{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/spliceforms/main/json-schema/spliceforms-form92828-schema.json",
  "title": "Form92828",
  "description": "FIXED DEPOSIT / RECURRING DEPOSIT PAYIN SLIP (FD/RD) APPLICABLE FOR RESIDENT AND NON RESIDENT CUSTOMERS",
  "x-generated": "2026-10-09",
  "x-method": "derived",
  "x-generator": "derive-json-schema.py",
  "x-source": "openapi/spliceforms-processing-service-openapi.yml#/components/schemas/Form92828",
  "type": "object",
  "x-stoplight": {
    "id": "rilisn4v2qqzp"
  },
  "required": [
    "application",
    "applicant",
    "account"
  ],
  "properties": {
    "application": {
      "$ref": "#/$defs/Application92828",
      "x-stoplight": {
        "id": "n8ue67dzitnuh"
      }
    },
    "applicant": {
      "$ref": "#/$defs/ETBIndividualApplicant",
      "x-stoplight": {
        "id": "0800vpaosbjg1"
      }
    },
    "account": {
      "x-stoplight": {
        "id": "b49sn4dhfw10g"
      },
      "oneOf": [
        {
          "x-stoplight": {
            "id": "on7sl98uqmuh1"
          },
          "$ref": "#/$defs/FDAccount"
        },
        {
          "x-stoplight": {
            "id": "modtf6ds1qwoa"
          },
          "$ref": "#/$defs/RDAccount"
        }
      ]
    }
  },
  "$defs": {
    "Application92828": {
      "type": "object",
      "title": "Application92828",
      "x-package": "application",
      "description": "Represents the Application object for application form 92828",
      "x-stoplight": {
        "id": "taydkhnrmfgqm"
      },
      "required": [
        "initiation",
        "payin",
        "declaration",
        "bankUse"
      ],
      "properties": {
        "initiation": {
          "$ref": "#/$defs/Initiation"
        },
        "payin": {
          "$ref": "#/$defs/Payin"
        },
        "declaration": {
          "$ref": "#/$defs/Declaration"
        },
        "bankUse": {
          "$ref": "#/$defs/BankUse"
        }
      }
    },
    "BankUse": {
      "type": "object",
      "x-stoplight": {
        "id": "3ecnic72quaq4"
      },
      "title": "BankUse",
      "x-package": "application",
      "description": "Specifies internal processing details and configurations used by the bank to handle the application.",
      "required": [
        "valueDate",
        "branchCode",
        "accountNo"
      ],
      "properties": {
        "lgCode": {
          "x-stoplight": {
            "id": "ccy9abfq1c3ey"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/h7aJH8CGqzs"
        },
        "lcCode": {
          "x-stoplight": {
            "id": "xid4enzj7s0hb"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/XW1N92Wte4U"
        },
        "bankOfficerName": {
          "description": "Bank officer name who has assisted to open an account.",
          "x-stoplight": {
            "id": "0l0q596mm4aqf"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/GBJp3DRz5Pc"
        },
        "valueDate": {
          "x-stoplight": {
            "id": "hbzqedkw72zji"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/wm3wXYPgwSw"
        },
        "branchCode": {
          "x-stoplight": {
            "id": "0g4xh03ysn5mz"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/LjM7P7Qb4YA"
        },
        "accountNo": {
          "description": "Specifies the unique FD/RD account number assigned by the bank.",
          "x-stoplight": {
            "id": "j6rdaftzupvuy"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/CXUS5RjjXpQ"
        }
      }
    },
    "Cheque": {
      "type": "object",
      "title": "Cheque",
      "x-package": "payment.instrument",
      "description": "Contains details of the cheque instrument.",
      "x-stoplight": {
        "id": "j12nczs7clue4"
      },
      "required": [
        "chequeNo"
      ],
      "properties": {
        "chequeNo": {
          "description": "Specifies the unique numeric identifier printed on a cheque used for tracking and processing cheque-based transactions.",
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/BW9k4iY6NTQ"
        }
      }
    },
    "CombinedFunding": {
      "title": "CombinedFunding",
      "description": "Funds are sourced from both internal and external accounts.",
      "x-stoplight": {
        "id": "nztq8dlqfxcxw"
      },
      "type": "object",
      "required": [
        "internal",
        "external"
      ],
      "properties": {
        "internal": {
          "x-stoplight": {
            "id": "e4woy7sko96a8"
          },
          "$ref": "#/$defs/InternalFunding"
        },
        "external": {
