n          {\n            \"hist_payment_date\": \"2022-11-10\",\n            \"hist_payment_amount\": 100,\n            \"hist_payment_interest\": 0,\n            \"hist_payment_principal\": 100,\n            \"scheduled_balance_amount\": 400,\n            \"hist_payment_fees\": 0,\n            \"hist_payment_source\": \"USRP\"\n          },\n          {\n            \"hist_payment_date\": \"2022-11-10\",\n            \"hist_payment_amount\": 100,\n            \"hist_payment_interest\": 0,\n            \"hist_payment_principal\": 100,\n            \"scheduled_balance_amount\": 300,\n            \"hist_payment_fees\": 0,\n            \"hist_payment_source\": \"USRP\"\n          }\n        ]\n      },\n      \"payments_schedule\": {\n        \"key\": [\n          {\n            \"scheduled_installment_number\": 2,\n            \"scheduled_due_date\": \"2022-11-24\",\n            \"scheduled_amount_due\": 50,\n            \"scheduled_principal_amount\": 50,\n            \"scheduled_interest_amount\": 0,\n            \"scheduled_late_fee_due\": 0,\n            \"scheduled_balance_amount\": 250\n          },\n          {\n            \"scheduled_installment_number\": 3,\n            \"scheduled_due_date\": \"2022-12-08\",\n            \"scheduled_amount_due\": 125,\n            \"scheduled_principal_amount\": 125,\n            \"scheduled_interest_amount\": 0,\n            \"scheduled_late_fee_due\": 0,\n            \"scheduled_balance_amount\": 125\n          },\n          {\n            \"scheduled_installment_number\": 4,\n            \"scheduled_due_date\": \"2022-12-22\",\n            \"scheduled_amount_due\": 125,\n            \"scheduled_principal_amount\": 125,\n            \"scheduled_interest_amount\": 0,\n            \"scheduled_late_fee_due\": 0,\n            \"scheduled_balance_amount\": 0\n          }\n        ]\n      }\n    },\n    \"echo\": {\n      \"provider_transaction_id\": \"\",\n      \"provider_timestamp\": \"\",\n      \"transaction_id\": \"test123123\"\n    },\n    \"system_timestamp\": \"2022-11-10 13:59:39\",\n    \"rtoken\": \"928b808d-3c53-464b-8b2b-65d26329286f\",\n    \"errors\": \"\"\n  }\n}\n"}}},"application/xml":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["late_fee","total_fees_paid","total_interest_paid","total_principal_paid"],"properties":{"total_principal_paid":{"title":"total_principal_paid","type":"number","description":"Principal amount of the loan that is paid off.","example":0},"total_interest_paid":{"title":"total_interest_paid","type":"number","description":"Interest amount of the loan that is paid off.","example":0},"total_fees_paid":{"title":"total_fees_paid","type":"number","description":"Total amount paid toward fees, including the origination fee and late fees.","example":0},"late_fee":{"title":"late_fee","type":"number","description":"Total amount owed on late fees.","example":2000},"payments_schedule":{"title":"payments_schedule","type":"array","description":"List of payment schedule.","items":{"title":"payments_schedule","required":["scheduled_amount_due","scheduled_balance_amount","scheduled_due_date","scheduled_installment_number","scheduled_interest_amount","scheduled_late_fee_due","scheduled_principal_amount"],"type":"object","properties":{"scheduled_installment_number":{"title":"scheduled_installment_number","type":"integer","description":"Indicates the number of the installment.","example":2},"scheduled_due_date":{"title":"scheduled_due_date","type":"string","description":"Date that the payment for this installment is due.","format":"date"},"scheduled_amount_due":{"title":"scheduled_amount_due","type":"number","description":"Total amount owed for this installment, including the principal amount and interest.","example":857.47},"scheduled_principal_amount":{"title":"scheduled_principal_amount","type":"number","description":"Amount owed on the principal loan for this installment.","example":2},"scheduled_interest_amount":{"title":"scheduled_interest_amount","type":"number","description":"Amount owed on the loan interest for this installment.","example":836.67},"scheduled_late_fee_due":{"title":"scheduled_late_fee_due","type":"number","description":"Late fee amount due for this installment. If no late fee is due, the amount is 0.00.","example":2000},"scheduled_balance_amount":{"title":"scheduled_balance_amount","type":"number","description":"2000.00"}},"description":"List of payment schedule."}},"payments_history":{"title":"payments_history","type":"array","description":"Contains the record for each payment previously made on the loan. If none of the installments are paid, you will not receive the details for `payments_history`.","items":{"title":"payments_history","required":["hist_payment_amount","hist_payment_date","hist_payment_fees","hist_payment_interest","hist_payment_principal","scheduled_balance_amount"],"type":"object","properties":{"hist_payment_date":{"title":"hist_payment_date","type":"string","description":"Date that this payment was made.","format":"date"},"hist_payment_amount":{"title":"hist_payment_amount","type":"number","description":"The total amount paid on this payment.","example":2000},"hist_payment_principal":{"title":"hist_payment_principal","type":"number","description":"Amount paid on the principal loan amount for this payment.","example":2000},"hist_payment_interest":{"title":"hist_payment_interest","type":"number","description":"Amount paid on the loan interest for this payment.","example":2000},"hist_payment_fees":{"title":"hist_payment_fees","type":"number","description":"mount paid on loan fees for this payment.","example":2000},"scheduled_balance_amount":{"title":"hist_payment_balance","type":"number","description":"Remaining balance after this payment was made.","example":2000},"hist_payment_source":{"type":"string","enum":["USRP","SYSP","CRDP","CSRP","IVRP","DFRL","DWRO","PCRP","MCRP","RCRP","ADLP"]}},"description":"Contains the record for each payment previously made on the loan. If none of the installments are paid, you will not receive the details for `payments_history`."}}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"<?xml version=\"1.0\" ?>\n<response>\n    <status_code>0</status_code>\n    <status>Success</status>\n    <processing_time>1.795</processing_time>\n    <response_data>\n        <total_principal_paid>200</total_principal_paid>\n        <total_interest_paid>0</total_interest_paid>\n        <total_fees_paid>0</total_fees_paid>\n        <late_fee>0</late_fee>\n        <payments_history>\n        <key>\n            <hist_payment_date>2022-11-10</hist_payment_date>\n            <hist_payment_amount>100</hist_payment_amount>\n            <hist_payment_interest>0</hist_payment_interest>\n            <hist_payment_principal>100</hist_payment_principal>\n            <scheduled_balance_amount>400</scheduled_balance_amount>\n            <hist_payment_fees>0</hist_payment_fees>\n            <hist_payment_source>USRP</hist_payment_source>\n        </key>\n        <key>\n            <hist_payment_date>2022-11-10</hist_payment_date>\n            <hist_payment_amount>100</hist_payment_amount>\n            <hist_payment_interest>0</hist_payment_interest>\n            <hist_payment_principal>100</hist_payment_principal>\n            <scheduled_balance_amount>300</scheduled_balance_amount>\n            <hist_payment_fees>0</hist_payment_fees>\n            <hist_payment_source>USRP</hist_payment_source>\n        </key>\n        <payments_schedule>\n            <key>\n                <scheduled_installment_number>2</scheduled_installment_number>\n                <scheduled_due_date>2022-11-24</scheduled_due_date>\n                <scheduled_amount_due>50</scheduled_amount_due>\n                <scheduled_principal_amount>50</scheduled_principal_amount>\n                <scheduled_interest_amount>0</scheduled_interest_amount>\n                <scheduled_late_fee_due>0</scheduled_late_fee_due>\n                <scheduled_balance_amount>250</scheduled_balance_amount>\n            </key>\n            <key>\n                <scheduled_installment_number>3</scheduled_installment_number>\n                <scheduled_due_date>2022-12-08</scheduled_due_date>\n                <scheduled_amount_due>125</scheduled_amount_due>\n                <scheduled_principal_amount>125</scheduled_principal_amount>\n                <scheduled_interest_amount>0</scheduled_interest_amount>\n                <scheduled_late_fee_due>0</scheduled_late_fee_due>\n                <scheduled_balance_amount>125</scheduled_balance_amount>\n            </key>\n            <key>\n                <scheduled_installment_number>4</scheduled_installment_number>\n                <scheduled_due_date>2022-12-22</scheduled_due_date>\n                <scheduled_amount_due>125</scheduled_amount_due>\n                <scheduled_principal_amount>125</scheduled_principal_amount>\n                <scheduled_interest_amount>0</scheduled_interest_amount>\n                <scheduled_late_fee_due>0</scheduled_late_fee_due>\n                <scheduled_balance_amount>0</scheduled_balance_amount>\n            </key>\n        </payments_schedule>\n    </response_data>\n    <echo>\n        <provider_transaction_id/>\n        <provider_timestamp/>\n        <transaction_id>test123123</transaction_id>\n    </echo>\n    <rtoken>928b808d-3c53-464b-8b2b-65d26329286f</rtoken>\n    <system_timestamp>2022-11-10 13:59:39</system_timestamp>\n</response>"}}}}}}},"parameters":[{"$ref":"#/components/parameters/ResponseContentTypeHeaderParam"}]},"/1.0/getLoanInstallmentStatuses":{"post":{"tags":["Loan"],"summary":"Get Loan Installment Statuses","description":"Use the Get Loan Installment Statuses endpoint to view individual installment status across all installments. This returns the details for each installment, including the status, payment due date, date paid, amount paid, and remaining balance.\n\nFor optional parameters, do not pass an empty string or null value.","operationId":"lending_post_getLoanInstallmentStatuses","requestBody":{"content":{"application/x-www-form-urlencoded":{"schema":{"required":["loanId","subProductId","transactionId","apiLogin","apiTransKey","providerId"],"type":"object","properties":{"apiLogin":{"type":"string","description":"Provider's web service username, as provided by Galileo for the requesting IP address.\nPattern: Max 50 characters\nExample: `\"AbC123-9999\"`","default":"AbC123-9999"},"apiTransKey":{"type":"string","description":"Web service password, as provided by Galileo for the requesting IP address.\nPattern: Max 15 characters\nExample: `\"4sb62fh6w4h7w34g\"`","default":"4sb62fh6w4h7w34g"},"providerId":{"type":"integer","format":"int32","description":"Galileo-issued unique provider identifier.\nPattern: Max 10 digits\nExample: `9999`","default":9999},"transactionId":{"type":"string","maxLength":60,"minLength":1,"description":"A provider-generated ID that is unique to each API call. A UUID is preferred. Do not reuse this identifier for multiple API calls.\nPattern: Max 60 characters\nExample: `\"984513-395483653-4483483478\"`","default":"984513-395483653-4483483478"},"providerTransactionId":{"type":"string","description":"An optional provider-generated ID for the API request.\nPattern: Max 60 characters\nExample: `\"47823438032233777\"`"},"providerTimestamp":{"type":"string","description":"An optional provider-generated timestamp for the API request.\nPattern: Max 60 characters\nExample: `\"2017-05-01 13:01:01\"`"},"loanId":{"title":"loanId","maxLength":30,"minLength":1,"type":"string","description":"Unique identifier for the loan.\nPattern: Max 30 characters\nExample: `\"450825953\"`.","default":"450825953"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","default":"442824720"}}}}}},"responses":{"200":{"description":"Success","content":{"application/json":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["installment_status_details"],"properties":{"installment_status_details":{"title":"installment_status_details","type":"array","description":"Installment status details list","items":{"title":"installment_status_details","required":["amort_installment_number","amort_payment_amount","amort_payment_due_date","hist_payment_balance","installment_paid_date","installment_status"],"type":"object","properties":{"installment_status":{"title":"installment_status","type":"string","description":"Status for the installment. Possible statuses are: `Scheduled`, `Paid`, `Paid Late`, `Unpaid`.","example":"Unpaid"},"installment_paid_date":{"title":"installment_paid_date","pattern":"yyyy-MM-dd","type":"string","description":"Date the installment was completely paid","format":"date"},"amort_installment_number":{"title":"amort_installment_number","type":"integer","description":"The number of the installment","format":"int32","example":1},"amort_payment_due_date":{"title":"amort_payment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the payment for this installment is due","format":"date","example":"2022-02-01"},"amort_payment_amount":{"title":"amort_payment_amount","type":"number","description":"Total amount owed for this installment, including the principal amount,interest and fees","example":1740.34},"hist_payment_balance":{"title":"hist_payment_balance","type":"number","description":"Remaining balance of the installment. Returns '0.00' if an installment is paid.","example":2000}},"description":"Installment status details list"}}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"{\n  \"response\": {\n    \"status_code\": 0,\n    \"status\": \"Success\",\n    \"processing_time\": 1.001,\n    \"response_data\": {\n      \"installment_status_details\": {\n        \"installment_status_detail\": [\n          {\n            \"installment_status\": \"Paid\",\n            \"installment_paid_date\": \"2022-11-10\",\n            \"amort_installment_number\": 1,\n            \"amort_payment_due_date\": \"2022-11-10\",\n            \"amort_payment_amount\": 125,\n            \"hist_payment_balance\": 0\n          },\n          {\n            \"installment_status\": \"Scheduled\",\n            \"installment_paid_date\": \"\",\n            \"amort_installment_number\": 2,\n            \"amort_payment_due_date\": \"2022-11-24\",\n            \"amort_payment_amount\": 125,\n            \"hist_payment_balance\": 50\n          },\n          {\n            \"installment_status\": \"Scheduled\",\n            \"installment_paid_date\": \"\",\n            \"amort_installment_number\": 3,\n            \"amort_payment_due_date\": \"2022-12-08\",\n            \"amort_payment_amount\": 125,\n            \"hist_payment_balance\": 125\n          },\n          {\n            \"installment_status\": \"Scheduled\",\n            \"installment_paid_date\": \"\",\n            \"amort_installment_number\": 4,\n            \"amort_payment_due_date\": \"2022-12-22\",\n            \"amort_payment_amount\": 125,\n            \"hist_payment_balance\": 125\n          }\n        ]\n      }\n    },\n    \"echo\": {\n      \"provider_transaction_id\": \"\",\n      \"provider_timestamp\": \"\",\n      \"transaction_id\": 12312234\n    },\n    \"system_timestamp\": \"2022-11-10 13:56:15\",\n    \"rtoken\": \"ccb3951a-7d20-4c4c-907f-7b74ec747e9d\",\n    \"errors\": \"\"\n  }\n}\n"}}},"application/xml":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["installment_status_details"],"properties":{"installment_status_details":{"title":"installment_status_details","type":"array","description":"Installment status details list","items":{"title":"installment_status_details","required":["amort_installment_number","amort_payment_amount","amort_payment_due_date","hist_payment_balance","installment_paid_date","installment_status"],"type":"object","properties":{"installment_status":{"title":"installment_status","type":"string","description":"Status for the installment. Possible statuses are: `Scheduled`, `Paid`, `Paid Late`, `Unpaid`.","example":"Unpaid"},"installment_paid_date":{"title":"installment_paid_date","pattern":"yyyy-MM-dd","type":"string","description":"Date the installment was completely paid","format":"date"},"amort_installment_number":{"title":"amort_installment_number","type":"integer","description":"The number of the installment","format":"int32","example":1},"amort_payment_due_date":{"title":"amort_payment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the payment for this installment is due","format":"date","example":"2022-02-01"},"amort_payment_amount":{"title":"amort_payment_amount","type":"number","description":"Total amount owed for this installment, including the principal amount,interest and fees","example":1740.34},"hist_payment_balance":{"title":"hist_payment_balance","type":"number","description":"Remaining balance of the installment. Returns '0.00' if an installment is paid.","example":2000}},"description":"Installment status details list"}}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"<?xml version=\"1.0\" ?>\n<response>\n  <status_code>0</status_code>\n  <status>Success</status>\n  <processing_time>1.001</processing_time>\n  <response_data>\n      <installment_status_details>\n          <installment_status_detail>\n              <installment_status>Paid</installment_status>\n              <installment_paid_date>2022-11-10</installment_paid_date>\n              <amort_installment_number>1</amort_installment_number>\n              <amort_payment_due_date>2022-11-10</amort_payment_due_date>\n              <amort_payment_amount></amort_payment_amount>\n              <hist_payment_balance>0</hist_payment_balance>\n          </installment_status_detail>\n          <installment_status_detail>\n              <installment_status>Scheduled</installment_status>\n              <installment_paid_date></installment_paid_date>\n              <amort_installment_number>2</amort_installment_number>\n              <amort_payment_due_date>2022-11-24</amort_payment_due_date>\n              <amort_payment_amount>125</amort_payment_amount>\n              <hist_payment_balance>50</hist_payment_balance>\n          </installment_status_detail>\n          <installment_status_detail>\n              <installment_status>Scheduled</installment_status>\n              <installment_paid_date></installment_paid_date>\n              <amort_installment_number>3</amort_installment_number>\n              <amort_payment_due_date>2022-12-08</amort_payment_due_date>\n              <amort_payment_amount>125</amort_payment_amount>\n              <hist_payment_balance>125</hist_payment_balance>\n          </installment_status_detail>\n          <installment_status_detail>\n              <installment_status>Scheduled</installment_status>\n              <installment_paid_date></installment_paid_date>\n              <amort_installment_number>4</amort_installment_number>\n              <amort_payment_due_date>2022-12-22</amort_payment_due_date>\n              <amort_payment_amount>125</amort_payment_amount>\n              <hist_payment_balance>125</hist_payment_balance>\n          </installment_status_detail>\n      </installment_status_details>\n  </response_data>\n  <echo>\n    <provider_transaction_id/>\n    <provider_timestamp/>\n    <transaction_id>12312234</transaction_id>\n  </echo>\n  <rtoken>ccb3951a-7d20-4c4c-907f-7b74ec747e9d</rtoken>\n  <system_timestamp>2022-11-10 13:56:15</system_timestamp>\n</response>\n"}}}}}}},"parameters":[{"$ref":"#/components/parameters/ResponseContentTypeHeaderParam"}]},"/1.0/createSMBLoan":{"post":{"tags":["Loan"],"summary":"Create SMB Loan","description":"Use the Create SMB Loan endpoint to create a small and midsize business (SMB) installment loan for a customer. Loan subproducts are configured for your installment loans product and are assigned a subproduct ID. Ensure you have the required <a href=\"doc:setup-for-installment-loans#manage-customer-records\" target=\"_blank\">customer data</a> to create a loan. \n\nFor optional parameters, do not pass an empty string or null value.","operationId":"lending_post_createSMBLoan","requestBody":{"content":{"application/x-www-form-urlencoded":{"schema":{"required":["address1","capitalTerm","city","countryCode","customerPmtRefNo","disbursementDestinationType","loanTerm","ownerId","postalCode","state","subProductId","taxId","taxIdType","transactionId","apiLogin","apiTransKey","providerId"],"type":"object","properties":{"apiLogin":{"type":"string","description":"Provider's web service username, as provided by Galileo for the requesting IP address.