specificationVersion: '1.0'
id: spendesk-finops
name: Spendesk FinOps Profile
description: >
  FinOps Framework FOCUS-aligned profile for Spendesk API consumption costs
  and the spend management data surfaced by the Spendesk platform. Spendesk
  itself is a spend management tool with a two-component billing model
  (fixed subscription + variable transaction fees). API access is included
  in Premium and Enterprise plans.
provider: Spendesk
providerId: spendesk
created: 2026-06-12
modified: 2026-06-12
url: https://www.spendesk.com/pricing/

billingModel:
  type: hybrid
  components:
    - name: Fixed platform subscription
      description: Monthly fixed fee covering platform access and unlimited users/cards
      pricingModel: fixed
      billingPeriod: monthly
      currency: EUR
    - name: Variable transaction fees
      description: Per-transaction charges for card purchases, invoice processing, and expense submissions
      pricingModel: metered
      metric: transactions
      currency: EUR

focusColumns:
  - ChargeCategory
  - ChargeDescription
  - ChargePeriodStart
  - ChargePeriodEnd
  - BilledCurrency
  - BilledCost
  - EffectiveCost
  - ServiceName
  - ServiceCategory
  - ProviderName
  - PublisherName
  - RegionName
  - ResourceId
  - ResourceName
  - UsageQuantity
  - UsageUnit

meters:
  - name: Platform Subscription
    description: Fixed monthly platform fee per Spendesk entity
    unit: month
    billingModel: fixed
    focusServiceName: Spendesk Platform
    focusServiceCategory: Business Applications

  - name: Card Transaction
    description: Variable fee per card transaction (virtual or physical)
    unit: transaction
    billingModel: metered
    focusServiceName: Spendesk Cards
    focusServiceCategory: Business Applications

  - name: Invoice Processing
    description: Variable fee per invoice processed through Accounts Payable module
    unit: invoice
    billingModel: metered
    focusServiceName: Spendesk Invoices
    focusServiceCategory: Business Applications

  - name: Expense Submission
    description: Variable fee per expense claim submitted
    unit: expense
    billingModel: metered
    focusServiceName: Spendesk Expenses
    focusServiceCategory: Business Applications

  - name: API Requests
    description: API calls consumed against entity or partner rate limits; included in plan, no additional charge
    unit: request
    billingModel: included
    focusServiceName: Spendesk API
    focusServiceCategory: Developer Tools

principles:
  Visibility:
    description: >
      Spendesk provides real-time budget monitoring dashboards, detailed
      transaction-level data via the API, and accounting export capabilities
      to give finance teams full visibility into company spending. The
      /wallet-summary, /settlements, /payables, and /bank-fees endpoints
      expose granular cost data for integration into FinOps tooling.
    capabilities:
      - Real-time budget monitoring
      - Transaction-level API access
      - Accounting system exports (NetSuite, Xero, QuickBooks, DATEV)
      - Webhook-based real-time transaction events
      - Cost center and analytical field tagging

  Optimization:
    description: >
      Spendesk enables spend optimization through AI-based automation and
      fraud detection (Enterprise), enforced approval workflows, policy
      controls on virtual cards, and multi-entity consolidation for
      cross-organizational spend governance.
    capabilities:
      - AI-based automation and fraud detection
      - Configurable approval workflows and spending policies
      - Single-use virtual cards for one-off purchases
      - Recurring virtual cards with spending limits for subscriptions
      - Multi-entity management for consolidated reporting