          "x-stoplight": {
            "id": "e2pzhjp9emz40"
          },
          "$ref": "#/$defs/ExternalFunding"
        }
      }
    },
    "ConvertToFD": {
      "type": "object",
      "title": "ConvertToFD",
      "x-package": "account.rd",
      "description": "Indicates the customer's choice for converting the amount to a Fixed Deposit for a tenure of 1 year and 1 day.",
      "x-stoplight": {
        "id": "og94oxa4e6u0b"
      },
      "required": [
        "principalType"
      ],
      "properties": {
        "principalType": {
          "description": "If the customer's choice for converting the amount to a Fixed Deposit for a tenure of 1 year and 1 day is true then whether it should be only for Principal or Principal + Interest",
          "$ref": "#/$defs/RDToFDConversionPrincipalType"
        }
      }
    },
    "DA1Nomination": {
      "type": "object",
      "title": "DA1Nomination",
      "x-package": "nomination",
      "description": "This form allows the account holder to specify a nominee.",
      "x-stoplight": {
        "id": "f7l0pty1nx2i2"
      },
      "required": [
        "nominee"
      ],
      "properties": {
        "nominee": {
          "x-stoplight": {
            "id": "u02shblgh8ej4"
          },
          "$ref": "#/$defs/Nominee"
        }
      }
    },
    "Declaration": {
      "type": "object",
      "title": "Declaration",
      "x-package": "application",
      "description": "A declaration may include consent for compliance, acknowledgment of policies, and confirmation of provided details.",
      "x-stoplight": {
        "id": "d2kmi0eogtgsx"
      },
      "required": [
        "isNominationOpted",
        "nomination",
        "showNomineeNameOnFdAdvice"
      ],
      "properties": {
        "isNominationOpted": {
          "x-stoplight": {
            "id": "7dbc8qm3fmpn9"
          },
          "description": "This indicates whether the account holder chooses to nominate a beneficiary who will receive the funds in the account in the event of the account holder’s demise. If boolean is true then details in \"nominationForDa1\" has to be filled",
          "type": "boolean"
        },
        "nomination": {
          "x-stoplight": {
            "id": "gdq2khgfux9po"
          },
          "oneOf": [
            {
              "x-stoplight": {
                "id": "ixe4g35q3vdvs"
              },
              "$ref": "#/$defs/DA1Nomination"
            },
            {
              "x-stoplight": {
                "id": "8ybtph53cz6fu"
              },
              "$ref": "#/$defs/ExistingNomination"
            }
          ]
        },
        "showNomineeNameOnFdAdvice": {
          "type": "boolean",
          "x-stoplight": {
            "id": "2xg6amxsakpu2"
          },
          "description": "Indicates whether the nominee's name should be displayed on the Fixed Deposit advice."
        },
        "witnesses": {
          "x-stoplight": {
            "id": "tfd5ar1r0bhcl"
          },
          "$ref": "#/$defs/WitnessList"
        }
      }
    },
    "ETBIndividualApplicant": {
      "type": "object",
      "title": "ETBIndividualApplicant",
      "x-package": "applicant",
      "description": "Applicant includes essential information of an individual",
      "x-stoplight": {
        "id": "nditubbu7u5h5"
      },
      "required": [
        "customerId"
      ],
      "properties": {
        "customerId": {
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/ajUxCNykrmw"
        },
        "name": {
          "$ref": "#/$defs/IndividualNameWithPrefix"
        },
        "dob": {
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/aG0y4UYcP4U"
        },
        "panNo": {
          "x-stoplight": {
            "id": "5mae4tbz01btr"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/MjXTu6jFfGs"
        },
        "isForm60Attached": {
          "description": "Indicates whether Form 60 is attached in cases where a PAN is not provided.",
          "type": "boolean"
        }
      }
    },
    "ExistingNomination": {
      "title": "ExistingNomination",
      "x-package": "nomination",
      "x-stoplight": {
        "id": "wiz3cxtcuf9um"
      },
      "type": "object",
      "description": "Indicates if existing nomination is to be copied  ",
      "required": [
        "accountNo"
      ],
      "properties": {
        "accountNo": {
          "x-stoplight": {
            "id": "crb3omw63whoy"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/CXUS5RjjXpQ"
        }
      }
    },
    "ExternalBankAccount": {
      "type": "object",