\nPattern: Max 50 characters\nExample: `\"AbC123-9999\"`","default":"AbC123-9999"},"apiTransKey":{"type":"string","description":"Web service password, as provided by Galileo for the requesting IP address.\nPattern: Max 15 characters\nExample: `\"4sb62fh6w4h7w34g\"`","default":"4sb62fh6w4h7w34g"},"providerId":{"type":"integer","format":"int32","description":"Galileo-issued unique provider identifier.\nPattern: Max 10 digits\nExample: `9999`","default":9999},"transactionId":{"type":"string","maxLength":60,"minLength":1,"description":"A provider-generated ID that is unique to each API call. A UUID is preferred. Do not reuse this identifier for multiple API calls.\nPattern: Max 60 characters\nExample: `\"984513-395483653-4483483478\"`","default":"984513-395483653-4483483478"},"providerTransactionId":{"type":"string","description":"An optional provider-generated ID for the API request.\nPattern: Max 60 characters\nExample: `\"47823438032233777\"`"},"providerTimestamp":{"type":"string","description":"An optional provider-generated timestamp for the API request.\nPattern: Max 60 characters\nExample: `\"2017-05-01 13:01:01\"`"},"customerPmtRefNo":{"title":"customerPmtRefNo","pattern":"^([0-9]{12}|[0-9]{16})$","type":"string","description":"PRN for the customer’s primary account. Galileo uses the PRN to retrieve customer information, like business name, date of birth, SSN, address, etc. When the loan is created, the `loan_id` will be associated with this PRN. \nPattern: PRN\nExample: `\"074103447228\"`.","default":"909675440"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","default":"442824720"},"simulationId":{"title":"simulationId","maxLength":30,"minLength":1,"type":"string","description":"Unique identifier associated with each loan simulation returned by the Simulate Loan endpoint. Required when creating a loan from a simulation. Do not pass the following fields when the simulationId is provided: `totalLoanAmount`, `loanTerm`, and `capitalTerm`.\nPattern: Max 9 characters.\nExample: `\"450825953\"`."},"taxIdType":{"title":"taxIdType","type":"string","description":"Identifies whether the tax ID is Employer Identification Number (EIN), Social Security Number (SSN), or an Individual Taxpayer Identification Number (ITIN). \nPattern: EIN, SSN, ITIN.\nExample: `\"EIN\"`.","enum":["EIN","ITIN","SSN"],"default":"EIN"},"taxId":{"title":"taxId","pattern":"^[0-9]{9}$","type":"string","description":"Loan applicant’s 9 digit taxpayer identification number.\nPattern: Exactly 9 digits, no hyphens or other characters.\nExample: `\"222554444\"`.","default":"222554444"},"ownerId":{"title":"ownerId","pattern":"^[a-zA-Z0-9]{1,30}$","type":"string","description":"Indicates the ownership of the loan assets.\nPattern: Max 30 characters.\nExample: `\"845dk-39fdk3fj3-4483483478\"`.","default":"9845dk-39fdk3fj3-4483483478"},"phone":{"title":"phone","maxLength":10,"minLength":10,"type":"string","description":"Loan applicant’s phone number.\nPattern: Exactly 10 digits, no hyphens or other characters.\nExample: `\"1115553333\"`."},"email":{"title":"email","maxLength":63,"minLength":3,"type":"string","description":"Loan applicant’s email address.\nPattern: Email address, 3–63 characters.\nExample: `\"user@fakedomain.com\"`."},"address1":{"title":"address1","maxLength":40,"minLength":4,"type":"string","description":"Loan applicant’s first address line. Cannot be a P.O. box. [Validation rules for address1](ref:api-reference-address1-validation). \nPattern: 4–40 alphanumeric characters.\nExample: `\"33 Maple Street\"`.","default":"33 Maple Street"},"address2":{"title":"address2","maxLength":30,"minLength":1,"type":"string","description":"Loan applicant’s second address line.\nPattern: Max 30 characters.\nExample: `\"#4B\"`."},"city":{"title":"city","maxLength":30,"minLength":1,"type":"string","description":"Loan applicant’s city.\nPattern: Max 30 characters: letters, spaces, hyphen and period.\nExample: `\"Salt Lake City\"`.","default":"Salt Lake City"},"state":{"title":"state","maxLength":2,"minLength":2,"type":"string","description":"Loan applicant’s state or province.\nPattern: 2-character state or province abbreviation.\nExample: `\"UT\"`.","default":"UT"},"postalCode":{"title":"postalCode","maxLength":10,"minLength":5,"pattern":"^[a-zA-Z0-9\\-\\ ]*$","type":"string","description":"Loan applicant’s postal code (ZIP code).\nPattern: Min 5 characters and max 10 characters (12345, 12345-1234, or K1A-1A1).\nExample: `\"84121\"`.","default":"84121"},"countryCode":{"title":"countryCode","type":"string","description":"Loan applicant’s country. Three-digit UN M49 country code. Currently the only allowed value is 840 for the USA.\nPattern: 3-digit country code.","enum":["840"],"default":"840"},"applicationNumber":{"title":"applicationNumber","maxLength":100,"minLength":1,"type":"string","description":"Unique identifier that you generate for the loan application. This identifier is associated with loan simulations. You can give this identifier to customers for customer service purposes."},"totalLoanAmount":{"title":"totalLoanAmount","maximum":99999999999999.98,"exclusiveMaximum":false,"minimum":0.01,"exclusiveMinimum":false,"type":"number","description":"Total amount for the loan.\nPattern: Decimal number (14,2).\nExample: `\"700.00\"`."},"loanTerm":{"title":"loanTerm","maximum":999999999,"minimum":1,"type":"integer","description":"Number of installments to pay off the loan.\nPattern: Min 1 characters and max 9 characters.\nExample: 4.","format":"int32","default":4},"capitalTerm":{"title":"capitalTerm","maximum":999999999,"minimum":1,"type":"integer","description":"Length of time between payments, in units specified by the subproduct. For example, if you specify “2” and the loan subproduct is set to weeks then installments will be due every two weeks.\nPattern: Max 9 digits.\nExample: `2`.","format":"int32","default":2},"loanStartDate":{"title":"loanStartDate","pattern":"yyyy-MM-dd","type":"string","description":"Start date for the loan. This may be different from `loan_creation_date`.","format":"date"}}}}}},"responses":{"200":{"description":"Success","content":{"application/json":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["amortization_schedules","application_number","count_of_installments","first_installment_due_date","initial_projected_maturity_date","installment_amount","late_fee","loan_apr","loan_creation_date","loan_id","loan_start_date","origination_fee","rate_type"],"properties":{"loan_id":{"title":"loan_id","type":"string","description":"Unique identifier for the loan.\nPattern: Max 30 characters\nExample: `\"450825953\"`.","example":"450825953"},"loan_apr":{"title":"loan_apr","type":"number","description":"Annual percentage rate for interest charged on the loan. Calculated from the interest defined by the subproduct, the length of the loan, the origination fee (if applicable) and other fees (if applicable).","example":15},"loan_creation_date":{"title":"loan_creation_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the loan was created. This may be different from `loan_start_date`.","format":"date"},"rate_type":{"title":"rate_type","type":"string","description":"Indicates whether the interest type is `FIXED` or `VARIABLE.","example":"FIXED","enum":["fixed","variable"]},"origination_fee":{"title":"origination_fee","type":"number","description":"Fee charged at loan creation. Returns 0 if there is no origination fee.","example":0},"late_fee":{"title":"late_fee","type":"number","description":"Late fee for the loan","example":5},"initial_projected_maturity_date":{"title":"initial_projected_maturity_date","pattern":"yyyy-MM-dd","type":"string","description":"Projected date when the loan will be paid off. This date is calculated only when a loan is simulated or created and cannot be sent again.","format":"date","example":"2022-07-01"},"application_number":{"title":"application_number","type":"string","description":"Unique identifier that you generate for the loan application. This identifier is associated with loan simulations. You can give this identifier to customers for customer service purposes.","example":"589841564"},"itemization_of_amount_financed":{"title":"itemization_of_amount_financed","required":["disbursed_amount","loan_amount","projected_fees_amount","projected_interest_amount"],"type":"object","properties":{"loan_amount":{"title":"loan_amount","type":"number","description":"Total loan amount borrowed by the customer. This is the sum of the `disbursed_amount`, `origination_fee`, and any other fees associated with the loan.","example":10000},"disbursed_amount":{"title":"disbursed_amount","type":"number","description":"Total loan amount disbursed to the customer","example":10000},"projected_interest_amount":{"title":"projected_interest_amount","type":"number","description":"The total interest amount the borrower will be paying","example":10},"projected_fees_amount":{"title":"projected_fees_amount","type":"number","description":"Total fees that the customer is projected to pay over the course of the loan","example":10}}},"amortization_schedules":{"title":"amortization_schedules","type":"array","items":{"required":["amort_installment_number","amort_payment_amount","amort_payment_balance","amort_payment_due_date","amort_payment_fees","amort_payment_interest","amort_payment_principal"],"type":"object","properties":{"amort_installment_number":{"title":"amort_installment_number","type":"integer","description":"The number of the installment","format":"int32","example":1},"amort_payment_due_date":{"title":"amort_payment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the payment for this installment is due","format":"date","example":"2022-02-01"},"amort_payment_amount":{"title":"amort_payment_amount","type":"number","description":"Total amount owed for this installment, including the principal amount,interest and fees","example":1740.34},"amort_payment_principal":{"title":"amort_payment_principal","type":"number","description":"Amount owed on the principal loan for this installment","example":1000},"amort_payment_fees":{"title":"amort_payment_fees","type":"number","description":"Fee amount that will be paid in each installment","example":7.51},"amort_payment_interest":{"title":"amort_payment_interest","type":"number","description":"Amount owed on the loan interest for this installment","example":10},"amort_payment_balance":{"title":"amort_payment_balance","type":"number","description":"Remaining balance after this installment is paid","example":2000}}}},"count_of_installments":{"title":"count_of_installments","pattern":"yyyy-MM-dd","type":"integer","description":"Number of installment scheduled","format":"int32","example":4},"installment_amount":{"title":"installment_amount","pattern":"yyyy-MM-dd","type":"number","description":"Payment due at each installment. This is the same amount as `amort_payment_amount`.","example":1740.34},"loan_start_date":{"title":"loan_start_date","pattern":"yyyy-MM-dd","type":"string","description":"Start date for the loan. This may be different from `loan_creation_date`.","format":"date","example":"2022-06-02"},"first_installment_due_date":{"title":"first_installment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date the first installment is due","format":"date","example":"2022-02-01"}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"{\n    \"status_code\": 0,\n    \"status\": \"Success\",\n    \"processing_time\": 3.894,\n    \"response_data\": {\n      \"loan_apr\": 14.79,\n      \"rate_type\": \"fixed\",\n      \"origination_fee\": 0.0,\n      \"late_fee\": 0.0,\n      \"initial_projected_maturity_date\": \"2023-07-21\",\n      \"application_number\": 1231231232,\n      \"itemization_of_amount_financed\": {\n        \"loan_amount\": 400.0,\n        \"disbursed_amount\": 400.0,\n        \"projected_interest_amount\": 0.0,\n\t    \"projected_fees_amount\": 12.6\n      },\n      \"amortization_schedules\": {\n        \"amortization_schedule\": [\n          {\n            \"amort_installment_number\": 1,\n            \"amort_payment_due_date\": \"2023-02-17\",\n            \"amort_payment_amount\": 34.38,\n            \"amort_payment_principal\": 33.33,\n            \"amort_payment_fees\": 1.05,\n            \"amort_payment_interest\": 0.0,\n            \"amort_payment_balance\": 378.22,\n          },\n          {\n            \"amort_installment_number\": 2,\n            \"amort_payment_due_date\": \"2023-03-03\",\n            \"amort_payment_amount\": 34.38,\n            \"amort_payment_principal\": 33.33,\n            \"amort_payment_fees\": 1.05,\n            \"amort_payment_interest\": 0.0,\n            \"amort_payment_balance\": 343.84,\n          },\n          {\n            \"amort_installment_number\": 3,\n            \"amort_payment_due_date\": \"2023-03-17\",\n            \"amort_payment_amount\": 34.38,\n            \"amort_payment_fees\": 1.05,\n            \"amort_payment_interest\": 0.0,\n            \"amort_payment_balance\": 309.46,\n          },\n          {\n            \"amort_installment_number\": 4,\n            \"amort_payment_due_date\": \"2023-03-31\",\n            \"amort_payment_amount\": 34.38,\n            \"amort_payment_principal\": 33.33,\n            \"amort_payment_fees\": 1.05,\n            \"amort_payment_interest\": 0.0,\n            \"amort_payment_balance\": 275.08,\n          },\n\t\t      {\n            \"amort_installment_number\": 5,\n            \"amort_payment_due_date\": \"2023-04-14\",\n            \"amort_payment_amount\": 34.38,\n            \"amort_payment_principal\": 33.33,\n            \"amort_payment_fees\": 1.05,\n            \"amort_payment_interest\": 0.0,\n            \"amort_payment_balance\": 240.7,\n          },\n          {\n            \"amort_installment_number\": 6,\n            \"amort_payment_due_date\": \"2023-04-28\",\n            \"amort_payment_amount\": 34.38,\n            \"amort_payment_principal\": 33.33,\n            \"amort_payment_fees\": 1.05,\n            \"amort_payment_interest\": 0.0,\n            \"amort_payment_balance\": 206.32,\n          },\n          {\n            \"amort_installment_number\": 7,\n            \"amort_payment_due_date\": \"2023-02-17\",\n            \"amort_payment_amount\": 34.38,\n            \"amort_payment_principal\": 33.33,\n            \"amort_payment_fees\": 1.05,\n            \"amort_payment_interest\": 0.0,\n            \"amort_payment_balance\": 378.22,\n          },\n          {\n            \"amort_installment_number\": 8,\n            \"amort_payment_due_date\": \"2023-05-12\",\n            \"amort_payment_amount\": 34.38,\n            \"amort_payment_principal\": 33.33,\n            \"amort_payment_fees\": 1.05,\n            \"amort_payment_interest\": 0.0,\n            \"amort_payment_balance\": 137.56,\n          },\n          {\n            \"amort_installment_number\": 9,\n            \"amort_payment_due_date\": \"2023-06-09\",\n            \"amort_payment_amount\": 34.38,\n            \"amort_payment_principal\": 33.33,\n            \"amort_payment_fees\": 1.05,\n            \"amort_payment_interest\": 0.0,\n            \"amort_payment_balance\": 103.18,\n          },\n          {\n            \"amort_installment_number\": 10,\n            \"amort_payment_due_date\": \"2023-06-23\",\n            \"amort_payment_amount\": 34.38,\n            \"amort_payment_principal\": 33.33,\n            \"amort_payment_fees\": 1.05,\n            \"amort_payment_interest\": 0.0,\n            \"amort_payment_balance\": 68.8,\n          },\n          {\n            \"amort_installment_number\": 11,\n            \"amort_payment_due_date\": \"2023-07-07\",\n            \"amort_payment_amount\": 34.38,\n            \"amort_payment_principal\": 33.33,\n            \"amort_payment_fees\": 1.05,\n            \"amort_payment_interest\": 0.0,\n            \"amort_payment_balance\": 34.42,\n          },\n          {\n            \"amort_installment_number\": 12,\n            \"amort_payment_due_date\": \"2023-07-21\",\n            \"amort_payment_amount\": 34.38,\n            \"amort_payment_principal\": 33.33,\n            \"amort_payment_fees\": 1.05,\n            \"amort_payment_interest\": 0.0,\n            \"amort_payment_balance\": 0.0,\n          }\n        ]\n      },\n      \"count_of_installments\": 12,\n      \"installment_amount\": 34.38,\n      \"first_installment_due_date\": \"2023-02-17\",\n      \"loan_id\": 11118008000000023,\n      \"loan_creation_date\": \"2023-02-17\",\n      \"loan_start_date\": \"2023-02-17\"\n    },\n    \"echo\": {\n      \"provider_transaction_id\": \"\",\n      \"provider_timestamp\": \"\",\n      \"transaction_id\": 818517296121222\n    },\n    \"system_timestamp\": \"2023-02-21 15:36:28\",\n    \"rtoken\": \"a0888f94-fed6-4376-9567-3bfa8b3ea902\",\n    \"errors\": \"\"\n  }\n}\n"}}},"application/xml":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["amortization_schedules","application_number","count_of_installments","first_installment_due_date","initial_projected_maturity_date","installment_amount","late_fee","loan_apr","loan_creation_date","loan_id","loan_start_date","origination_fee","rate_type"],"properties":{"loan_id":{"title":"loan_id","type":"string","description":"Unique identifier for the loan.