aid: splash-financial
name: Splash Financial
description: 'Splash Financial is a Cleveland, Ohio financial technology company and
  online lending marketplace, founded in 2013, that matches consumers with loan offers
  from a network of partner banks and credit unions rather than lending directly itself.
  The platform uses automated underwriting to prequalify borrowers and present competing
  offers across student loan refinancing, personal loans, debt consolidation, home
  equity lines of credit, in-school private student loans, and medical school loan
  refinancing. The company reports having helped more than 125,000 people refinance
  over $6 billion in loans. Splash also sells its origination technology to credit
  unions and community banks as a partner channel, but that integration is arranged
  through a business development contact form and no public developer portal, API
  reference, or machine-readable specification is published.'
image: https://www.splashfinancial.com/favicon.ico
url: https://raw.githubusercontent.com/api-evangelist/splash-financial/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.23'
created: '2026-08-05'
modified: '2026-08-05'
tags:
- Company
- Financial Services
- Lending
- Student Loans
- Personal Loans
- Marketplace
- Fintech
- Debt Consolidation
- Home Equity
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/splash-financial-domain-security.yml
- type: Website
  url: https://www.splashfinancial.com/
- type: SecondaryMarket
  url: https://forgeglobal.com/splash-financial_stock/
- type: Blog
  url: https://www.splashfinancial.com/blog
- type: Support
  url: https://www.splashfinancial.com/about-us/contact-us
- type: TermsOfService
  url: https://www.splashfinancial.com/disclaimers/terms-of-use
- type: PrivacyPolicy
  url: https://www.splashfinancial.com/disclaimers/online-privacy-policy
- type: SignUp
  url: https://my.splashfinancial.com/
- type: GitHubOrganization
  url: https://github.com/splashfinancial
- type: LLMsTxt
  url: llms/splash-financial-llms.txt
- type: WellKnown
  url: well-known/splash-financial-well-known.yml
x-enrichment:
  date: '2026-08-05'
  status: minimal
  artifacts_added: 3
  pass: local-v1
x-coverage:
  state: gated
  reason: sales-gate
  detail: >-
    Splash Financial markets its origination technology to credit unions and community
    banks, but the only route to it is the "fill out the form and we'll contact you"
    partnerships page — there is no developer portal, and the live API host
    api.splashfinancial.com (an AWS API Gateway) answers every unauthenticated path,
    including /openapi.json, with {"message":"Not Found"} while robots.txt disallows
    /api/ and /partner/.
  evidence:
  - url: https://www.splashfinancial.com/about-us/partnerships
    status: 200
  - url: https://api.splashfinancial.com/openapi.json
    status: 404
  - url: https://www.splashfinancial.com/robots.txt
    status: 200
  - url: https://www.splashfinancial.com/llms.txt
    status: 200
  checked: '2026-08-05'