      "title": "ExternalBankAccount",
      "x-package": "payment.instrument",
      "description": "Contains details of the NEFT instrument.",
      "x-stoplight": {
        "id": "7inww1mr2xuw0"
      },
      "required": [
        "accountNo",
        "ifsc"
      ],
      "properties": {
        "accountType": {
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/R8MDJ7uw3Ao"
        },
        "accountNo": {
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/CXUS5RjjXpQ"
        },
        "ifsc": {
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/oIlUghMdKYs"
        }
      }
    },
    "ExternalFunding": {
      "type": "object",
      "title": "ExternalFunding",
      "x-package": "payment",
      "description": "Funds sourced from an external bank account.",
      "x-stoplight": {
        "id": "hx2fyfbcile37"
      },
      "required": [
        "amount",
        "externalFundingMethod",
        "instrument"
      ],
      "properties": {
        "amount": {
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/MZwicoWokxU"
        },
        "externalFundingMethod": {
          "x-stoplight": {
            "id": "etqhsz8ky9dwq"
          },
          "description": "Possible methods for getting funds from external accounts",
          "$ref": "#/$defs/ExternalFundingMethodType"
        },
        "instrument": {
          "oneOf": [
            {
              "$ref": "#/$defs/UPI"
            },
            {
              "$ref": "#/$defs/Netbanking"
            }
          ],
          "x-stoplight": {
            "id": "jmwh4nu0rw4hy"
          }
        }
      }
    },
    "ExternalFundingMethodType": {
      "description": "Options through which applicant can make a deposit using external bank accounts",
      "title": "ExternalFundingMethodType",
      "type": "string",
      "x-stoplight": {
        "id": "juqy97cplinyp"
      },
      "enum": [
        "UPI",
        "NETBANKING"
      ],
      "pattern": "^[A-Z_]+",
      "minLength": 3,
      "maxLength": 10
    },
    "FDAccount": {
      "type": "object",
      "title": "FDAccount",
      "x-package": "account.fd",
      "description": "Represents the preferences for FD account",
      "x-stoplight": {
        "id": "e7ex796rckz0f"
      },
      "required": [
        "operatingInstruction",
        "tenure",
        "interestRate",
        "interestPayoutTreatment",
        "maturityInstruction",
        "tds",
        "isSweepinOpted",
        "payout"
      ],
      "properties": {
        "productCode": {
          "x-stoplight": {
            "id": "oe4k7frccnlnd"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/vmNsQaC93oc"
        },
        "operatingInstruction": {
          "description": "The rules or authority under which the account will be managed and operated.\nThe allowed values will have to comply with the values of codeset.",
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/rObdOUlIxpI"
        },
        "tenure": {
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/csQZLhwrNyY"
        },
        "interestRate": {
          "x-stoplight": {
            "id": "hpzhw9b9g993c"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/XFoE2fFIVew"
        },
        "interestPayoutTreatment": {
          "x-stoplight": {
            "id": "p8zx9hkaj4d9d"
          },
          "description": "The interval at which interest earned on a deposit is paid out to the account holder.\nThe allowed values will have to comply with the values of codeset.",
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/CzwbIK795PY"
        },
        "maturityInstruction": {
          "description": "The directive given for what should happen to a deposit when it reaches the end of its term.\nThe allowed values will have to comply with the values of codeset.",
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/enqvw6TDHlY"
        },
        "tds": {
          "$ref": "#/$defs/TDS"
        },
        "isSweepinOpted": {
          "description": "Indicates whether the customer has opted for the Sweep In option.",
          "type": "boolean",
          "x-stoplight": {
            "id": "af4fis8eryt6f"
          }
        },
        "payout": {
          "$ref": "#/$defs/FDPayout"
        }
      }
    },
    "FDInternalPayout": {
      "type": "object",
      "title": "FDInternalPayout",
      "x-package": "account.fd",
      "x-stoplight": {
        "id": "0zj03c7cha5w0"
      },
      "required": [
        "interestPayoutAccountNo",
        "principalPayoutAccountNo"
      ],
      "properties": {
        "interestPayoutAccountNo": {