\nPattern: Max 30 characters\nExample: `\"450825953\"`.","example":"450825953"},"loan_apr":{"title":"loan_apr","type":"number","description":"Annual percentage rate for interest charged on the loan. Calculated from the interest defined by the subproduct, the length of the loan, the origination fee (if applicable) and other fees (if applicable).","example":15},"loan_creation_date":{"title":"loan_creation_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the loan was created. This may be different from `loan_start_date`.","format":"date"},"rate_type":{"title":"rate_type","type":"string","description":"Indicates whether the interest type is `FIXED` or `VARIABLE.","example":"FIXED","enum":["fixed","variable"]},"origination_fee":{"title":"origination_fee","type":"number","description":"Fee charged at loan creation. Returns 0 if there is no origination fee.","example":0},"late_fee":{"title":"late_fee","type":"number","description":"Late fee for the loan","example":5},"initial_projected_maturity_date":{"title":"initial_projected_maturity_date","pattern":"yyyy-MM-dd","type":"string","description":"Projected date when the loan will be paid off. This date is calculated only when a loan is simulated or created and cannot be sent again.","format":"date","example":"2022-07-01"},"application_number":{"title":"application_number","type":"string","description":"Unique identifier that you generate for the loan application. This identifier is associated with loan simulations. You can give this identifier to customers for customer service purposes.","example":"589841564"},"itemization_of_amount_financed":{"title":"itemization_of_amount_financed","required":["disbursed_amount","loan_amount","projected_fees_amount","projected_interest_amount"],"type":"object","properties":{"loan_amount":{"title":"loan_amount","type":"number","description":"Total loan amount borrowed by the customer. This is the sum of the `disbursed_amount`, `origination_fee`, and any other fees associated with the loan.","example":10000},"disbursed_amount":{"title":"disbursed_amount","type":"number","description":"Total loan amount disbursed to the customer","example":10000},"projected_interest_amount":{"title":"projected_interest_amount","type":"number","description":"The total interest amount the borrower will be paying","example":10},"projected_fees_amount":{"title":"projected_fees_amount","type":"number","description":"Total fees that the customer is projected to pay over the course of the loan","example":10}}},"amortization_schedules":{"title":"amortization_schedules","type":"array","items":{"required":["amort_installment_number","amort_payment_amount","amort_payment_balance","amort_payment_due_date","amort_payment_fees","amort_payment_interest","amort_payment_principal"],"type":"object","properties":{"amort_installment_number":{"title":"amort_installment_number","type":"integer","description":"The number of the installment","format":"int32","example":1},"amort_payment_due_date":{"title":"amort_payment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the payment for this installment is due","format":"date","example":"2022-02-01"},"amort_payment_amount":{"title":"amort_payment_amount","type":"number","description":"Total amount owed for this installment, including the principal amount,interest and fees","example":1740.34},"amort_payment_principal":{"title":"amort_payment_principal","type":"number","description":"Amount owed on the principal loan for this installment","example":1000},"amort_payment_fees":{"title":"amort_payment_fees","type":"number","description":"Fee amount that will be paid in each installment","example":7.51},"amort_payment_interest":{"title":"amort_payment_interest","type":"number","description":"Amount owed on the loan interest for this installment","example":10},"amort_payment_balance":{"title":"amort_payment_balance","type":"number","description":"Remaining balance after this installment is paid","example":2000}}}},"count_of_installments":{"title":"count_of_installments","pattern":"yyyy-MM-dd","type":"integer","description":"Number of installment scheduled","format":"int32","example":4},"installment_amount":{"title":"installment_amount","pattern":"yyyy-MM-dd","type":"number","description":"Payment due at each installment. This is the same amount as `amort_payment_amount`.","example":1740.34},"loan_start_date":{"title":"loan_start_date","pattern":"yyyy-MM-dd","type":"string","description":"Start date for the loan. This may be different from `loan_creation_date`.","format":"date","example":"2022-06-02"},"first_installment_due_date":{"title":"first_installment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date the first installment is due","format":"date","example":"2022-02-01"}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"<root>\n   <echo>\n      <provider_timestamp />\n      <provider_transaction_id />\n      <transaction_id>818517296121222</transaction_id>\n   </echo>\n   <errors />\n   <processing_time>3.894</processing_time>\n   <response_data>\n      <amortization_schedules>\n         <amortization_schedule>\n               <amort_installment_number>1</amort_installment_number>\n               <amort_payment_amount>34.38</amort_payment_amount>\n               <amort_payment_balance>378.22</amort_payment_balance>\n               <amort_payment_due_date>2023-02-17</amort_payment_due_date>\n               <amort_payment_fees>1.05</amort_payment_fees>\n               <amort_payment_interest>0.0</amort_payment_interest>\n               <amort_payment_principal>33.33</amort_payment_principal>\n            </amortization_schedule>\n            <amortization_schedule>\n               <amort_installment_number>2</amort_installment_number>\n               <amort_payment_amount>34.38</amort_payment_amount>\n               <amort_payment_balance>343.84</amort_payment_balance>\n               <amort_payment_due_date>2023-03-03</amort_payment_due_date>\n               <amort_payment_fees>1.05</amort_payment_fees>\n               <amort_payment_interest>0.0</amort_payment_interest>\n               <amort_payment_principal>33.33</amort_payment_principal>\n            </amortization_schedule>\n            <amortization_schedule>\n               <amort_installment_number>3</amort_installment_number>\n               <amort_payment_amount>34.38</amort_payment_amount>\n               <amort_payment_balance>309.46</amort_payment_balance>\n               <amort_payment_due_date>2023-03-17</amort_payment_due_date>\n               <amort_payment_fees>1.05</amort_payment_fees>\n               <amort_payment_interest>0.0</amort_payment_interest>\n            </amortization_schedule>\n            <amortization_schedule>\n               <amort_installment_number>4</amort_installment_number>\n               <amort_payment_amount>34.38</amort_payment_amount>\n               <amort_payment_balance>275.08</amort_payment_balance>\n               <amort_payment_due_date>2023-03-31</amort_payment_due_date>\n               <amort_payment_fees>1.05</amort_payment_fees>\n               <amort_payment_interest>0.0</amort_payment_interest>\n               <amort_payment_principal>33.33</amort_payment_principal>\n            </amortization_schedule>\n            <amortization_schedule>\n               <amort_installment_number>5</amort_installment_number>\n               <amort_payment_amount>34.38</amort_payment_amount>\n               <amort_payment_balance>240.7</amort_payment_balance>\n               <amort_payment_due_date>2023-04-14</amort_payment_due_date>\n               <amort_payment_fees>1.05</amort_payment_fees>\n               <amort_payment_interest>0.0</amort_payment_interest>\n               <amort_payment_principal>33.33</amort_payment_principal>\n            </amortization_schedule>\n            <amortization_schedule>\n               <amort_installment_number>6</amort_installment_number>\n               <amort_payment_amount>34.38</amort_payment_amount>\n               <amort_payment_balance>206.32</amort_payment_balance>\n               <amort_payment_due_date>2023-04-28</amort_payment_due_date>\n               <amort_payment_fees>1.05</amort_payment_fees>\n               <amort_payment_interest>0.0</amort_payment_interest>\n               <amort_payment_principal>33.33</amort_payment_principal>\n            </amortization_schedule>\n            <amortization_schedule>\n               <amort_installment_number>7</amort_installment_number>\n               <amort_payment_amount>34.38</amort_payment_amount>\n               <amort_payment_balance>378.22</amort_payment_balance>\n               <amort_payment_due_date>2023-02-17</amort_payment_due_date>\n               <amort_payment_fees>1.05</amort_payment_fees>\n               <amort_payment_interest>0.0</amort_payment_interest>\n               <amort_payment_principal>33.33</amort_payment_principal>\n            </element>\n            <element>\n               <amort_installment_number>8</amort_installment_number>\n               <amort_payment_amount>34.38</amort_payment_amount>\n               <amort_payment_balance>137.56</amort_payment_balance>\n               <amort_payment_due_date>2023-05-12</amort_payment_due_date>\n               <amort_payment_fees>1.05</amort_payment_fees>\n               <amort_payment_interest>0.0</amort_payment_interest>\n               <amort_payment_principal>33.33</amort_payment_principal>\n            </amortization_schedule>\n            <amortization_schedule>\n               <amort_installment_number>9</amort_installment_number>\n               <amort_payment_amount>34.38</amort_payment_amount>\n               <amort_payment_balance>103.18</amort_payment_balance>\n               <amort_payment_due_date>2023-06-09</amort_payment_due_date>\n               <amort_payment_fees>1.05</amort_payment_fees>\n               <amort_payment_interest>0.0</amort_payment_interest>\n               <amort_payment_principal>33.33</amort_payment_principal>\n            </amortization_schedule>\n            <amortization_schedule>\n               <amort_installment_number>10</amort_installment_number>\n               <amort_payment_amount>34.38</amort_payment_amount>\n               <amort_payment_balance>68.8</amort_payment_balance>\n               <amort_payment_due_date>2023-06-23</amort_payment_due_date>\n               <amort_payment_fees>1.05</amort_payment_fees>\n               <amort_payment_interest>0.0</amort_payment_interest>\n               <amort_payment_principal>33.33</amort_payment_principal>\n            </amortization_schedule>\n            <amortization_schedule>\n               <amort_installment_number>11</amort_installment_number>\n               <amort_payment_amount>34.38</amort_payment_amount>\n               <amort_payment_balance>34.42</amort_payment_balance>\n               <amort_payment_due_date>2023-07-07</amort_payment_due_date>\n               <amort_payment_fees>1.05</amort_payment_fees>\n               <amort_payment_interest>0.0</amort_payment_interest>\n               <amort_payment_principal>33.33</amort_payment_principal>\n            </amortization_schedule>\n            <amortization_schedule>\n               <amort_installment_number>12</amort_installment_number>\n               <amort_payment_amount>34.38</amort_payment_amount>\n               <amort_payment_balance>0.0</amort_payment_balance>\n               <amort_payment_due_date>2023-07-21</amort_payment_due_date>\n               <amort_payment_fees>1.05</amort_payment_fees>\n               <amort_payment_interest>0.0</amort_payment_interest>\n               <amort_payment_principal>33.33</amort_payment_principal>\n         </amortization_schedule>\n      </amortization_schedules>\n      <application_number>1231231232</application_number>\n      <count_of_installments>12</count_of_installments>\n      <first_installment_due_date>2023-02-17</first_installment_due_date>\n      <initial_projected_maturity_date>2023-07-21</initial_projected_maturity_date>\n      <installment_amount>34.38</installment_amount>\n      <itemization_of_amount_financed>\n         <disbursed_amount>400.0</disbursed_amount>\n         <loan_amount>400.0</loan_amount>\n         <projected_fees_amount>12.6</projected_fees_amount>\n         <projected_interest_amount>0.0</projected_interest_amount>\n      </itemization_of_amount_financed>\n      <late_fee>0.0</late_fee>\n      <loan_apr>14.79</loan_apr>\n      <loan_creation_date>2023-02-17</loan_creation_date>\n      <loan_id>11118008000000023</loan_id>\n      <loan_start_date>2023-02-17</loan_start_date>\n      <origination_fee>0.0</origination_fee>\n      <rate_type>fixed</rate_type>\n   </response_data>\n   <rtoken>a0888f94-fed6-4376-9567-3bfa8b3ea902</rtoken>\n   <system_timestamp>2023-02-21 15:36:28</system_timestamp>\n</response>"}}}}}}},"parameters":[{"$ref":"#/components/parameters/ResponseContentTypeHeaderParam"}]},"/1.0/createLoan":{"post":{"tags":["Loan"],"summary":"Create Loan","description":"Use the Create Loan endpoint to create a loan offering for a customer. Loan subproducts are configured for your installment loans product and are assigned a subproduct ID. Ensure you have the required <a href=\"doc:setup-for-installment-loans#manage-customer-records\" target=\"_blank\">customer data</a> to create a loan.\n\nFor optional parameters, do not pass an empty string or null value.","operationId":"lending_post_createLoan","requestBody":{"content":{"application/x-www-form-urlencoded":{"schema":{"required":["address1","capitalTerm","city","countryCode","customerPmtRefNo","disbursementDestinationType","loanTerm","postalCode","ssn","state","subProductId","transactionId","apiLogin","apiTransKey","providerId"],"type":"object","properties":{"apiLogin":{"type":"string","description":"Provider's web service username, as provided by Galileo for the requesting IP address.\nPattern: Max 50 characters\nExample: `\"AbC123-9999\"`","default":"AbC123-9999"},"apiTransKey":{"type":"string","description":"Web service password, as provided by Galileo for the requesting IP address.\nPattern: Max 15 characters\nExample: `\"4sb62fh6w4h7w34g\"`","default":"4sb62fh6w4h7w34g"},"providerId":{"type":"integer","format":"int32","description":"Galileo-issued unique provider identifier.\nPattern: Max 10 digits\nExample: `9999`","default":9999},"transactionId":{"type":"string","maxLength":60,"minLength":1,"description":"A provider-generated ID that is unique to each API call. A UUID is preferred. Do not reuse this identifier for multiple API calls.\nPattern: Max 60 characters\nExample: `\"984513-395483653-4483483478\"`","default":"984513-395483653-4483483478"},"providerTransactionId":{"type":"string","description":"An optional provider-generated ID for the API request.\nPattern: Max 60 characters\nExample: `\"47823438032233777\"`"},"providerTimestamp":{"type":"string","description":"An optional provider-generated timestamp for the API request.\nPattern: Max 60 characters\nExample: `\"2017-05-01 13:01:01\"`"},"customerPmtRefNo":{"title":"customerPmtRefNo","pattern":"^([0-9]{12}|[0-9]{16})$","type":"string","description":"PRN for the customer’s primary account. Galileo uses the PRN to retrieve customer information, like business name, date of birth, SSN, address, etc. When the loan is created, the `loan_id` will be associated with this PRN. \nPattern: PRN\nExample: `\"074103447228\"`.","default":"909675440"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","default":"442824720"},"simulationId":{"title":"simulationId","maxLength":30,"minLength":1,"type":"string","description":"Unique identifier associated with each loan simulation returned by the Simulate Loan endpoint. Required when creating a loan from a simulation. Do not pass the following fields when the simulationId is provided: `totalLoanAmount`, `loanTerm`, and `capitalTerm`.\nPattern: Max 9 characters.\nExample: `\"450825953\"`."},"ssn":{"title":"ssn","maxLength":9,"minLength":9,"pattern":"^[0-9]*$","type":"string","description":"Loan applicant’s SSN.\nPattern: Exactly 9 digits, no hyphens or other characters.\nExample: `\"222554444\"`.","default":"222554444"},"phone":{"title":"phone","maxLength":10,"minLength":10,"type":"string","description":"Loan applicant’s phone number.\nPattern: Exactly 10 digits, no hyphens or other characters.\nExample: `\"1115553333\"`."},"email":{"title":"email","maxLength":63,"minLength":3,"type":"string","description":"Loan applicant’s email address.\nPattern: Email address, 3–63 characters.\nExample: `\"user@fakedomain.com\"`."},"address1":{"title":"address1","maxLength":40,"minLength":4,"type":"string","description":"Loan applicant’s first address line. Cannot be a P.O. box. [Validation rules for address1](ref:api-reference-address1-validation). \nPattern: 4–40 alphanumeric characters.\nExample: `\"33 Maple Street\"`.","default":"33 Maple Street"},"address2":{"title":"address2","maxLength":30,"minLength":1,"type":"string","description":"Loan applicant’s second address line.\nPattern: Max 30 characters.\nExample: `\"#4B\"`."},"city":{"title":"city","maxLength":30,"minLength":1,"type":"string","description":"Loan applicant’s city.\nPattern: Max 30 characters: letters, spaces, hyphen and period.\nExample: `\"Salt Lake City\"`.","default":"Salt Lake City"},"state":{"title":"state","maxLength":2,"minLength":2,"type":"string","description":"Loan applicant’s state or province.\nPattern: 2-character state or province abbreviation.\nExample: `\"UT\"`.","default":"UT"},"postalCode":{"title":"postalCode","maxLength":10,"minLength":5,"pattern":"^[a-zA-Z0-9\\-\\ ]*$","type":"string","description":"Loan applicant’s postal code (ZIP code).\nPattern: Min 5 characters and max 10 characters (12345, 12345-1234, or K1A-1A1).\nExample: `\"84121\"`.","default":"84121"},"countryCode":{"title":"countryCode","type":"string","description":"Loan applicant’s country. Three-digit UN M49 country code. Currently the only allowed value is 840 for the USA.\nPattern: 3-digit country code.","enum":["840"],"default":"840"},"occupation":{"title":"occupation","maxLength":25,"minLength":1,"type":"string","description":"Loan applicant’s occupation.\nPattern: Max 25 characters.\nExample: `\"Project Manager\"`."},"employer":{"title":"employer","maxLength":200,"minLength":1,"type":"string","description":"Loan applicant’s employer.\nPattern: Max 200 characters.\nExample: `\"Kroger Food & Drug\"`."},"applicationNumber":{"title":"applicationNumber","maxLength":100,"minLength":1,"type":"string","description":"Unique identifier that you generate for the loan application. This identifier is associated with loan simulations. You can give this identifier to customers for customer service purposes."},"totalLoanAmount":{"title":"totalLoanAmount","maximum":99999999999999.98,"exclusiveMaximum":false,"minimum":0.01,"exclusiveMinimum":false,"type":"number","description":"Total amount for the loan.\nPattern: Decimal number (14,2).\nExample: `\"700.00\"`."},"loanTerm":{"title":"loanTerm","maximum":999999999,"minimum":1,"type":"integer","description":"Number of installments to pay off the loan.\nPattern: Min 1 characters and max 9 characters.\nExample: 4.","format":"int32","default":4},"capitalTerm":{"title":"capitalTerm","maximum":999999999,"minimum":1,"type":"integer","description":"Length of time between payments, in units specified by the subproduct. For example, if you specify “2” and the loan subproduct is set to weeks then installments will be due every two weeks.\nPattern: Max 9 digits.\nExample: `2`.","format":"int32","default":2},"loanStartDate":{"title":"loanStartDate","pattern":"yyyy-MM-dd","type":"string","description":"Start date for the loan. This may be different from `loan_creation_date`.","format":"date"}}}}}},"responses":{"200":{"description":"Success","content":{"application/xml":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","properties":{"errors":{"type":"array","items":{"type":"string"}},"status":{"type":"string"},"status_code":{"type":"string"},"rtoken":{"type":"string"},"echo":{"type":"object","properties":{"transaction_id":{"type":"string"},"provider_transaction_id":{"type":"string"},"provider_timestamp":{"type":"string"}}},"processing_time":{"type":"number"},"response_data":{"type":"object"},"system_timestamp":{"type":"string","format":"date-time"}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"<?xml version=\"1.0\" ?