generated: '2026-06-20'
method: derived
status: candidate
source: openapi/sofi-partner-offer-api-openapi.yml, openapi/sofi-home-loan-affiliate-lead-api-openapi.yml
note: >-
  SoFi does not publish an official hosted MCP server for its partner APIs. This is a candidate
  tool surface derived one-to-one from the documented OpenAPI operations, so an agent framework
  can wrap the two partner endpoints. Each tool inherits its real inputSchema from the backing
  operation's requestBody. Auth is by SoFi-issued accountId (API key / UUID) per product type.
server:
  name: sofi-partner
  transport: http
  url: null
tools:
  - name: request_loan_offer
    description: >-
      Return real-time Personal Loan (PL) and Student Loan Refinancing (SLR) offers by running
      user-entered criteria through SoFi's underwriting model.
    source_operation: openapi/sofi-partner-offer-api-openapi.yml#getLoanOffer
  - name: submit_home_loan_lead
    description: >-
      Submit a home-loan affiliate lead to SoFi; returns a sofiAffiliateLeadId and CREATED status.
    source_operation: openapi/sofi-home-loan-affiliate-lead-api-openapi.yml#createHomeLoanLead