          "x-stoplight": {
            "id": "s32q8l8ljtsnl"
          },
          "$ref": "#/$defs/InternalBankAccount"
        },
        "principalPayoutAccountNo": {
          "x-stoplight": {
            "id": "59ktjr8pzh64n"
          },
          "$ref": "#/$defs/InternalBankAccount"
        }
      }
    },
    "FDPayout": {
      "title": "FDPayout",
      "x-package": "account.fd",
      "description": "Specifies the methods to payout FD interest and/or principal on maturity",
      "x-stoplight": {
        "id": "8cv6pv3c6nh2w"
      },
      "type": "object",
      "required": [
        "mode",
        "instrument"
      ],
      "properties": {
        "mode": {
          "x-stoplight": {
            "id": "7qgl706xptrk5"
          },
          "description": "Options provided to the applicant for maturity payout",
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/xxTjGnx2gTk"
        },
        "instrument": {
          "x-stoplight": {
            "id": "yiae4q1tjkswt"
          },
          "oneOf": [
            {
              "$ref": "#/$defs/FDInternalPayout"
            },
            {
              "x-stoplight": {
                "id": "zj96y0vp5dne1"
              },
              "$ref": "#/$defs/ExternalBankAccount"
            }
          ]
        }
      }
    },
    "Guardian": {
      "type": "object",
      "title": "Guardian",
      "x-package": "nomination",
      "description": "It refers to the information related to the person who will act as a legal guardian for the nominee in case the nominee is a minor or unable to manage their own affairs.",
      "x-stoplight": {
        "id": "c0cac19i4oixc"
      },
      "required": [
        "name",
        "age",
        "address"
      ],
      "properties": {
        "name": {
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/GBJp3DRz5Pc"
        },
        "age": {
          "description": "Guardian cannot be a minor i.e age of guardian will be greater or equal to 18 years.\n",
          "x-stoplight": {
            "id": "6xs6wjst5lf6r"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/BwKc6HdGJu0"
        },
        "address": {
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/mcFgUXbPKRw"
        }
      }
    },
    "IndividualNameWithPrefix": {
      "type": "object",
      "title": "IndividualFullNameWithPrefix",
      "x-package": "applicant.individual",
      "description": "Individual full name with prefix",
      "x-stoplight": {
        "id": "fyj4qz65qcm1s"
      },
      "required": [
        "prefix",
        "fullName"
      ],
      "properties": {
        "prefix": {
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/wbEq5OXsCHU"
        },
        "fullName": {
          "x-stoplight": {
            "id": "lwmz56uvhdum2"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/GBJp3DRz5Pc"
        }
      }
    },
    "Initiation": {
      "type": "object",
      "title": "Initiation",
      "x-package": "application",
      "description": "Captures metadata and submission details such as the form id, form's version, application id, issuance date, and the channel id through which the application was initiated.",
      "x-stoplight": {
        "id": "e3u9cq6d6ezcg"
      },
      "required": [
        "formId",
        "formVersion",
        "applicationId",
        "channelId",
        "issuedAt"
      ],
      "properties": {
        "formId": {
          "x-stoplight": {
            "id": "k6lnt5mpgxzv9"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/iiGPrB32Ank"
        },
        "formVersion": {
          "x-stoplight": {
            "id": "wd47vaeyyvt78"
          },
          "description": "A form version is a specific iteration of a form, identified by a version number",
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/VLQ0aAoMnm0"
        },
        "applicationId": {
          "x-stoplight": {
            "id": "m68hhd8de6gf8"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/iHQHzZ1iQtY"
        },
        "channelId": {
          "x-stoplight": {
            "id": "oit18uxk7dn7u"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/eOB5R23etBA"
        },
        "issuedAt": {
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/np1JeqRzOfA"
        }
      }
    },
    "InternalBankAccount": {
      "type": "object",
      "title": "InternalBankAccount",
      "x-package": "payment.instrument",
      "description": "Specifies the internal bank account details",
      "x-stoplight": {
        "id": "q5waebxxnruk6"
      },
      "required": [
        "accountNo"