>\n<response>\n  <status_code>0</status_code>\n  <status>Success</status>\n  <processing_time>0.23</processing_time>\n  <response_data>\n    <loan_apr>0</loan_apr>\n    <rate_type>fixed</rate_type>\n    <origination_fee>0</origination_fee>\n    <late_fee>0</late_fee>\n    <initial_projected_maturity_date>2022-12-22</initial_projected_maturity_date>\n    <application_number>1231231232</application_number>\n    <itemization_of_amount_financed>\n      <loan_amount>500</loan_amount>\n      <disbursed_amount>500</disbursed_amount>\n      <projected_interest_amount>0</projected_interest_amount>\n    </itemization_of_amount_financed>\n    <amortization_schedules>\n    <amortization_schedule>\n      <amort_installment_number>1</amort_installment_number>\n      <amort_payment_due_date>2022-11-10</amort_payment_due_date>\n      <amort_payment_principal>125</amort_payment_principal>\n      <amort_payment_interest>0</amort_payment_interest>\n      <amort_payment_balance>375</amort_payment_balance>\n      <amort_payment_amount>125</amort_payment_amount>\n    </amortization_schedule>\n    <amortization_schedule>\n      <amort_installment_number>2</amort_installment_number>\n      <amort_payment_due_date>2022-11-24</amort_payment_due_date>\n      <amort_payment_principal>125</amort_payment_principal>\n      <amort_payment_interest>0</amort_payment_interest>\n      <amort_payment_balance>250</amort_payment_balance>\n      <amort_payment_amount>125</amort_payment_amount>\n    </amortization_schedule>\n    <amortization_schedule>\n      <amort_installment_number>3</amort_installment_number>\n      <amort_payment_due_date>2022-12-08</amort_payment_due_date>\n      <amort_payment_principal>125</amort_payment_principal>\n      <amort_payment_interest>0</amort_payment_interest>\n      <amort_payment_balance>125</amort_payment_balance>\n      <amort_payment_amount>125</amort_payment_amount>\n    </amortization_schedule>\n    <amortization_schedule>\n      <amort_installment_number>4</amort_installment_number>\n      <amort_payment_due_date>2022-12-22</amort_payment_due_date>\n      <amort_payment_principal>125</amort_payment_principal>\n      <amort_payment_interest>0</amort_payment_interest>\n      <amort_payment_balance>0</amort_payment_balance>\n      <amort_payment_amount>125</amort_payment_amount>\n    </amortization_schedule>\n    </amortization_schedules>\n    <count_of_installments>4</count_of_installments>\n    <installment_amount>125</installment_amount>\n    <first_installment_due_date>2022-11-10</first_installment_due_date>\n    <loan_id>11118000000426804</loan_id>\n    <loan_creation_date>2022-11-10</loan_creation_date>\n    <loan_start_date>2022-11-10</loan_start_date>\n  </response_data>\n  <echo>\n  <provider_transaction_id/>\n  <provider_timestamp/>\n  <transaction_id>818517296121222</transaction_id>\n  </echo>\n  <rtoken>a0888f94-fed6-4376-9567-3bfa8b3ea901</rtoken>\n  <system_timestamp>2022-11-10 13:45:01</system_timestamp>\n</response>\n"}}},"application/json":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","properties":{"errors":{"type":"array","items":{"type":"string"}},"status":{"type":"string"},"status_code":{"type":"string"},"rtoken":{"type":"string"},"echo":{"type":"object","properties":{"transaction_id":{"type":"string"},"provider_transaction_id":{"type":"string"},"provider_timestamp":{"type":"string"}}},"processing_time":{"type":"number"},"response_data":{"type":"object"},"system_timestamp":{"type":"string","format":"date-time"}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"{\n  \"status_code\": 0,\n  \"status\": \"Success\",\n  \"processing_time\": 0.23,\n  \"response_data\": {\n    \"loan_apr\": 0,\n    \"rate_type\": \"fixed\",\n    \"origination_fee\": 0,\n    \"late_fee\": 0,\n    \"initial_projected_maturity_date\": \"2022-12-22\",\n    \"application_number\": 1231231232,\n    \"itemization_of_amount_financed\": {\n      \"loan_amount\": 500,\n      \"disbursed_amount\": 500,\n      \"projected_interest_amount\": 0\n    },\n    \"amortization_schedules\": {\n      \"amortization_schedule\": [\n        {\n          \"amort_installment_number\": 1,\n          \"amort_payment_due_date\": \"2022-11-10\",\n          \"amort_payment_principal\": 125,\n          \"amort_payment_interest\": 0,\n          \"amort_payment_balance\": 375,\n          \"amort_payment_amount\": 125\n        },\n        {\n          \"amort_installment_number\": 2,\n          \"amort_payment_due_date\": \"2022-11-24\",\n          \"amort_payment_principal\": 125,\n          \"amort_payment_interest\": 0,\n          \"amort_payment_balance\": 250,\n          \"amort_payment_amount\": 125\n        },\n        {\n          \"amort_installment_number\": 3,\n          \"amort_payment_due_date\": \"2022-12-08\",\n          \"amort_payment_principal\": 125,\n          \"amort_payment_interest\": 0,\n          \"amort_payment_balance\": 125,\n          \"amort_payment_amount\": 125\n        },\n        {\n          \"amort_installment_number\": 4,\n          \"amort_payment_due_date\": \"2022-12-22\",\n          \"amort_payment_principal\": 125,\n          \"amort_payment_interest\": 0,\n          \"amort_payment_balance\": 0,\n          \"amort_payment_amount\": 125\n        }\n      ]\n    },\n    \"count_of_installments\": 4,\n    \"installment_amount\": 125,\n    \"first_installment_due_date\": \"2022-11-10\",\n    \"loan_id\": 11118000000426804,\n    \"loan_creation_date\": \"2022-11-10\",\n    \"loan_start_date\": \"2022-11-10\"\n  },\n  \"echo\": {\n    \"provider_transaction_id\": \"\",\n    \"provider_timestamp\": \"\",\n    \"transaction_id\": 818517296121222\n  },\n  \"system_timestamp\": \"2022-11-10 13:45:01\",\n  \"rtoken\": \"a0888f94-fed6-4376-9567-3bfa8b3ea901\",\n  \"errors\": \"\"\n}\n"}}}}}}},"parameters":[{"$ref":"#/components/parameters/ResponseContentTypeHeaderParam"}]},"/1.0/createLoanPayment":{"post":{"tags":["Loan"],"summary":"Create Loan Payment","description":"Use the Create Loan Payment endpoint when a customer requests to make a payment on a loan. The endpoint supports two types of payments today - payments from a primary account where Galileo orchestrates debiting the DDA and paying the loan, or payments from an 'external' account where the program manager accepts the funds and Galileo only manifests the loan payment.\n\n For optional parameters, do not pass an empty string or null value.","operationId":"lending_post_createLoanPayment","requestBody":{"content":{"application/x-www-form-urlencoded":{"schema":{"required":["loanId","paymentAccountType","paymentAmount","paymentSource","subProductId","transactionId","apiLogin","apiTransKey","providerId"],"type":"object","properties":{"apiLogin":{"type":"string","description":"Provider's web service username, as provided by Galileo for the requesting IP address.\nPattern: Max 50 characters\nExample: `\"AbC123-9999\"`","default":"AbC123-9999"},"apiTransKey":{"type":"string","description":"Web service password, as provided by Galileo for the requesting IP address.\nPattern: Max 15 characters\nExample: `\"4sb62fh6w4h7w34g\"`","default":"4sb62fh6w4h7w34g"},"providerId":{"type":"integer","format":"int32","description":"Galileo-issued unique provider identifier.\nPattern: Max 10 digits\nExample: `9999`","default":9999},"transactionId":{"type":"string","maxLength":60,"minLength":1,"description":"A provider-generated ID that is unique to each API call. A UUID is preferred. Do not reuse this identifier for multiple API calls.\nPattern: Max 60 characters\nExample: `\"984513-395483653-4483483478\"`","default":"984513-395483653-4483483478"},"providerTransactionId":{"type":"string","description":"An optional provider-generated ID for the API request.\nPattern: Max 60 characters\nExample: `\"47823438032233777\"`"},"providerTimestamp":{"type":"string","description":"An optional provider-generated timestamp for the API request.\nPattern: Max 60 characters\nExample: `\"2017-05-01 13:01:01\"`"},"paymentAmount":{"title":"paymentAmount","maximum":99999999999999.98,"exclusiveMaximum":false,"minimum":0.01,"exclusiveMinimum":false,"type":"number","description":"The amount of payment to be applied to the loan.","default":2000},"paymentSource":{"title":"paymentSource","type":"string","description":"Code indicating the source of this payment, as passed in the Create Loan Payment `paymentSource` field. Possible values: `USRP`, `SYSP`, `CRDP`, `CSRP`,`IVRP`,`DFRL`,`DWRO`,`PCRP`,`MCRP`,`RCRP`.","enum":["USRP","SYSP","CRDP","CSRP","IVRP","DFRL","DWRO","PCRP","MCRP","RCRP","ADLP"]},"loanId":{"title":"loanId","maxLength":30,"minLength":1,"type":"string","description":"Unique identifier for the loan.\nPattern: Max 30 characters\nExample: `\"450825953\"`.","default":"450825953"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","default":"442824720"}}}}}},"responses":{"200":{"description":"Success","content":{"application/json":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["amount","current_installment_balance","current_installment_due_date","initial_projected_maturity_date","payoff_amount","per_diem_interest_amount","principle_balance"],"properties":{"amount":{"title":"amount","type":"number","description":"The total amount of the payment transaction.","example":4822.3},"current_installment_balance":{"title":"current_installment_balance","type":"number","description":"Total amount remaining on the current loan installment. If the loan is paid off and the loan status is `Completed`, this amount is $0.00.","example":4738.23},"current_installment_due_date":{"title":"current_installment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the payment for the current loan installment is due.","format":"date","example":"2021-01-01"},"principle_balance":{"title":"principle_balance","type":"number","description":"Current principal balance remaining on the loan.","example":4738.23},"loan_status":{"title":"loan_status","type":"string","description":"Status of the loan.","example":"ACTIVE"},"payoff_amount":{"title":"payoff_amount","type":"number","description":"The total amount needed to pay off the remaining principal, accrued interest, and outstanding fees of a loan","example":10000},"per_diem_interest_amount":{"title":"per_diem_interest_amount","type":"number","description":"Daily interest charged on the loan. This amount will update as installments are paid.","example":1.61363},"loan_payment_status":{"title":"loan_payment_status","type":"string","description":"Overall status of payments made on the loan. See the list of values in the <a href=\"doc:reports-for-installment-loans#reports-for-installment-loans#loan-payment-status-and-loan-status-table\" target=\"_blank\">Loan Payment Status and Loan Status table</a> in the *Reports for Installment Loans* guide.","example":"OCUR"},"initial_projected_maturity_date":{"title":"initial_projected_maturity_date","pattern":"yyyy-MM-dd","type":"string","description":"Projected date when the loan will be paid off. This date is calculated only when a loan is simulated or created and cannot be sent again.","format":"date","example":"2022-07-01"},"dda_new_balance":{"title":"dda_new_balance","type":"number","description":"Remaining account balance, if the payment on the loan was made from an account within the Galileo system.","example":25},"loan_payment_number":{"title":"loan_payment_number","type":"string","description":"Galileo-generated unique identifier for the payment on the loan","example":"1234567890"}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"{\n  \"response\": {\n    \"status_code\": 0,\n    \"status\": \"Success\",\n    \"processing_time\": 0.21,\n    \"response_data\": {\n      \"amount\": 100,\n      \"principle_balance\": 300,\n      \"current_installment_balance\": 0,\n      \"current_installment_due_date\": \"2022-11-10\",\n      \"payoff_amount\": 300,\n      \"per_diem_interest_amount\": 0,\n      \"initial_projected_maturity_date\": \"2022-12-22\",\n      \"loan_status\": \"Valid\",\n      \"loan_payment_status\": \"OCUR\",\n      \"loan_payment_number\": 16681134476700080\n    },\n    \"echo\": {\n      \"provider_transaction_id\": \"\",\n      \"provider_timestamp\": \"\",\n      \"transaction_id\": \"test0234244-agjek8\"\n    },\n    \"system_timestamp\": \"2022-11-10 13:50:53\",\n    \"rtoken\": \"2aac9799-a5eb-4d6c-b208-283774af2403\",\n    \"errors\": \"\"\n  }\n}\n"}}},"application/xml":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["amount","current_installment_balance","current_installment_due_date","initial_projected_maturity_date","payoff_amount","per_diem_interest_amount","principle_balance"],"properties":{"amount":{"title":"amount","type":"number","description":"The total amount of the payment transaction.","example":4822.3},"current_installment_balance":{"title":"current_installment_balance","type":"number","description":"Total amount remaining on the current loan installment. If the loan is paid off and the loan status is `Completed`, this amount is $0.00.","example":4738.23},"current_installment_due_date":{"title":"current_installment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the payment for the current loan installment is due.","format":"date","example":"2021-01-01"},"principle_balance":{"title":"principle_balance","type":"number","description":"Current principal balance remaining on the loan.","example":4738.23},"loan_status":{"title":"loan_status","type":"string","description":"Status of the loan.","example":"ACTIVE"},"payoff_amount":{"title":"payoff_amount","type":"number","description":"The total amount needed to pay off the remaining principal, accrued interest, and outstanding fees of a loan","example":10000},"per_diem_interest_amount":{"title":"per_diem_interest_amount","type":"number","description":"Daily interest charged on the loan. This amount will update as installments are paid.","example":1.61363},"loan_payment_status":{"title":"loan_payment_status","type":"string","description":"Overall status of payments made on the loan. See the list of values in the <a href=\"doc:reports-for-installment-loans#reports-for-installment-loans#loan-payment-status-and-loan-status-table\" target=\"_blank\">Loan Payment Status and Loan Status table</a> in the *Reports for Installment Loans* guide.","example":"OCUR"},"initial_projected_maturity_date":{"title":"initial_projected_maturity_date","pattern":"yyyy-MM-dd","type":"string","description":"Projected date when the loan will be paid off. This date is calculated only when a loan is simulated or created and cannot be sent again.","format":"date","example":"2022-07-01"},"dda_new_balance":{"title":"dda_new_balance","type":"number","description":"Remaining account balance, if the payment on the loan was made from an account within the Galileo system.","example":25},"loan_payment_number":{"title":"loan_payment_number","type":"string","description":"Galileo-generated unique identifier for the payment on the loan","example":"1234567890"}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"<?xml version=\"1.0\" ?>\n<response>\n  <status_code>0</status_code>\n  <status>Success</status>\n  <processing_time>0.21</processing_time>\n  <response_data>\n      <amount>100</amount>\n      <principle_balance>300</principle_balance>\n      <current_installment_balance>0</current_installment_balance>\n      <current_installment_due_date>2022-11-10</current_installment_due_date>\n      <payoff_amount>300</payoff_amount>\n      <per_diem_interest_amount>0</per_diem_interest_amount>\n      <initial_projected_maturity_date>2022-12-22</initial_projected_maturity_date>\n      <loan_status>Valid</loan_status>\n      <loan_payment_status>OCUR</loan_payment_status>\n      <loan_payment_number>16681134476700080</loan_payment_number>\n  </response_data>\n  <echo>\n    <provider_transaction_id/>\n    <provider_timestamp/>\n    <transaction_id>test0234244-agjek8</transaction_id>\n  </echo>\n  <rtoken>2aac9799-a5eb-4d6c-b208-283774af2403</rtoken>\n  <system_timestamp>2022-11-10 13:50:53</system_timestamp>\n</response>"}}}}}}},"parameters":[{"$ref":"#/components/parameters/ResponseContentTypeHeaderParam"}]},"/1.0/createLoanFromTransactions":{"post":{"tags":["Loan"],"summary":"Create Loan From Transactions","description":"Use the Create Loan From Transactions endpoint to create a loan from multiple transactions. Buy Now, Pay Later: Post-purchase enables cardholders with the ability to turn eligible, settled transactions on credit and debit cards into an installment plan or loan. Loan subproducts configured for your installment loans product and are assigned a subproduct ID.","operationId":"lending_post_createLoanFromTransactions","requestBody":{"content":{"application/x-www-form-urlencoded":{"schema":{"required":["capitalTerm","customerPmtRefNo","disbursementDestinationType","loanTerm","settlementKeys","subProductId","transactionId","apiLogin","apiTransKey","providerId"],"type":"object","properties":{"apiLogin":{"type":"string","description":"Provider's web service username, as provided by Galileo for the requesting IP address.\nPattern: Max 50 characters\nExample: `\"AbC123-9999\"`","default":"AbC123-9999"},"apiTransKey":{"type":"string","description":"Web service password, as provided by Galileo for the requesting IP address.\nPattern: Max 15 characters\nExample: `\"4sb62fh6w4h7w34g\"`","default":"4sb62fh6w4h7w34g"},"providerId":{"type":"integer","format":"int32","description":"Galileo-issued unique provider identifier.\nPattern: Max 10 digits\nExample: `9999`","default":9999},"transactionId":{"type":"string","maxLength":60,"minLength":1,"description":"A provider-generated ID that is unique to each API call. A UUID is preferred. Do not reuse this identifier for multiple API calls.\nPattern: Max 60 characters\nExample: `\"984513-395483653-4483483478\"`","default":"984513-395483653-4483483478"},"providerTransactionId":{"type":"string","description":"An optional provider-generated ID for the API request.\nPattern: Max 60 characters\nExample: `\"47823438032233777\"`"},"providerTimestamp":{"type":"string","description":"An optional provider-generated timestamp for the API request.\nPattern: Max 60 characters\nExample: `\"2017-05-01 13:01:01\"`"},"loanTerm":{"title":"loanTerm","type":"integer","description":"Number of installments to pay off the loan. \nPattern: Min 1 characters and max 9 characters.\nExample: 4.","format":"int32","default":4},"customerPmtRefNo":{"title":"customerPmtRefNo","type":"string","description":"PRN for the customer’s primary account. Galileo uses the PRN to retrieve customer information, like business name, date of birth, SSN, address, etc. When the loan is created, the `loan_id` will be associated with this PRN. \nPattern: PRN\nExample: `\"074103447228\"`.","default":"074103447228"},"settlementKeys":{"title":"settlementKeys","type":"string","description":"The settlement IDs and association for each transaction the customer selected. Maximum of 5 transactions. \nPattern: settle_id + association. \nExample: `\"[\"123456:VIS\", \"123457:VIS\"]`.","default":"[\"123456:VIS\",\"123457:VIS\"]"},"firstInstallmentDueDate":{"title":"firstInstallmentDueDate","type":"string","description":"Due date of the first installment has to be between the 1st and 28th of the month. This field does not apply to bi-weekly subproducts.","format":"date"},"capitalTerm":{"title":"capitalTerm","type":"integer","description":"Length of time between payments, in units specified by the subproduct. For example, if you specify “2” and the loan subproduct is set to weeks then installments will be due every two weeks.\nPattern: Max 9 digits.\nExample: `2`.","format":"int32","default":2},"loanApplicationData":{"title":"loanApplicationData","type":"string","description":"When using the loan simulation, you have the option to pass in comma-separated data from the user's application to store with the simulation for downstream analysis. If a loan is created, this associates the user’s application to the simulation and then to the loan."},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","default":"442824720"}}}}}},"responses":{"200":{"description":"Success","content":{"application/json":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["amortization_schedules","application_number","count_of_installments","first_installment_due_date","initial_projected_maturity_date","installment_amount","late_fee","loan_apr","loan_creation_date","loan_id","loan_start_date","origination_fee","rate_type"],"properties":{"loan_id":{"title":"loan_id","type":"string","description":"Unique identifier for the loan.\nPattern: Max 30 characters\nExample: `\"450825953\"`.","example":"450825953"},"loan_apr":{"title":"loan_apr","type":"number","description":"Annual percentage rate for interest charged on the loan. Calculated from the interest defined by the subproduct, the length of the loan, the origination fee (if applicable) and other fees (if applicable).","example":15},"loan_creation_date":{"title":"loan_creation_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the loan was created. This may be different from `loan_start_date`.","format":"date"},"rate_type":{"title":"rate_type","type":"string","description":"Indicates whether the interest type is `FIXED` or `VARIABLE.","example":"FIXED","enum":["fixed","variable"]},"origination_fee":{"title":"origination_fee","type":"number","description":"Fee charged at loan creation. Returns 0 if there is no origination fee.","example":0},"late_fee":{"title":"late_fee","type":"number","description":"Late fee for the loan","example":5},"initial_projected_maturity_date":{"title":"initial_projected_maturity_date","pattern":"yyyy-MM-dd","type":"string","description":"Projected date when the loan will be paid off. This date is calculated only when a loan is simulated or created and cannot be sent again.","format":"date","example":"2022-07-01"},"application_number":{"title":"application_number","type":"string","description":"Unique identifier that you generate for the loan application. This identifier is associated with loan simulations. You can give this identifier to customers for customer service purposes.","example":"589841564"},"itemization_of_amount_financed":{"title":"itemization_of_amount_financed","required":["disbursed_amount","loan_amount","projected_fees_amount","projected_interest_amount"],"type":"object","properties":{"loan_amount":{"title":"loan_amount","type":"number","description":"Total loan amount borrowed by the customer. This is the sum of the `disbursed_amount`, `origination_fee`, and any other fees associated with the loan.","example":10000},"disbursed_amount":{"title":"disbursed_amount","type":"number","description":"Total loan amount disbursed to the customer","example":10000},"projected_interest_amount":{"title":"projected_interest_amount","type":"number","description":"The total interest amount the borrower will be paying","example":10},"projected_fees_amount":{"title":"projected_fees_amount","type":"number","description":"Total fees that the customer is projected to pay over the course of the loan","example":10}}},"amortization_schedules":{"title":"amortization_schedules","type":"array","items":{"required":["amort_installment_number","amort_payment_amount","amort_payment_balance","amort_payment_due_date","amort_payment_fees","amort_payment_interest","amort_payment_principal"],"type":"object","properties":{"amort_installment_number":{"title":"amort_installment_number","type":"integer","description":"The number of the installment","format":"int32","example":1},"amort_payment_due_date":{"title":"amort_payment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the payment for this installment is due","format":"date","example":"2022-02-01"},"amort_payment_amount":{"title":"amort_payment_amount","type":"number","description":"Total amount owed for this installment, including the principal amount,interest and fees","example":1740.34},"amort_payment_principal":{"title":"amort_payment_principal","type":"number","description":"Amount owed on the principal loan for this installment","example":1000},"amort_payment_fees":{"title":"amort_payment_fees","type":"number","description":"Fee amount that will be paid in each installment","example":7.51},"amort_payment_interest":{"title":"amort_payment_interest","type":"number","description":"Amount owed on the loan interest for this installment","example":10},"amort_payment_balance":{"title":"amort_payment_balance","type":"number","description":"Remaining balance after this installment is paid","example":2000}}}},"count_of_installments":{"title":"count_of_installments","pattern":"yyyy-MM-dd","type":"integer","description":"Number of installment scheduled","format":"int32","example":4},"installment_amount":{"title":"installment_amount","pattern":"yyyy-MM-dd","type":"number","description":"Payment due at each installment. This is the same amount as `amort_payment_amount`.","example":1740.34},"loan_start_date":{"title":"loan_start_date","pattern":"yyyy-MM-dd","type":"string","description":"Start date for the loan. This may be different from `loan_creation_date`.","format":"date","example":"2022-06-02"},"first_installment_due_date":{"title":"first_installment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date the first installment is due","format":"date","example":"2022-02-01"}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"{\n    \"status_code\": 0,\n    \"status\": \"Success\",\n    \"processing_time\": 5.032,\n    \"response_data\": {\n      \"loan_apr\": 0,\n      \"rate_type\": \"fixed\",\n      \"origination_fee\": 0,\n      \"late_fee\": 0,\n      \"initial_projected_maturity_date\": \"2023-12-18\",\n      \"application_number\": \"45670123\",\n      \"itemization_of_amount_financed\": {\n        \"loan_amount\": 500,\n        \"disbursed_amount\": 500,\n        \"projected_interest_amount\": 0,\n        \"projected_fees_amount\": 0\n      },\n      \"amortization_schedules\": {\n        \"amortization_schedule\": [\n          {\n            \"amort_installment_number\": 1,\n            \"amort_payment_due_date\": \"2023-11-05\",\n            \"amort_payment_amount\": 125,\n            \"amort_payment_principal\": 125,\n            \"amort_payment_fees\": 0,\n            \"amort_payment_interest\": 0,\n            \"amort_payment_balance\": 375\n          },\n          {\n            \"amort_installment_number\": 2,\n            \"amort_payment_due_date\": \"2023-11-19\",\n            \"amort_payment_amount\": 125,\n            \"amort_payment_principal\": 125,\n            \"amort_payment_fees\": 0,\n            \"amort_payment_interest\": 0,\n            \"amort_payment_balance\": 250\n          },\n          {\n            \"amort_installment_number\": 3,\n            \"amort_payment_due_date\": \"2023-12-03\",\n            \"amort_payment_amount\": 125,\n            \"amort_payment_principal\": 125,\n            \"amort_payment_fees\": 0,\n            \"amort_payment_interest\": 0,\n            \"amort_payment_balance\": 125\n          },\n          {\n            \"amort_installment_number\": 4,\n            \"amort_payment_due_date\": \"2023-12-17\",\n            \"amort_payment_amount\": 125,\n            \"amort_payment_principal\": 125,\n            \"amort_payment_fees\": 0,\n            \"amort_payment_interest\": 0,\n            \"amort_payment_balance\": 0\n          }\n        ]\n      },\n      \"count_of_installments\": 4,\n      \"installment_amount\": 125,\n      \"first_installment_due_date\": \"2023-11-05\",\n      \"loan_id\": 11118003000000056,\n      \"loan_creation_date\": \"2023-11-05\",\n      \"loan_start_date\": \"2023-11-05\"\n    },\n    \"echo\": {\n      \"provider_transaction_id\": \"\",\n      \"provider_timestamp\": \"\",\n      \"transaction_id\": \"1234567\"\n    },\n    \"system_timestamp\": \"2023-12-05 16:04:22\",\n    \"rtoken\": \"f3d34901-2e36-41ea-9129-3634898d4bad\",\n    \"errors\": \"\"\n  }"}}},"application/xml":{"schema":{"type":"object","properties":{"status_code":{"type":"integer","format":"int32","nullable":true,"description":"The response status code. May return a string for some statuses."},"status":{"type":"string","nullable":true,"description":"The condition of a process or response"},"processing_time":{"type":"number","format":"float","nullable":true,"description":"The time elapsed in processing the transaction"},"echo":{"nullable":true,"description":"A structure that contains transaction ID information","type":"object","properties":{"transaction_id":{"type":"string","nullable":true,"description":"An ID that represents an API transaction"},"provider_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"Store a related timestamp for reporting and troubleshooting purposes"},"provider_transaction_id":{"type":"string","nullable":true,"description":"Secondary transaction identifier (generated by a provider)"}},"required":["provider_timestamp","provider_transaction_id","transaction_id"]},"system_timestamp":{"type":"string","format":"date-time","nullable":true,"description":"A system generated timestamp"},"rtoken":{"type":"string","nullable":true,"description":"A Galileo-generated ID used for tracking"},"errors":{"type":"array","description":"A list of errors generated while the request was processed","items":{"type":"string"}},"response_data":{"nullable":true,"type":"object","description":"A structure for the response data. It can be empty but usually will contain information.","required":["amortization_schedules","application_number","count_of_installments","first_installment_due_date","initial_projected_maturity_date","installment_amount","late_fee","loan_apr","loan_creation_date","loan_id","loan_start_date","origination_fee","rate_type"],"properties":{"loan_id":{"title":"loan_id","type":"string","description":"Unique identifier for the loan.\nPattern: Max 30 characters\nExample: `\"450825953\"`.","example":"450825953"},"loan_apr":{"title":"loan_apr","type":"number","description":"Annual percentage rate for interest charged on the loan. Calculated from the interest defined by the subproduct, the length of the loan, the origination fee (if applicable) and other fees (if applicable).","example":15},"loan_creation_date":{"title":"loan_creation_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the loan was created. This may be different from `loan_start_date`.","format":"date"},"rate_type":{"title":"rate_type","type":"string","description":"Indicates whether the interest type is `FIXED` or `VARIABLE.","example":"FIXED","enum":["fixed","variable"]},"origination_fee":{"title":"origination_fee","type":"number","description":"Fee charged at loan creation. Returns 0 if there is no origination fee.","example":0},"late_fee":{"title":"late_fee","type":"number","description":"Late fee for the loan","example":5},"initial_projected_maturity_date":{"title":"initial_projected_maturity_date","pattern":"yyyy-MM-dd","type":"string","description":"Projected date when the loan will be paid off. This date is calculated only when a loan is simulated or created and cannot be sent again.","format":"date","example":"2022-07-01"},"application_number":{"title":"application_number","type":"string","description":"Unique identifier that you generate for the loan application. This identifier is associated with loan simulations. You can give this identifier to customers for customer service purposes.","example":"589841564"},"itemization_of_amount_financed":{"title":"itemization_of_amount_financed","required":["disbursed_amount","loan_amount","projected_fees_amount","projected_interest_amount"],"type":"object","properties":{"loan_amount":{"title":"loan_amount","type":"number","description":"Total loan amount borrowed by the customer. This is the sum of the `disbursed_amount`, `origination_fee`, and any other fees associated with the loan.","example":10000},"disbursed_amount":{"title":"disbursed_amount","type":"number","description":"Total loan amount disbursed to the customer","example":10000},"projected_interest_amount":{"title":"projected_interest_amount","type":"number","description":"The total interest amount the borrower will be paying","example":10},"projected_fees_amount":{"title":"projected_fees_amount","type":"number","description":"Total fees that the customer is projected to pay over the course of the loan","example":10}}},"amortization_schedules":{"title":"amortization_schedules","type":"array","items":{"required":["amort_installment_number","amort_payment_amount","amort_payment_balance","amort_payment_due_date","amort_payment_fees","amort_payment_interest","amort_payment_principal"],"type":"object","properties":{"amort_installment_number":{"title":"amort_installment_number","type":"integer","description":"The number of the installment","format":"int32","example":1},"amort_payment_due_date":{"title":"amort_payment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the payment for this installment is due","format":"date","example":"2022-02-01"},"amort_payment_amount":{"title":"amort_payment_amount","type":"number","description":"Total amount owed for this installment, including the principal amount,interest and fees","example":1740.34},"amort_payment_principal":{"title":"amort_payment_principal","type":"number","description":"Amount owed on the principal loan for this installment","example":1000},"amort_payment_fees":{"title":"amort_payment_fees","type":"number","description":"Fee amount that will be paid in each installment","example":7.51},"amort_payment_interest":{"title":"amort_payment_interest","type":"number","description":"Amount owed on the loan interest for this installment","example":10},"amort_payment_balance":{"title":"amort_payment_balance","type":"number","description":"Remaining balance after this installment is paid","example":2000}}}},"count_of_installments":{"title":"count_of_installments","pattern":"yyyy-MM-dd","type":"integer","description":"Number of installment scheduled","format":"int32","example":4},"installment_amount":{"title":"installment_amount","pattern":"yyyy-MM-dd","type":"number","description":"Payment due at each installment. This is the same amount as `amort_payment_amount`.","example":1740.34},"loan_start_date":{"title":"loan_start_date","pattern":"yyyy-MM-dd","type":"string","description":"Start date for the loan. This may be different from `loan_creation_date`.","format":"date","example":"2022-06-02"},"first_installment_due_date":{"title":"first_installment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date the first installment is due","format":"date","example":"2022-02-01"}}}},"required":["echo","processing_time","response_data","rtoken","status","status_code","system_timestamp"]},"examples":{"response":{"value":"<?xml version=\"1.0\" ?>\n<response>\n  <status_code>0</status_code>\n  <status>Success</status>\n  <processing_time>5.032</processing_time>\n  <response_data>\n    <loan_apr>0</loan_apr>\n    <rate_type>fixed</rate_type>\n    <origination_fee>0</origination_fee>\n    <late_fee>0</late_fee>\n    <initial_projected_maturity_date>2023-12-17</initial_projected_maturity_date>\n    <application_number>45670123</application_number>\n    <itemization_of_amount_financed>\n      <loan_amount>500</loan_amount>\n      <disbursed_amount>500</disbursed_amount>\n      <projected_interest_amount>0</projected_interest_amount>\n    </itemization_of_amount_financed>\n    <amortization_schedules>\n    <amortization_schedule>\n      <amort_installment_number>1</amort_installment_number>\n      <amort_payment_due_date>2023-11-05</amort_payment_due_date>\n      <amort_payment_principal>125</amort_payment_principal>\n      <amort_payment_interest>0</amort_payment_interest>\n      <amort_payment_balance>375</amort_payment_balance>\n      <amort_payment_amount>125</amort_payment_amount>\n    </amortization_schedule>\n    <amortization_schedule>\n      <amort_installment_number>2</amort_installment_number>\n      <amort_payment_due_date>2022-11-19</amort_payment_due_date>\n      <amort_payment_principal>125</amort_payment_principal>\n      <amort_payment_interest>0</amort_payment_interest>\n      <amort_payment_balance>250</amort_payment_balance>\n      <amort_payment_amount>125</amort_payment_amount>\n    </amortization_schedule>\n    <amortization_schedule>\n      <amort_installment_number>3</amort_installment_number>\n      <amort_payment_due_date>2022-12-03</amort_payment_due_date>\n      <amort_payment_principal>125</amort_payment_principal>\n      <amort_payment_interest>0</amort_payment_interest>\n      <amort_payment_balance>125</amort_payment_balance>\n      <amort_payment_amount>125</amort_payment_amount>\n    </amortization_schedule>\n    <amortization_schedule>\n      <amort_installment_number>4</amort_installment_number>\n      <amort_payment_due_date>2023-12-17</amort_payment_due_date>\n      <amort_payment_principal>125</amort_payment_principal>\n      <amort_payment_interest>0</amort_payment_interest>\n      <amort_payment_balance>0</amort_payment_balance>\n      <amort_payment_amount>125</amort_payment_amount>\n    </amortization_schedule>\n    </amortization_schedules>\n    <count_of_installments>4</count_of_installments>\n    <installment_amount>125</installment_amount>\n    <first_installment_due_date>2022-11-05</first_installment_due_date>\n    <loan_id>11118000000426804</loan_id>\n    <loan_creation_date>2022-11-05</loan_creation_date>\n    <loan_start_date>2022-11-05</loan_start_date>\n  </response_data>\n  <echo>\n  <provider_transaction_id/>\n  <provider_timestamp/>\n  <transaction_id>1234567</transaction_id>\n  </echo>\n  <rtoken>f3d34901-2e36-41ea-9129-3634898d4bad</rtoken>\n  <system_timestamp>2023-12-05 16:04:22</system_timestamp>\n</response>\n"}}}}}}},"parameters":[{"$ref":"#/components/parameters/ResponseContentTypeHeaderParam"}]}},"components":{"schemas":{"UpdateLoanStatusRequest":{"required":["loanId","loanStatus","loanStatusReasonCode","subProductId","transactionId"],"type":"object","properties":{"loanStatus":{"title":"loanStatus","type":"string","description":"Status of the loan.","example":"charge_off","enum":["charge_off"]},"loanStatusReasonCode":{"title":"loanStatusReasonCode","type":"integer","description":"Code associated with the reason for charging off a loan. Possible values:\n\n* `1010` — Divorce\n* `1011` — Deceased\n* `1012` — Incarcerated\n* `1013` — Income Loss\n* `1014` — Medical\n* `1015` — Refuse to pay\n* `1016` — Unknown \nPattern: 4-digit code.\nExample: `\"1016\"`.","format":"int32","example":1016},"loanId":{"title":"loanId","maxLength":30,"minLength":1,"type":"string","description":"Unique identifier for the loan.\nPattern: Max 30 characters\nExample: `\"450825953\"`.","example":"450825953"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","example":"442824720"},"transactionId":{"title":"transactionId","type":"string","description":"Id that is unique to each API call, generated by lender.","example":"9845dk-39fdk3fj3-4483483478"},"providerTransactionId":{"title":"providerTransactionId","type":"string","description":"An optional id that will be echoed back in the response, generated by lender.","example":"47823438032233777"},"providerTimestamp":{"title":"providerTimestamp","type":"string","description":"An optional timestamp that will be echoed back in the response, generated by lender.","example":"2022-01-01"}}},"UpdateLoanStatusResponse":{"required":["loan_balance","loan_id","loan_status","total_charge_off_amount"],"type":"object","properties":{"loan_status":{"title":"loan_status","type":"string","description":"Status of the loan.","example":"charge_off","enum":["charge_off"]},"loan_id":{"title":"loan_id","type":"string","description":"Galileo-generated identifier for the loan","example":"450825953"},"loan_balance":{"title":"loan_balance","type":"number","description":"Total balance remaining on the loan. In case of charge off the loan balance will be $0.00.","example":10000},"total_charge_off_amount":{"title":"total_charge_off_amount","type":"number","description":"Total amount that was charged off on the loan, inclusive of fees and interest","example":10000}}},"CreateLoanSimulationRequest":{"required":["capitalTerm","customerPmtRefNo","loanTerm","subProductId","totalLoanAmount","transactionId"],"type":"object","properties":{"loanTerm":{"title":"loanTerm","maximum":999999999,"minimum":1,"type":"integer","description":"Number of installments to pay off the loan.\nPattern: Min 1 characters and max 9 characters.\nExample: 4.","format":"int32","example":4},"customerType":{"title":"customerType","type":"string","description":"Specifies whether the loan simulation is created for a consumer loan or business loan. If no value is provided, it defaults to INDIVIDUAL.","example":"CUSTOMER","enum":["BUSINESS","INDIVIDUAL"]},"totalLoanAmount":{"title":"totalLoanAmount","maximum":99999999999999.98,"exclusiveMaximum":false,"minimum":0.01,"exclusiveMinimum":false,"type":"number","description":"Total amount for the loan.\nPattern: Decimal number (14,2).\nExample: `\"700.00\"`.","example":10000},"capitalTerm":{"title":"capitalTerm","maximum":999999999,"minimum":1,"type":"integer","description":"Length of time between payments, in units specified by the subproduct. For example, if you specify “2” and the loan subproduct is set to weeks then installments will be due every two weeks.\nPattern: Max 9 digits.