      ],
      "properties": {
        "accountNo": {
          "description": "A unique identifier number assigned to a bank account.",
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/CXUS5RjjXpQ"
        }
      }
    },
    "InternalFunding": {
      "type": "object",
      "title": "InternalFunding",
      "x-package": "payment",
      "description": "Funds drawn from an account within the bank.",
      "x-stoplight": {
        "id": "z37a0pyqwppgp"
      },
      "required": [
        "amount",
        "internalFundingMethod",
        "instrument"
      ],
      "properties": {
        "amount": {
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/MZwicoWokxU"
        },
        "internalFundingMethod": {
          "x-stoplight": {
            "id": "epnbdr7i6r4t6"
          },
          "description": "Options through which applicant can make a deposit with HDFC account",
          "$ref": "#/$defs/InternalFundingMethodType"
        },
        "instrument": {
          "oneOf": [
            {
              "$ref": "#/$defs/Cheque"
            },
            {
              "$ref": "#/$defs/InternalBankAccount"
            }
          ],
          "x-stoplight": {
            "id": "lhw06zs0u8esj"
          }
        }
      }
    },
    "InternalFundingMethodType": {
      "description": "Options through which applicant can make a deposit with HDFC account",
      "title": "InternalFundingMethodType",
      "type": "string",
      "x-stoplight": {
        "id": "h6xd7r9bk3vnm"
      },
      "enum": [
        "BANK_ACCOUNT",
        "CHEQUE"
      ],
      "pattern": "^[A-Z_]+",
      "minLength": 6,
      "maxLength": 12
    },
    "Netbanking": {
      "type": "object",
      "title": "Netbanking",
      "x-package": "payment.instrument",
      "description": "Contains details of the netbanking instrument.",
      "x-stoplight": {
        "id": "invjj1sx222ij"
      },
      "required": [
        "account"
      ],
      "properties": {
        "account": {
          "x-stoplight": {
            "id": "dslgw91ocw3xf"
          },
          "$ref": "#/$defs/ExternalBankAccount"
        },
        "paymentReferenceNo": {
          "x-stoplight": {
            "id": "5t3zyszady6nh"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/6IgGrkcnBSA"
        }
      }
    },
    "Nominee": {
      "type": "object",
      "title": "Nominee",
      "x-package": "nomination",
      "description": "Specifies the personal information of the nominee designated by the account holder.",
      "x-stoplight": {
        "id": "r69uqmh912x15"
      },
      "required": [
        "name",
        "dob",
        "address",
        "relationshipWithApplicant"
      ],
      "properties": {
        "name": {
          "description": "The full name of the individual nominated by the account holder to receive the benefits or proceeds of the account in the event of the account holder's demise.",
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/GBJp3DRz5Pc"
        },
        "dob": {
          "description": "If nominee dob is less than 18yrs then guardian details in \"guardian\" has to be filled. ",
          "x-stoplight": {
            "id": "e05ddffkcsbm6"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/aG0y4UYcP4U"
        },
        "address": {
          "$ref": "#/$defs/NomineeAddress"
        },
        "residenceTelephone": {
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/fBBveAyoqsk"
        },
        "relationshipWithApplicant": {
          "x-stoplight": {
            "id": "24kl1oxueeazg"
          },
          "description": "Relationship of Nominee with Applicant/Depositor.\nThe allowed values will have to comply with the values of codeset",
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/dsdUUFuCV9k"
        },
        "guardian": {
          "x-stoplight": {
            "id": "c3lxozz4q7mpz"
          },
          "$ref": "#/$defs/Guardian"
        }
      }
    },
    "NomineeAddress": {
      "type": "object",
      "title": "NomineeAddress",
      "x-package": "nomination",
      "description": "Specifies the complete address details of the nominee.",
      "x-stoplight": {
        "id": "1qk1rt4rsfmap"
      },
      "required": [
        "line",
        "cityCode",
        "stateCode",
        "countryCode",
        "pinCode"
      ],
      "properties": {
        "line": {
          "x-stoplight": {
            "id": "hlaqyghqmce16"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/mcFgUXbPKRw"
        },
        "cityCode": {
          "x-stoplight": {