\nExample: `2`.","format":"int32","example":2},"loanApplicationData":{"title":"loanApplicationData","maxLength":4000,"minLength":1,"type":"string","description":"When using the loan simulation, you have the option to pass in comma-separated data from the user's application to store with the simulation for downstream analysis. If a loan is created, this associates the user’s application to the simulation and then to the loan.","example":"credit_score=800,income=5000"},"firstInstallmentDueDate":{"title":"firstInstallmentDueDate","type":"string","description":"Due date of the first installment has to be between the 1st and 28th of the month. This field does not apply to bi-weekly subproducts.","format":"date","example":"2022-11-02"},"customerPmtRefNo":{"title":"customerPmtRefNo","pattern":"^([0-9]{12}|[0-9]{16})$","type":"string","description":"PRN for the customer’s primary account. Galileo uses the PRN to retrieve customer information, like business name, date of birth, SSN, address, etc. When the loan is created, the `loan_id` will be associated with this PRN. \nPattern: PRN\nExample: `\"074103447228\"`.","example":"909675440"},"loanStartDate":{"title":"loanStartDate","pattern":"yyyy-MM-dd","type":"string","description":"Start date for the loan. This may be different from `loan_creation_date`.","format":"date","example":"2022-06-02"},"applicationNumber":{"title":"applicationNumber","maxLength":100,"minLength":1,"type":"string","description":"Unique identifier that you generate for the loan application. This identifier is associated with loan simulations. You can give this identifier to customers for customer service purposes.","example":"589841564"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","example":"442824720"},"transactionId":{"title":"transactionId","type":"string","description":"Id that is unique to each API call, generated by lender.","example":"9845dk-39fdk3fj3-4483483478"},"providerTransactionId":{"title":"providerTransactionId","type":"string","description":"An optional id that will be echoed back in the response, generated by lender.","example":"47823438032233777"},"providerTimestamp":{"title":"providerTimestamp","type":"string","description":"An optional timestamp that will be echoed back in the response, generated by lender.","example":"2022-01-01"}}},"AmortizationSchedule":{"required":["amort_installment_number","amort_payment_amount","amort_payment_balance","amort_payment_due_date","amort_payment_fees","amort_payment_interest","amort_payment_principal"],"type":"object","properties":{"amort_installment_number":{"title":"amort_installment_number","type":"integer","description":"The number of the installment","format":"int32","example":1},"amort_payment_due_date":{"title":"amort_payment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the payment for this installment is due","format":"date","example":"2022-02-01"},"amort_payment_amount":{"title":"amort_payment_amount","type":"number","description":"Total amount owed for this installment, including the principal amount,interest and fees","example":1740.34},"amort_payment_principal":{"title":"amort_payment_principal","type":"number","description":"Amount owed on the principal loan for this installment","example":1000},"amort_payment_fees":{"title":"amort_payment_fees","type":"number","description":"Fee amount that will be paid in each installment","example":7.51},"amort_payment_interest":{"title":"amort_payment_interest","type":"number","description":"Amount owed on the loan interest for this installment","example":10},"amort_payment_balance":{"title":"amort_payment_balance","type":"number","description":"Remaining balance after this installment is paid","example":2000}}},"AmountItemization":{"title":"itemization_of_amount_financed","required":["disbursed_amount","loan_amount","projected_fees_amount","projected_interest_amount"],"type":"object","properties":{"loan_amount":{"title":"loan_amount","type":"number","description":"Total loan amount borrowed by the customer. This is the sum of the `disbursed_amount`, `origination_fee`, and any other fees associated with the loan.","example":10000},"disbursed_amount":{"title":"disbursed_amount","type":"number","description":"Total loan amount disbursed to the customer","example":10000},"projected_interest_amount":{"title":"projected_interest_amount","type":"number","description":"The total interest amount the borrower will be paying","example":10},"projected_fees_amount":{"title":"projected_fees_amount","type":"number","description":"Total fees that the customer is projected to pay over the course of the loan","example":10}}},"CreateLoanSimulationResponse":{"required":["amortization_schedules","application_number","count_of_installments","first_installment_due_date","initial_projected_maturity_date","installment_amount","interest_rate","late_fee","loan_apr","origination_fee","rate_type","simulation_date","simulation_id","sub_product_id"],"type":"object","properties":{"simulation_id":{"title":"simulation_id","type":"string","description":"Unique identifier associated with each loan simulation.","example":"450825953"},"interest_rate":{"title":"interest_rate","type":"number","description":"Interest rate applied to the loan, as defined by the subproduct","example":15},"sub_product_id":{"title":"sub_product_id","type":"string","description":"Identifier for the loan subproduct","example":"442824720"},"simulation_date":{"title":"simulation_date","pattern":"yyyy-MM-dd","type":"string","description":"Date the simulated loan is created.","format":"date","example":"2022-01-01"},"initial_projected_maturity_date":{"title":"initial_projected_maturity_date","pattern":"yyyy-MM-dd","type":"string","description":"Projected date when the loan will be paid off. This date is calculated only when a loan is simulated or created and cannot be sent again.","format":"date","example":"2022-07-01"},"itemization_of_amount_financed":{"title":"itemization_of_amount_financed","required":["disbursed_amount","loan_amount","projected_fees_amount","projected_interest_amount"],"type":"object","properties":{"loan_amount":{"title":"loan_amount","type":"number","description":"Total loan amount borrowed by the customer. This is the sum of the `disbursed_amount`, `origination_fee`, and any other fees associated with the loan.","example":10000},"disbursed_amount":{"title":"disbursed_amount","type":"number","description":"Total loan amount disbursed to the customer","example":10000},"projected_interest_amount":{"title":"projected_interest_amount","type":"number","description":"The total interest amount the borrower will be paying","example":10},"projected_fees_amount":{"title":"projected_fees_amount","type":"number","description":"Total fees that the customer is projected to pay over the course of the loan","example":10}}},"origination_fee":{"title":"origination_fee","type":"number","description":"Fee charged at loan creation. Returns 0 if there is no origination fee.","example":0},"rate_type":{"title":"rate_type","type":"string","description":"Indicates whether the interest type is `FIXED` or `VARIABLE.","example":"FIXED","enum":["fixed","variable"]},"application_number":{"title":"application_number","type":"string","description":"Unique identifier that you generate for the loan application. This identifier is associated with loan simulations. You can give this identifier to customers for customer service purposes.","example":"589841564"},"amortization_schedules":{"title":"amortization_schedules","type":"array","items":{"required":["amort_installment_number","amort_payment_amount","amort_payment_balance","amort_payment_due_date","amort_payment_fees","amort_payment_interest","amort_payment_principal"],"type":"object","properties":{"amort_installment_number":{"title":"amort_installment_number","type":"integer","description":"The number of the installment","format":"int32","example":1},"amort_payment_due_date":{"title":"amort_payment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the payment for this installment is due","format":"date","example":"2022-02-01"},"amort_payment_amount":{"title":"amort_payment_amount","type":"number","description":"Total amount owed for this installment, including the principal amount,interest and fees","example":1740.34},"amort_payment_principal":{"title":"amort_payment_principal","type":"number","description":"Amount owed on the principal loan for this installment","example":1000},"amort_payment_fees":{"title":"amort_payment_fees","type":"number","description":"Fee amount that will be paid in each installment","example":7.51},"amort_payment_interest":{"title":"amort_payment_interest","type":"number","description":"Amount owed on the loan interest for this installment","example":10},"amort_payment_balance":{"title":"amort_payment_balance","type":"number","description":"Remaining balance after this installment is paid","example":2000}}}},"count_of_installments":{"title":"count_of_installments","pattern":"yyyy-MM-dd","type":"integer","description":"Number of installment scheduled","format":"int32","example":4},"installment_amount":{"title":"installment_amount","pattern":"yyyy-MM-dd","type":"number","description":"Payment due at each installment. This is the same amount as `amort_payment_amount`.","example":1740.34},"first_installment_due_date":{"title":"first_installment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date the first installment is due","format":"date","example":"2022-02-01"},"loan_apr":{"title":"loan_apr","type":"number","description":"Annual percentage rate for interest charged on the loan. Calculated from the interest defined by the subproduct, the length of the loan, the origination fee (if applicable) and other fees (if applicable).","example":15},"late_fee":{"title":"late_fee","type":"number","description":"Late fee for the loan","example":5}}},"GetLoanTransactionHistoryRequest":{"required":["loanId","subProductId","transactionId"],"type":"object","properties":{"sortKey":{"title":"sortKey","type":"string","description":"Sort key of the loan.\nPattern: Max 30 characters. \nExample: `123456`.","example":"id","default":"id","enum":["id"]},"page":{"title":"page","minimum":1,"type":"integer","description":"Number of the page to retrieve.\nPattern: Integar value of 1 or greater.\nExample: `1`.","format":"int32","example":1,"default":1},"recordCnt":{"title":"recordCnt","maximum":1000,"minimum":1,"type":"integer","description":"Maximum number of records per page to be returned.\nPattern: Max 3 characters. \nExample:`100`.","format":"int32","example":100,"default":100},"sortDirection":{"title":"sortDirection","type":"string","description":"Sort the record in ascending or descending order.\nPossible values: `ASC` - Ascending or `DESC` - Descending. Default: `ASC`.","example":"ASC","default":"ASC","enum":["ASC","DESC"]},"transactionId":{"title":"transactionId","type":"string","description":"Id that is unique to each API call, generated by lender.","example":"9845dk-39fdk3fj3-4483483478"},"providerTransactionId":{"title":"providerTransactionId","type":"string","description":"An optional id that will be echoed back in the response, generated by lender.","example":"47823438032233777"},"providerTimestamp":{"title":"providerTimestamp","type":"string","description":"An optional timestamp that will be echoed back in the response, generated by lender.","example":"2022-01-01"},"loanId":{"title":"loanId","maxLength":30,"minLength":1,"type":"string","description":"Unique identifier for the loan.\nPattern: Max 30 characters\nExample: `\"450825953\"`.","example":"450825953"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","example":"442824720"}}},"GetLoanTransactionHistoryResponse":{"required":["loan_transactions","number_of_pages","page","principal_balance","total_record_count"],"type":"object","properties":{"principal_balance":{"title":"principal_balance","type":"number","description":"Current principal balance remaining on the loan","example":10000},"loan_transactions":{"type":"array","items":{"title":"loan_transactions","required":["amount_type","charge_code","loan_payment_number","loan_status_reason_code","loan_transaction_date","loan_transaction_effective_date","loan_transaction_id","payment_source","reversal_flag","total_charge_off_amount","transaction_amount","transaction_code"],"type":"object","properties":{"loan_transaction_id":{"title":"loan_transaction_id","type":"string","description":"Galileo-generated unique identifier for the payment on the loan. This is the same field as `loan_payment_number`provided in the Create Loan Payment API response.","example":"450825953"},"transaction_code":{"title":"transaction_code","type":"integer","description":"Specifies the type of transaction. Possible values: \n\n* `9001` — Loan advance\n* `9099` — Advance reversal\n* `9002` — Regular payment\n* `9098` — Payment reversal\n* `9020` — Payoff\n* `9024` — Charge off\n* `9006` — Past due payment\n* `9005` — Installment past due","format":"int32","example":9006},"transaction_amount":{"title":"transaction_amount","type":"number","description":"Amount of the transaction","example":100},"reversal_flag":{"title":"reversal_flag","type":"boolean","description":"Returns `FALSE` by default. Returns `TRUE` on the duplicate transaction record when a loan or payment is reversed.","example":true},"charge_code":{"title":"charge_code","type":"integer","description":"Specifies the fee type that is applied to the transaction. Possible values: \n\n* `8` — Origination fee\n* `9` — Late fee","format":"int32","example":8},"loan_transaction_date":{"title":"loan_transaction_date","type":"string","description":"Date of the business transaction","format":"date","example":"2023-01-01"},"loan_transaction_effective_date":{"title":"loan_transaction_effective_date","type":"string","description":"The effective date of the transaction. Use for backdating.","format":"date","example":"2023-01-01"},"loan_payment_number":{"title":"loan_payment_number","type":"string","description":"Galileo-generated unique identifier for the payment on the loan. This is the same field as `loan_payment_number`provided in the Create Loan Payment API response.","example":"123"},"payment_source":{"title":"payment_source","type":"string","description":"Specifies the source of the payment on the loan. Possible values: `USRP`, `SYSP`, `CRDP`, `CSRP`,`IVRP`,`DFRL`,`DWRO`,`PCRP`,`MCRP`,`RCRP`.","example":"USRP"},"total_charge_off_amount":{"title":"total_charge_off_amount","type":"number","description":"Total amount of the loan that was charged off","example":100},"loan_status_reason_code":{"title":"loan_status_reason_code","type":"integer","description":"Reason provided for charging off the loan, as provided in the API request","format":"int32","example":1010},"amount_type":{"title":"amount_type","type":"integer","description":"Specifies whether the transaction was related to principal, interest, or  fees. Possible values: \n\n* `4` — Principal\n* `5` — Interest\n* `64` — Fees","format":"int32","example":4}},"description":"Contains all transaction data for the loan"}},"page":{"title":"page","type":"integer","description":"The page number retrieved in the context of recordset paging","format":"int32","example":1},"total_record_count":{"title":"total_record_count","type":"integer","description":"The total number of records returned.","format":"int32","example":10},"number_of_pages":{"title":"number_of_pages","type":"integer","description":"Total number of pages.","format":"int32","example":5}}},"LoanTransaction":{"title":"loan_transactions","required":["amount_type","charge_code","loan_payment_number","loan_status_reason_code","loan_transaction_date","loan_transaction_effective_date","loan_transaction_id","payment_source","reversal_flag","total_charge_off_amount","transaction_amount","transaction_code"],"type":"object","properties":{"loan_transaction_id":{"title":"loan_transaction_id","type":"string","description":"Galileo-generated unique identifier for the payment on the loan. This is the same field as `loan_payment_number`provided in the Create Loan Payment API response.","example":"450825953"},"transaction_code":{"title":"transaction_code","type":"integer","description":"Specifies the type of transaction. Possible values: \n\n* `9001` — Loan advance\n* `9099` — Advance reversal\n* `9002` — Regular payment\n* `9098` — Payment reversal\n* `9020` — Payoff\n* `9024` — Charge off\n* `9006` — Past due payment\n* `9005` — Installment past due","format":"int32","example":9006},"transaction_amount":{"title":"transaction_amount","type":"number","description":"Amount of the transaction","example":100},"reversal_flag":{"title":"reversal_flag","type":"boolean","description":"Returns `FALSE` by default. Returns `TRUE` on the duplicate transaction record when a loan or payment is reversed.","example":true},"charge_code":{"title":"charge_code","type":"integer","description":"Specifies the fee type that is applied to the transaction. Possible values: \n\n* `8` — Origination fee\n* `9` — Late fee","format":"int32","example":8},"loan_transaction_date":{"title":"loan_transaction_date","type":"string","description":"Date of the business transaction","format":"date","example":"2023-01-01"},"loan_transaction_effective_date":{"title":"loan_transaction_effective_date","type":"string","description":"The effective date of the transaction. Use for backdating.","format":"date","example":"2023-01-01"},"loan_payment_number":{"title":"loan_payment_number","type":"string","description":"Galileo-generated unique identifier for the payment on the loan. This is the same field as `loan_payment_number`provided in the Create Loan Payment API response.","example":"123"},"payment_source":{"title":"payment_source","type":"string","description":"Specifies the source of the payment on the loan. Possible values: `USRP`, `SYSP`, `CRDP`, `CSRP`,`IVRP`,`DFRL`,`DWRO`,`PCRP`,`MCRP`,`RCRP`.","example":"USRP"},"total_charge_off_amount":{"title":"total_charge_off_amount","type":"number","description":"Total amount of the loan that was charged off","example":100},"loan_status_reason_code":{"title":"loan_status_reason_code","type":"integer","description":"Reason provided for charging off the loan, as provided in the API request","format":"int32","example":1010},"amount_type":{"title":"amount_type","type":"integer","description":"Specifies whether the transaction was related to principal, interest, or  fees. Possible values: \n\n* `4` — Principal\n* `5` — Interest\n* `64` — Fees","format":"int32","example":4}},"description":"Contains all transaction data for the loan"},"LoanBase":{"required":["loanId","subProductId","transactionId"],"type":"object","properties":{"loanId":{"title":"loanId","maxLength":30,"minLength":1,"type":"string","description":"Unique identifier for the loan.\nPattern: Max 30 characters\nExample: `\"450825953\"`.","example":"450825953"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","example":"442824720"},"transactionId":{"title":"transactionId","type":"string","description":"Id that is unique to each API call, generated by lender.","example":"9845dk-39fdk3fj3-4483483478"},"providerTransactionId":{"title":"providerTransactionId","type":"string","description":"An optional id that will be echoed back in the response, generated by lender.","example":"47823438032233777"},"providerTimestamp":{"title":"providerTimestamp","type":"string","description":"An optional timestamp that will be echoed back in the response, generated by lender.","example":"2022-01-01"}}},"GetLoanStatusResponse":{"required":["installment_amount","interest_rate","loan_apr","loan_closed_date","loan_creation_date","loan_payment_status","loan_start_date","loan_status","next_installment_amount","next_installment_due_date","number_payments_made","number_payments_remaining","origination_fee","payoff_amount","per_diem_interest_amount","principal_balance","projected_maturity_date","rate_type","total_accrued_interest","total_fees_paid","total_interest_paid","total_principal_paid"],"type":"object","properties":{"loan_apr":{"title":"loan_apr","type":"number","description":"Annual percentage rate for interest charged on the loan. Calculated from the interest defined by the subproduct, the length of the loan, the origination fee (if applicable) and other fees (if applicable).","example":15},"loan_creation_date":{"title":"loan_creation_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the loan was created. This may be different from `loan_start_date`.","format":"date"},"interest_rate":{"title":"interest_rate","type":"number","description":"Interest rate applied to the loan, as defined by the subproduct","example":15},"rate_type":{"title":"rate_type","type":"string","description":"Indicates whether the interest type is `FIXED` or `VARIABLE.","example":"FIXED","enum":["fixed","variable"]},"installment_amount":{"title":"installment_amount","type":"number","description":"Payment due at each installment. This is the same amount as `amort_payment_amount`.","example":1740.34},"next_installment_amount":{"title":"next_installment_amount","type":"number","description":"Payment due at the next installment. For example:\n\n * If an installment is unpaid and due tomorrow, this field is the amount due for tomorrow’s installment.\n * If an installment is partially paid and due tomorrow, this field is the remaining amount due.\n * If no payment is required until the next installment, this field is the next installment amount.\nSimilar logic applies to `next_installment_due_date`.","example":1740.34},"next_installment_due_date":{"title":"next_installment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the next installment is due. For example:\n\n * If an installment is unpaid and due tomorrow, this field is the due date (tomorrow).\n * If an installment is paid and due tomorrow, this field is the date when the next installment is due.\nSimilar logic applies to `next_installment_amount`. For a loan with a `Completed` or `Charged Off` account status, this field is empty.","format":"date","example":"2022-02-01"},"principal_balance":{"title":"principal_balance","type":"number","description":"Current principal balance remaining on the loan","example":10000},"total_principal_paid":{"title":"total_principal_paid","type":"number","description":"Principal amount of the loan that is paid off.","example":0},"total_interest_paid":{"title":"total_interest_paid","type":"number","description":"Interest amount of the loan that is paid off.","example":0},"total_fees_paid":{"title":"total_fees_paid","type":"number","description":"Total amount paid toward fees, including the origination fee and late fees.","example":0},"total_accrued_interest":{"title":"total_accrued_interest","type":"number","description":"Total interest accrued on the loan, including interest that has been paid.","example":0},"loan_status":{"title":"loan_status","type":"string","description":"Status of the loan.","example":"ACTIVE"},"payoff_amount":{"title":"payoff_amount","type":"number","description":"The total amount needed to pay off the remaining principal, accrued interest, and outstanding fees of a loan","example":10000},"loan_closed_date":{"title":"loan_closed_date","type":"string","description":"Date that the loan was closed, paid off, or charged off","format":"date","example":"2022-06-21"},"per_diem_interest_amount":{"title":"per_diem_interest_amount","type":"number","description":"Daily interest charged on the loan. This amount will update as installments are paid.","example":1.61363},"number_payments_made":{"title":"number_payments_made","type":"integer","description":"Number of installment payments that the customer has made on the loan.","format":"int32","example":0},"number_payments_remaining":{"title":"number_payments_remaining","type":"integer","description":"Number of installment payments remaining on the loan.","format":"int32","example":6},"origination_fee":{"title":"origination_fee","type":"number","description":"Fee charged at loan creation. Returns 0 if there is no origination fee.","example":0},"loan_payment_status":{"title":"loan_payment_status","type":"string","description":"Overall status of payments made on the loan. See the list of values in the <a href=\"doc:reports-for-installment-loans#reports-for-installment-loans#loan-payment-status-and-loan-status-table\" target=\"_blank\">Loan Payment Status and Loan Status table</a> in the *Reports for Installment Loans* guide.","example":"OCUR"},"projected_maturity_date":{"title":"projected_maturity_date","pattern":"yyyy-MM-dd","type":"string","description":"Total interest that the customer is projected to pay over the course of the loan","format":"date","example":"2022-07-01"},"loan_start_date":{"title":"loan_start_date","pattern":"yyyy-MM-dd","type":"string","description":"Start date for the loan. This may be different from `loan_creation_date`.","format":"date","example":"2022-06-02"}}},"GetLoanPaymentScheduleResponse":{"title":"payments_schedule","required":["scheduled_amount_due","scheduled_balance_amount","scheduled_due_date","scheduled_installment_number","scheduled_interest_amount","scheduled_late_fee_due","scheduled_principal_amount"],"type":"object","properties":{"scheduled_installment_number":{"title":"scheduled_installment_number","type":"integer","description":"Indicates the number of the installment.","example":2},"scheduled_due_date":{"title":"scheduled_due_date","type":"string","description":"Date that the payment for this installment is due.","format":"date"},"scheduled_amount_due":{"title":"scheduled_amount_due","type":"number","description":"Total amount owed for this installment, including the principal amount and interest.","example":857.47},"scheduled_principal_amount":{"title":"scheduled_principal_amount","type":"number","description":"Amount owed on the principal loan for this installment.","example":2},"scheduled_interest_amount":{"title":"scheduled_interest_amount","type":"number","description":"Amount owed on the loan interest for this installment.","example":836.67},"scheduled_late_fee_due":{"title":"scheduled_late_fee_due","type":"number","description":"Late fee amount due for this installment. If no late fee is due, the amount is 0.00.","example":2000},"scheduled_balance_amount":{"title":"scheduled_balance_amount","type":"number","description":"2000.00"}},"description":"List of payment schedule."},"PaymentHistory":{"title":"payments_history","required":["hist_payment_amount","hist_payment_date","hist_payment_fees","hist_payment_interest","hist_payment_principal","scheduled_balance_amount"],"type":"object","properties":{"hist_payment_date":{"title":"hist_payment_date","type":"string","description":"Date that this payment was made.","format":"date"},"hist_payment_amount":{"title":"hist_payment_amount","type":"number","description":"The total amount paid on this payment.","example":2000},"hist_payment_principal":{"title":"hist_payment_principal","type":"number","description":"Amount paid on the principal loan amount for this payment.","example":2000},"hist_payment_interest":{"title":"hist_payment_interest","type":"number","description":"Amount paid on the loan interest for this payment.","example":2000},"hist_payment_fees":{"title":"hist_payment_fees","type":"number","description":"mount paid on loan fees for this payment.","example":2000},"scheduled_balance_amount":{"title":"hist_payment_balance","type":"number","description":"Remaining balance after this payment was made.","example":2000},"hist_payment_source":{"type":"string","enum":["USRP","SYSP","CRDP","CSRP","IVRP","DFRL","DWRO","PCRP","MCRP","RCRP","ADLP"]}},"description":"Contains the record for each payment previously made on the loan. If none of the installments are paid, you will not receive the details for `payments_history`."},"PaymentInformation":{"required":["late_fee","total_fees_paid","total_interest_paid","total_principal_paid"],"type":"object","properties":{"total_principal_paid":{"title":"total_principal_paid","type":"number","description":"Principal amount of the loan that is paid off.","example":0},"total_interest_paid":{"title":"total_interest_paid","type":"number","description":"Interest amount of the loan that is paid off.","example":0},"total_fees_paid":{"title":"total_fees_paid","type":"number","description":"Total amount paid toward fees, including the origination fee and late fees.","example":0},"late_fee":{"title":"late_fee","type":"number","description":"Total amount owed on late fees.","example":2000},"payments_schedule":{"title":"payments_schedule","type":"array","description":"List of payment schedule.","items":{"title":"payments_schedule","required":["scheduled_amount_due","scheduled_balance_amount","scheduled_due_date","scheduled_installment_number","scheduled_interest_amount","scheduled_late_fee_due","scheduled_principal_amount"],"type":"object","properties":{"scheduled_installment_number":{"title":"scheduled_installment_number","type":"integer","description":"Indicates the number of the installment.","example":2},"scheduled_due_date":{"title":"scheduled_due_date","type":"string","description":"Date that the payment for this installment is due.","format":"date"},"scheduled_amount_due":{"title":"scheduled_amount_due","type":"number","description":"Total amount owed for this installment, including the principal amount and interest.","example":857.47},"scheduled_principal_amount":{"title":"scheduled_principal_amount","type":"number","description":"Amount owed on the principal loan for this installment.","example":2},"scheduled_interest_amount":{"title":"scheduled_interest_amount","type":"number","description":"Amount owed on the loan interest for this installment.","example":836.67},"scheduled_late_fee_due":{"title":"scheduled_late_fee_due","type":"number","description":"Late fee amount due for this installment. If no late fee is due, the amount is 0.00.","example":2000},"scheduled_balance_amount":{"title":"scheduled_balance_amount","type":"number","description":"2000.00"}},"description":"List of payment schedule."}},"payments_history":{"title":"payments_history","type":"array","description":"Contains the record for each payment previously made on the loan. If none of the installments are paid, you will not receive the details for `payments_history`.","items":{"title":"payments_history","required":["hist_payment_amount","hist_payment_date","hist_payment_fees","hist_payment_interest","hist_payment_principal","scheduled_balance_amount"],"type":"object","properties":{"hist_payment_date":{"title":"hist_payment_date","type":"string","description":"Date that this payment was made.","format":"date"},"hist_payment_amount":{"title":"hist_payment_amount","type":"number","description":"The total amount paid on this payment.","example":2000},"hist_payment_principal":{"title":"hist_payment_principal","type":"number","description":"Amount paid on the principal loan amount for this payment.","example":2000},"hist_payment_interest":{"title":"hist_payment_interest","type":"number","description":"Amount paid on the loan interest for this payment.","example":2000},"hist_payment_fees":{"title":"hist_payment_fees","type":"number","description":"mount paid on loan fees for this payment.","example":2000},"scheduled_balance_amount":{"title":"hist_payment_balance","type":"number","description":"Remaining balance after this payment was made.","example":2000},"hist_payment_source":{"type":"string","enum":["USRP","SYSP","CRDP","CSRP","IVRP","DFRL","DWRO","PCRP","MCRP","RCRP","ADLP"]}},"description":"Contains the record for each payment previously made on the loan. If none of the installments are paid, you will not receive the details for `payments_history`."}}}},"GetLoanInstallmentStatusesRequest":{"required":["loanId","subProductId","transactionId"],"type":"object","properties":{"loanId":{"title":"loanId","maxLength":30,"minLength":1,"type":"string","description":"Unique identifier for the loan.\nPattern: Max 30 characters\nExample: `\"450825953\"`.","example":"450825953"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","example":"442824720"},"transactionId":{"title":"transactionId","type":"string","description":"Id that is unique to each API call, generated by lender.","example":"9845dk-39fdk3fj3-4483483478"},"providerTransactionId":{"title":"providerTransactionId","type":"string","description":"An optional id that will be echoed back in the response, generated by lender.","example":"47823438032233777"},"providerTimestamp":{"title":"providerTimestamp","type":"string","description":"An optional timestamp that will be echoed back in the response, generated by lender.","example":"2022-01-01"}}},"GetLoanInstallmentStatusesItem":{"title":"installment_status_details","required":["amort_installment_number","amort_payment_amount","amort_payment_due_date","hist_payment_balance","installment_paid_date","installment_status"],"type":"object","properties":{"installment_status":{"title":"installment_status","type":"string","description":"Status for the installment. Possible statuses are: `Scheduled`, `Paid`, `Paid Late`, `Unpaid`.","example":"Unpaid"},"installment_paid_date":{"title":"installment_paid_date","pattern":"yyyy-MM-dd","type":"string","description":"Date the installment was completely paid","format":"date"},"amort_installment_number":{"title":"amort_installment_number","type":"integer","description":"The number of the installment","format":"int32","example":1},"amort_payment_due_date":{"title":"amort_payment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the payment for this installment is due","format":"date","example":"2022-02-01"},"amort_payment_amount":{"title":"amort_payment_amount","type":"number","description":"Total amount owed for this installment, including the principal amount,interest and fees","example":1740.34},"hist_payment_balance":{"title":"hist_payment_balance","type":"number","description":"Remaining balance of the installment. Returns '0.00' if an installment is paid.","example":2000}},"description":"Installment status details list"},"GetLoanInstallmentStatusesResponse":{"required":["installment_status_details"],"type":"object","properties":{"installment_status_details":{"title":"installment_status_details","type":"array","description":"Installment status details list","items":{"title":"installment_status_details","required":["amort_installment_number","amort_payment_amount","amort_payment_due_date","hist_payment_balance","installment_paid_date","installment_status"],"type":"object","properties":{"installment_status":{"title":"installment_status","type":"string","description":"Status for the installment. Possible statuses are: `Scheduled`, `Paid`, `Paid Late`, `Unpaid`.","example":"Unpaid"},"installment_paid_date":{"title":"installment_paid_date","pattern":"yyyy-MM-dd","type":"string","description":"Date the installment was completely paid","format":"date"},"amort_installment_number":{"title":"amort_installment_number","type":"integer","description":"The number of the installment","format":"int32","example":1},"amort_payment_due_date":{"title":"amort_payment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the payment for this installment is due","format":"date","example":"2022-02-01"},"amort_payment_amount":{"title":"amort_payment_amount","type":"number","description":"Total amount owed for this installment, including the principal amount,interest and fees","example":1740.34},"hist_payment_balance":{"title":"hist_payment_balance","type":"number","description":"Remaining balance of the installment. Returns '0.00' if an installment is paid.","example":2000}},"description":"Installment status details list"}}}},"CreateSMBLoanRequest":{"required":["address1","capitalTerm","city","countryCode","customerPmtRefNo","disbursementDestinationType","loanTerm","ownerId","postalCode","state","subProductId","taxId","taxIdType","transactionId"],"type":"object","properties":{"customerPmtRefNo":{"title":"customerPmtRefNo","pattern":"^([0-9]{12}|[0-9]{16})$","type":"string","description":"PRN for the customer’s primary account. Galileo uses the PRN to retrieve customer information, like business name, date of birth, SSN, address, etc. When the loan is created, the `loan_id` will be associated with this PRN. \nPattern: PRN\nExample: `\"074103447228\"`.","example":"909675440"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","example":"442824720"},"simulationId":{"title":"simulationId","maxLength":30,"minLength":1,"type":"string","description":"Unique identifier associated with each loan simulation returned by the Simulate Loan endpoint. Required when creating a loan from a simulation. Do not pass the following fields when the simulationId is provided: `totalLoanAmount`, `loanTerm`, and `capitalTerm`.\nPattern: Max 9 characters.\nExample: `\"450825953\"`.","example":"450825953"},"taxIdType":{"title":"taxIdType","type":"string","description":"Identifies whether the tax ID is Employer Identification Number (EIN), Social Security Number (SSN), or an Individual Taxpayer Identification Number (ITIN). \nPattern: EIN, SSN, ITIN.\nExample: `\"EIN\"`.","example":"EIN","enum":["EIN","ITIN","SSN"]},"taxId":{"title":"taxId","pattern":"^[0-9]{9}$","type":"string","description":"Loan applicant’s 9 digit taxpayer identification number.\nPattern: Exactly 9 digits, no hyphens or other characters.\nExample: `\"222554444\"`.","example":"222554444"},"ownerId":{"title":"ownerId","pattern":"^[a-zA-Z0-9]{1,30}$","type":"string","description":"Indicates the ownership of the loan assets.\nPattern: Max 30 characters.\nExample: `\"845dk-39fdk3fj3-4483483478\"`.","example":"9845dk-39fdk3fj3-4483483478"},"phone":{"title":"phone","maxLength":10,"minLength":10,"type":"string","description":"Loan applicant’s phone number.\nPattern: Exactly 10 digits, no hyphens or other characters.\nExample: `\"1115553333\"`.","example":"1115553333"},"email":{"title":"email","maxLength":63,"minLength":3,"type":"string","description":"Loan applicant’s email address.\nPattern: Email address, 3–63 characters.\nExample: `\"user@fakedomain.com\"`.","example":"jane.doe@example.com"},"address1":{"title":"address1","maxLength":40,"minLength":4,"type":"string","description":"Loan applicant’s first address line. Cannot be a P.O. box. [Validation rules for address1](ref:api-reference-address1-validation). \nPattern: 4–40 alphanumeric characters.\nExample: `\"33 Maple Street\"`.","example":"33 Maple Street"},"address2":{"title":"address2","maxLength":30,"minLength":1,"type":"string","description":"Loan applicant’s second address line.\nPattern: Max 30 characters.\nExample: `\"#4B\"`.","example":"#4B"},"city":{"title":"city","maxLength":30,"minLength":1,"type":"string","description":"Loan applicant’s city.\nPattern: Max 30 characters: letters, spaces, hyphen and period.\nExample: `\"Salt Lake City\"`.","example":"Salt Lake City"},"state":{"title":"state","maxLength":2,"minLength":2,"type":"string","description":"Loan applicant’s state or province.\nPattern: 2-character state or province abbreviation.\nExample: `\"UT\"`.","example":"UT"},"postalCode":{"title":"postalCode","maxLength":10,"minLength":5,"pattern":"^[a-zA-Z0-9\\-\\ ]*$","type":"string","description":"Loan applicant’s postal code (ZIP code).\nPattern: Min 5 characters and max 10 characters (12345, 12345-1234, or K1A-1A1).\nExample: `\"84121\"`.","example":"84121"},"countryCode":{"title":"countryCode","type":"string","description":"Loan applicant’s country. Three-digit UN M49 country code. Currently the only allowed value is 840 for the USA.\nPattern: 3-digit country code.","example":"840","enum":["840"]},"applicationNumber":{"title":"applicationNumber","maxLength":100,"minLength":1,"type":"string","description":"Unique identifier that you generate for the loan application. This identifier is associated with loan simulations. You can give this identifier to customers for customer service purposes.","example":"589841564"},"totalLoanAmount":{"title":"totalLoanAmount","maximum":99999999999999.98,"exclusiveMaximum":false,"minimum":0.01,"exclusiveMinimum":false,"type":"number","description":"Total amount for the loan.\nPattern: Decimal number (14,2).\nExample: `\"700.00\"`.","example":10000},"loanTerm":{"title":"loanTerm","maximum":999999999,"minimum":1,"type":"integer","description":"Number of installments to pay off the loan.\nPattern: Min 1 characters and max 9 characters.\nExample: 4.","format":"int32","example":4},"capitalTerm":{"title":"capitalTerm","maximum":999999999,"minimum":1,"type":"integer","description":"Length of time between payments, in units specified by the subproduct. For example, if you specify “2” and the loan subproduct is set to weeks then installments will be due every two weeks.