            "id": "tz2wyx67123dx"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/bllicKRv1IY"
        },
        "stateCode": {
          "x-stoplight": {
            "id": "qrttuyfw447yd"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/o75BCEyPNls"
        },
        "countryCode": {
          "x-stoplight": {
            "id": "c6v183c9m7sgb"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/XZwWWNhbNiQ"
        },
        "pinCode": {
          "x-stoplight": {
            "id": "p6ebi59fjn101"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/oieLAlWljDg"
        }
      }
    },
    "Payin": {
      "title": "Payin",
      "x-package": "payment",
      "description": "Contains the funding details, including the amount and payment method.",
      "x-stoplight": {
        "id": "y0zcoi6f08pap"
      },
      "type": "object",
      "additionalProperties": false,
      "required": [
        "sourceType",
        "source"
      ],
      "properties": {
        "sourceType": {
          "x-stoplight": {
            "id": "vosih9eb07mr0"
          },
          "description": "Indicates the type of source for the payin",
          "$ref": "#/$defs/PayinSourceType"
        },
        "source": {
          "x-stoplight": {
            "id": "m3td8x1aggtc3"
          },
          "oneOf": [
            {
              "x-stoplight": {
                "id": "77vfug44rwurk"
              },
              "$ref": "#/$defs/InternalFunding"
            },
            {
              "x-stoplight": {
                "id": "6b6waes1nu7dn"
              },
              "$ref": "#/$defs/ExternalFunding"
            },
            {
              "x-stoplight": {
                "id": "90uiznbqkde7v"
              },
              "$ref": "#/$defs/CombinedFunding"
            }
          ]
        }
      }
    },
    "PayinSourceType": {
      "title": "PayinSourceType",
      "description": "Indicates the type of source for the payin",
      "type": "string",
      "x-stoplight": {
        "id": "7za683yp010l3"
      },
      "enum": [
        "INTERNAL",
        "EXTERNAL",
        "COMBINED"
      ],
      "pattern": "^[A-Z_]+",
      "minLength": 8,
      "maxLength": 8
    },
    "RDAccount": {
      "type": "object",
      "title": "RDAccount",
      "x-package": "account.rd",
      "description": "Represents the preferences for RD account",
      "x-stoplight": {
        "id": "o6xp762tyy471"
      },
      "required": [
        "operatingInstruction",
        "tenure",
        "interestRate",
        "tds",
        "payout"
      ],
      "properties": {
        "productCode": {
          "x-stoplight": {
            "id": "oe4k7msccnlnd"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/vmNsQaC93oc"
        },
        "operatingInstruction": {
          "description": "The rules or authority under which the account will be managed and operated.\nThe allowed values will have to comply with the values of codeset.",
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/rObdOUlIxpI"
        },
        "tenure": {
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/csQZLhwrNyY"
        },
        "interestRate": {
          "x-stoplight": {
            "id": "hpzhw9b7g993c"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/XFoE2fFIVew"
        },
        "tds": {
          "$ref": "#/$defs/TDS"
        },
        "payout": {
          "$ref": "#/$defs/RDPayout"
        }
      }
    },
    "RDPayout": {
      "type": "object",
      "title": "RDPayout",
      "x-package": "account.rd",
      "description": "Specifies the method for disbursing the RD maturity proceeds, including both the principal and accrued interest.",
      "x-stoplight": {
        "id": "yzab1vrzzie8f"
      },
      "required": [
        "mode",
        "instrument"
      ],
      "properties": {
        "mode": {
          "description": "Specifies the method for disbursing the RD maturity proceeds, including both the principal and accrued interest.",
          "x-stoplight": {
            "id": "nm3gow16l09zr"
          },
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/WlSjRrHFStQ"
        },
        "instrument": {
          "x-stoplight": {
            "id": "0qtyb3ybwgu3v"
          },
          "oneOf": [
            {
              "x-stoplight": {
                "id": "9yx4v9a554wo3"
              },
              "$ref": "#/$defs/InternalBankAccount"
            },
            {
              "x-stoplight": {
                "id": "i0nh8lp6aknmv"
              },
              "$ref": "#/$defs/ExternalBankAccount"
            },