\nPattern: Max 9 digits.\nExample: `2`.","format":"int32","example":2},"loanStartDate":{"title":"loanStartDate","pattern":"yyyy-MM-dd","type":"string","description":"Start date for the loan. This may be different from `loan_creation_date`.","format":"date","example":"2022-06-02"},"transactionId":{"title":"transactionId","type":"string","description":"Id that is unique to each API call, generated by lender.","example":"9845dk-39fdk3fj3-4483483478"},"providerTransactionId":{"title":"providerTransactionId","type":"string","description":"An optional id that will be echoed back in the response, generated by lender.","example":"47823438032233777"},"providerTimestamp":{"title":"providerTimestamp","type":"string","description":"An optional timestamp that will be echoed back in the response, generated by lender.","example":"2022-01-01"}}},"CreateLoanResponse":{"required":["amortization_schedules","application_number","count_of_installments","first_installment_due_date","initial_projected_maturity_date","installment_amount","late_fee","loan_apr","loan_creation_date","loan_id","loan_start_date","origination_fee","rate_type"],"type":"object","properties":{"loan_id":{"title":"loan_id","type":"string","description":"Unique identifier for the loan.\nPattern: Max 30 characters\nExample: `\"450825953\"`.","example":"450825953"},"loan_apr":{"title":"loan_apr","type":"number","description":"Annual percentage rate for interest charged on the loan. Calculated from the interest defined by the subproduct, the length of the loan, the origination fee (if applicable) and other fees (if applicable).","example":15},"loan_creation_date":{"title":"loan_creation_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the loan was created. This may be different from `loan_start_date`.","format":"date"},"rate_type":{"title":"rate_type","type":"string","description":"Indicates whether the interest type is `FIXED` or `VARIABLE.","example":"FIXED","enum":["fixed","variable"]},"origination_fee":{"title":"origination_fee","type":"number","description":"Fee charged at loan creation. Returns 0 if there is no origination fee.","example":0},"late_fee":{"title":"late_fee","type":"number","description":"Late fee for the loan","example":5},"initial_projected_maturity_date":{"title":"initial_projected_maturity_date","pattern":"yyyy-MM-dd","type":"string","description":"Projected date when the loan will be paid off. This date is calculated only when a loan is simulated or created and cannot be sent again.","format":"date","example":"2022-07-01"},"application_number":{"title":"application_number","type":"string","description":"Unique identifier that you generate for the loan application. This identifier is associated with loan simulations. You can give this identifier to customers for customer service purposes.","example":"589841564"},"itemization_of_amount_financed":{"title":"itemization_of_amount_financed","required":["disbursed_amount","loan_amount","projected_fees_amount","projected_interest_amount"],"type":"object","properties":{"loan_amount":{"title":"loan_amount","type":"number","description":"Total loan amount borrowed by the customer. This is the sum of the `disbursed_amount`, `origination_fee`, and any other fees associated with the loan.","example":10000},"disbursed_amount":{"title":"disbursed_amount","type":"number","description":"Total loan amount disbursed to the customer","example":10000},"projected_interest_amount":{"title":"projected_interest_amount","type":"number","description":"The total interest amount the borrower will be paying","example":10},"projected_fees_amount":{"title":"projected_fees_amount","type":"number","description":"Total fees that the customer is projected to pay over the course of the loan","example":10}}},"amortization_schedules":{"title":"amortization_schedules","type":"array","items":{"required":["amort_installment_number","amort_payment_amount","amort_payment_balance","amort_payment_due_date","amort_payment_fees","amort_payment_interest","amort_payment_principal"],"type":"object","properties":{"amort_installment_number":{"title":"amort_installment_number","type":"integer","description":"The number of the installment","format":"int32","example":1},"amort_payment_due_date":{"title":"amort_payment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the payment for this installment is due","format":"date","example":"2022-02-01"},"amort_payment_amount":{"title":"amort_payment_amount","type":"number","description":"Total amount owed for this installment, including the principal amount,interest and fees","example":1740.34},"amort_payment_principal":{"title":"amort_payment_principal","type":"number","description":"Amount owed on the principal loan for this installment","example":1000},"amort_payment_fees":{"title":"amort_payment_fees","type":"number","description":"Fee amount that will be paid in each installment","example":7.51},"amort_payment_interest":{"title":"amort_payment_interest","type":"number","description":"Amount owed on the loan interest for this installment","example":10},"amort_payment_balance":{"title":"amort_payment_balance","type":"number","description":"Remaining balance after this installment is paid","example":2000}}}},"count_of_installments":{"title":"count_of_installments","pattern":"yyyy-MM-dd","type":"integer","description":"Number of installment scheduled","format":"int32","example":4},"installment_amount":{"title":"installment_amount","pattern":"yyyy-MM-dd","type":"number","description":"Payment due at each installment. This is the same amount as `amort_payment_amount`.","example":1740.34},"loan_start_date":{"title":"loan_start_date","pattern":"yyyy-MM-dd","type":"string","description":"Start date for the loan. This may be different from `loan_creation_date`.","format":"date","example":"2022-06-02"},"first_installment_due_date":{"title":"first_installment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date the first installment is due","format":"date","example":"2022-02-01"}}},"CreateLoanRequest":{"required":["address1","capitalTerm","city","countryCode","customerPmtRefNo","disbursementDestinationType","loanTerm","postalCode","ssn","state","subProductId","transactionId"],"type":"object","properties":{"customerPmtRefNo":{"title":"customerPmtRefNo","pattern":"^([0-9]{12}|[0-9]{16})$","type":"string","description":"PRN for the customer’s primary account. Galileo uses the PRN to retrieve customer information, like business name, date of birth, SSN, address, etc. When the loan is created, the `loan_id` will be associated with this PRN. \nPattern: PRN\nExample: `\"074103447228\"`.","example":"909675440"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","example":"442824720"},"simulationId":{"title":"simulationId","maxLength":30,"minLength":1,"type":"string","description":"Unique identifier associated with each loan simulation returned by the Simulate Loan endpoint. Required when creating a loan from a simulation. Do not pass the following fields when the simulationId is provided: `totalLoanAmount`, `loanTerm`, and `capitalTerm`.\nPattern: Max 9 characters.\nExample: `\"450825953\"`.","example":"450825953"},"ssn":{"title":"ssn","maxLength":9,"minLength":9,"pattern":"^[0-9]*$","type":"string","description":"Loan applicant’s SSN.\nPattern: Exactly 9 digits, no hyphens or other characters.\nExample: `\"222554444\"`.","example":"222554444"},"phone":{"title":"phone","maxLength":10,"minLength":10,"type":"string","description":"Loan applicant’s phone number.\nPattern: Exactly 10 digits, no hyphens or other characters.\nExample: `\"1115553333\"`.","example":"1115553333"},"email":{"title":"email","maxLength":63,"minLength":3,"type":"string","description":"Loan applicant’s email address.\nPattern: Email address, 3–63 characters.\nExample: `\"user@fakedomain.com\"`.","example":"jane.doe@example.com"},"address1":{"title":"address1","maxLength":40,"minLength":4,"type":"string","description":"Loan applicant’s first address line. Cannot be a P.O. box. [Validation rules for address1](ref:api-reference-address1-validation). \nPattern: 4–40 alphanumeric characters.\nExample: `\"33 Maple Street\"`.","example":"33 Maple Street"},"address2":{"title":"address2","maxLength":30,"minLength":1,"type":"string","description":"Loan applicant’s second address line.\nPattern: Max 30 characters.\nExample: `\"#4B\"`.","example":"#4B"},"city":{"title":"city","maxLength":30,"minLength":1,"type":"string","description":"Loan applicant’s city.\nPattern: Max 30 characters: letters, spaces, hyphen and period.\nExample: `\"Salt Lake City\"`.","example":"Salt Lake City"},"state":{"title":"state","maxLength":2,"minLength":2,"type":"string","description":"Loan applicant’s state or province.\nPattern: 2-character state or province abbreviation.\nExample: `\"UT\"`.","example":"UT"},"postalCode":{"title":"postalCode","maxLength":10,"minLength":5,"pattern":"^[a-zA-Z0-9\\-\\ ]*$","type":"string","description":"Loan applicant’s postal code (ZIP code).\nPattern: Min 5 characters and max 10 characters (12345, 12345-1234, or K1A-1A1).\nExample: `\"84121\"`.","example":"84121"},"countryCode":{"title":"countryCode","type":"string","description":"Loan applicant’s country. Three-digit UN M49 country code. Currently the only allowed value is 840 for the USA.\nPattern: 3-digit country code.","example":"840","enum":["840"]},"occupation":{"title":"occupation","maxLength":25,"minLength":1,"type":"string","description":"Loan applicant’s occupation.\nPattern: Max 25 characters.\nExample: `\"Project Manager\"`.","example":"Project Manager"},"employer":{"title":"employer","maxLength":200,"minLength":1,"type":"string","description":"Loan applicant’s employer.\nPattern: Max 200 characters.\nExample: `\"Kroger Food & Drug\"`.","example":"Kroger Food & Drug"},"applicationNumber":{"title":"applicationNumber","maxLength":100,"minLength":1,"type":"string","description":"Unique identifier that you generate for the loan application. This identifier is associated with loan simulations. You can give this identifier to customers for customer service purposes.","example":"589841564"},"totalLoanAmount":{"title":"totalLoanAmount","maximum":99999999999999.98,"exclusiveMaximum":false,"minimum":0.01,"exclusiveMinimum":false,"type":"number","description":"Total amount for the loan.\nPattern: Decimal number (14,2).\nExample: `\"700.00\"`.","example":10000},"loanTerm":{"title":"loanTerm","maximum":999999999,"minimum":1,"type":"integer","description":"Number of installments to pay off the loan.\nPattern: Min 1 characters and max 9 characters.\nExample: 4.","format":"int32","example":4},"capitalTerm":{"title":"capitalTerm","maximum":999999999,"minimum":1,"type":"integer","description":"Length of time between payments, in units specified by the subproduct. For example, if you specify “2” and the loan subproduct is set to weeks then installments will be due every two weeks.\nPattern: Max 9 digits.\nExample: `2`.","format":"int32","example":2},"loanStartDate":{"title":"loanStartDate","pattern":"yyyy-MM-dd","type":"string","description":"Start date for the loan. This may be different from `loan_creation_date`.","format":"date","example":"2022-06-02"},"transactionId":{"title":"transactionId","type":"string","description":"Id that is unique to each API call, generated by lender.","example":"9845dk-39fdk3fj3-4483483478"},"providerTransactionId":{"title":"providerTransactionId","type":"string","description":"An optional id that will be echoed back in the response, generated by lender.","example":"47823438032233777"},"providerTimestamp":{"title":"providerTimestamp","type":"string","description":"An optional timestamp that will be echoed back in the response, generated by lender.","example":"2022-01-01"}}},"GalileoRequestEcho":{"type":"object","properties":{"transaction_id":{"type":"string"},"provider_transaction_id":{"type":"string"},"provider_timestamp":{"type":"string"}}},"GalileoResponseCreateLoanResponse":{"type":"object","properties":{"errors":{"type":"array","items":{"type":"string"}},"status":{"type":"string"},"status_code":{"type":"string"},"rtoken":{"type":"string"},"echo":{"type":"object","properties":{"transaction_id":{"type":"string"},"provider_transaction_id":{"type":"string"},"provider_timestamp":{"type":"string"}}},"processing_time":{"type":"number"},"response_data":{"type":"object"},"system_timestamp":{"type":"string","format":"date-time"}}},"CreateLoanPaymentRequest":{"required":["loanId","paymentAccountType","paymentAmount","paymentSource","subProductId","transactionId"],"type":"object","properties":{"paymentAmount":{"title":"paymentAmount","maximum":99999999999999.98,"exclusiveMaximum":false,"minimum":0.01,"exclusiveMinimum":false,"type":"number","description":"The amount of payment to be applied to the loan.","example":2000},"paymentSource":{"title":"paymentSource","type":"string","description":"Code indicating the source of this payment, as passed in the Create Loan Payment `paymentSource` field. Possible values: `USRP`, `SYSP`, `CRDP`, `CSRP`,`IVRP`,`DFRL`,`DWRO`,`PCRP`,`MCRP`,`RCRP`.","enum":["USRP","SYSP","CRDP","CSRP","IVRP","DFRL","DWRO","PCRP","MCRP","RCRP","ADLP"]},"loanId":{"title":"loanId","maxLength":30,"minLength":1,"type":"string","description":"Unique identifier for the loan.\nPattern: Max 30 characters\nExample: `\"450825953\"`.","example":"450825953"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","example":"442824720"},"transactionId":{"title":"transactionId","type":"string","description":"Id that is unique to each API call, generated by lender.","example":"9845dk-39fdk3fj3-4483483478"},"providerTransactionId":{"title":"providerTransactionId","type":"string","description":"An optional id that will be echoed back in the response, generated by lender.","example":"47823438032233777"},"providerTimestamp":{"title":"providerTimestamp","type":"string","description":"An optional timestamp that will be echoed back in the response, generated by lender.","example":"2022-01-01"}}},"CreateLoanPaymentResponse":{"required":["amount","current_installment_balance","current_installment_due_date","initial_projected_maturity_date","payoff_amount","per_diem_interest_amount","principle_balance"],"type":"object","properties":{"amount":{"title":"amount","type":"number","description":"The total amount of the payment transaction.","example":4822.3},"current_installment_balance":{"title":"current_installment_balance","type":"number","description":"Total amount remaining on the current loan installment. If the loan is paid off and the loan status is `Completed`, this amount is $0.00.","example":4738.23},"current_installment_due_date":{"title":"current_installment_due_date","pattern":"yyyy-MM-dd","type":"string","description":"Date that the payment for the current loan installment is due.","format":"date","example":"2021-01-01"},"principle_balance":{"title":"principle_balance","type":"number","description":"Current principal balance remaining on the loan.","example":4738.23},"loan_status":{"title":"loan_status","type":"string","description":"Status of the loan.","example":"ACTIVE"},"payoff_amount":{"title":"payoff_amount","type":"number","description":"The total amount needed to pay off the remaining principal, accrued interest, and outstanding fees of a loan","example":10000},"per_diem_interest_amount":{"title":"per_diem_interest_amount","type":"number","description":"Daily interest charged on the loan. This amount will update as installments are paid.","example":1.61363},"loan_payment_status":{"title":"loan_payment_status","type":"string","description":"Overall status of payments made on the loan. See the list of values in the <a href=\"doc:reports-for-installment-loans#reports-for-installment-loans#loan-payment-status-and-loan-status-table\" target=\"_blank\">Loan Payment Status and Loan Status table</a> in the *Reports for Installment Loans* guide.","example":"OCUR"},"initial_projected_maturity_date":{"title":"initial_projected_maturity_date","pattern":"yyyy-MM-dd","type":"string","description":"Projected date when the loan will be paid off. This date is calculated only when a loan is simulated or created and cannot be sent again.","format":"date","example":"2022-07-01"},"dda_new_balance":{"title":"dda_new_balance","type":"number","description":"Remaining account balance, if the payment on the loan was made from an account within the Galileo system.","example":25},"loan_payment_number":{"title":"loan_payment_number","type":"string","description":"Galileo-generated unique identifier for the payment on the loan","example":"1234567890"}}},"CreateLoanFromTransactionsRequest":{"required":["capitalTerm","customerPmtRefNo","disbursementDestinationType","loanTerm","settlementKeys","subProductId","transactionId"],"type":"object","properties":{"loanTerm":{"title":"loanTerm","type":"integer","description":"Number of installments to pay off the loan. \nPattern: Min 1 characters and max 9 characters.\nExample: 4.","format":"int32","example":4},"customerPmtRefNo":{"title":"customerPmtRefNo","type":"string","description":"PRN for the customer’s primary account. Galileo uses the PRN to retrieve customer information, like business name, date of birth, SSN, address, etc. When the loan is created, the `loan_id` will be associated with this PRN. \nPattern: PRN\nExample: `\"074103447228\"`.","example":"074103447228"},"settlementKeys":{"title":"settlementKeys","type":"string","description":"The settlement IDs and association for each transaction the customer selected. Maximum of 5 transactions. \nPattern: settle_id + association. \nExample: `\"[\"123456:VIS\", \"123457:VIS\"]`.","example":"[\"123456:VIS\",\"123457:VIS\"]"},"firstInstallmentDueDate":{"title":"firstInstallmentDueDate","type":"string","description":"Due date of the first installment has to be between the 1st and 28th of the month. This field does not apply to bi-weekly subproducts.","format":"date","example":"2022-06-02"},"capitalTerm":{"title":"capitalTerm","type":"integer","description":"Length of time between payments, in units specified by the subproduct. For example, if you specify “2” and the loan subproduct is set to weeks then installments will be due every two weeks.\nPattern: Max 9 digits.\nExample: `2`.","format":"int32","example":2},"loanApplicationData":{"title":"loanApplicationData","type":"string","description":"When using the loan simulation, you have the option to pass in comma-separated data from the user's application to store with the simulation for downstream analysis. If a loan is created, this associates the user’s application to the simulation and then to the loan.","example":"credit_score=800,income=5000"},"subProductId":{"title":"subProductId","maxLength":15,"minLength":1,"type":"string","description":"Identifier for the loan subproduct.\nPattern: Max 15 characters.\nExample: `\"442824720\"`.","example":"442824720"},"transactionId":{"title":"transactionId","type":"string","description":"Id that is unique to each API call, generated by lender.","example":"9845dk-39fdk3fj3-4483483478"},"providerTransactionId":{"title":"providerTransactionId","type":"string","description":"An optional id that will be echoed back in the response, generated by lender.","example":"47823438032233777"},"providerTimestamp":{"title":"providerTimestamp","type":"string","description":"An optional timestamp that will be echoed back in the response, generated by lender.","example":"2022-01-01"}}}},"securitySchemes":{"BearerAuth":{"type":"apiKey","description":"Authorization header is required for requests\n\nFor more information click [here](link)","name":"Authorization","in":"header"}},"parameters":{"ResponseContentTypeHeaderParam":{"name":"response-content-type","in":"header","description":"Use `xml` or `json` to specify the type of response. The default value is `xml`. Use this instead of the standard `accept` header.","schema":{"type":"string","enum":["xml","json"],"default":"json"}}}},"x-readme":{"explorer-enabled":true,"proxy-enabled":true}}