            {
              "x-stoplight": {
                "id": "4sybmjtrdi045"
              },
              "$ref": "#/$defs/ConvertToFD"
            }
          ]
        }
      }
    },
    "RDToFDConversionPrincipalType": {
      "title": "RDToFDConversionPrincipalType",
      "type": "string",
      "enum": [
        "ONLY_PRINCIPAL",
        "PRINCIPAL_AND_INTEREST"
      ],
      "pattern": "^[A-Za-z0-9_]+$",
      "minLength": 2,
      "maxLength": 25,
      "description": "Specifies the method for disbursing the RD maturity proceeds, including both the principal and accrued interest.",
      "x-stoplight": {
        "id": "uts4z3ym7ldmh"
      }
    },
    "TDS": {
      "type": "object",
      "title": "TDS",
      "x-package": "account",
      "description": "Captures tds information such as to deduct tds yes/no and if no then attach relevant document.",
      "x-stoplight": {
        "id": "26t5urz0hi245"
      },
      "required": [
        "isTdsDeductionOpted"
      ],
      "properties": {
        "isTdsDeductionOpted": {
          "type": "boolean",
          "description": "Indicates whether TDS should be deducted on the interest earned from the Fixed Deposit (FD) or Recurring Deposit (RD).\nIf False, TdsWaiver are expected in \"attach\"",
          "x-stoplight": {
            "id": "58fh8ae77gjnp"
          }
        },
        "tdsWaiverProofType": {
          "x-stoplight": {
            "id": "6n2cexp5qwhf2"
          },
          "description": "The tds waiver document to be selected in case when customer doesn't want to get tds deducted.\nThe allowed values will have to comply with the values of codeset.",
          "$ref": "#/$defs/TDSWaiverProofType"
        }
      }
    },
    "TDSWaiverProofType": {
      "title": "TDSWaiverProofType",
      "type": "string",
      "description": "Indicates the type of document proof that is attached with the application form for getting waiver on TDS.",
      "x-stoplight": {
        "id": "gw33xz3ftldrn"
      },
      "enum": [
        "FORM_15GH",
        "TAX_EXEMPT_LETTER",
        "CUST_ID_WAIVER"
      ],
      "minLength": 9,
      "maxLength": 17,
      "pattern": "^[A-Z0-9_]+$"
    },
    "UPI": {
      "type": "object",
      "title": "UPI",
      "x-package": "payment.instrument",
      "description": "Contains details of the UPI instrument.",
      "x-stoplight": {
        "id": "5hkobctoawsjs"
      },
      "required": [
        "vpa",
        "account"
      ],
      "properties": {
        "vpa": {
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/3RlN1EaYMPw"
        },
        "account": {
          "x-stoplight": {
            "id": "t9embtv36wxpz"
          },
          "$ref": "#/$defs/ExternalBankAccount"
        },
        "paymentReferenceNo": {
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/6IgGrkcnBSA"
        }
      }
    },
    "Witness": {
      "type": "object",
      "title": "Witness",
      "x-package": "application",
      "description": "Specifies the information of the witness required to validate and authenticate the application.",
      "x-stoplight": {
        "id": "e5miu1hmugc2f"
      },
      "required": [
        "name",
        "address",
        "place"
      ],
      "properties": {
        "name": {
          "description": "Witness full name",
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/GBJp3DRz5Pc"
        },
        "address": {
          "description": "Witness complete address",
          "x-unresolved-stoplight-ref": "stoplight://resources/overrides/mcFgUXbPKRw"
        },
        "place": {
          "description": "Specifies the physical location or venue relevant to the context.",
          "type": "string",
          "minLength": 1,
          "pattern": "^[A-Za-z0-9_]+$",
          "maxLength": 20
        },
        "date": {
          "type": "string",
          "x-stoplight": {
            "id": "lsugzgf7h9oy0"
          },
          "format": "date",
          "pattern": "^(19|20)\\d{2}-(0[1-9]|1[0-2])-(0[1-9]|[12]\\d|3[01])$",
          "minLength": 10,
          "maxLength": 10,
          "description": "The date at which witness information is captured in the application"
        }
      }
    },
    "WitnessList": {
      "type": "array",
      "title": "WitnessList",
      "description": "Witness details are captured when applicant assigns a nominee and doesn't know how to signature",
      "minItems": 1,
      "maxItems": 2,
      "x-stoplight": {
        "id": "juodh53fpdzb9"
      },
      "items": {
        "$ref": "#/$defs/Witness"
      }
    }
  }
}