# Splitero

> Splitero is a San Diego, California fintech (founded 2021 by Michael Gifford and David Zvaifler)
> that originates Home Equity Investments (HEIs): a lump sum of up to $500,000 paid to a homeowner
> today in exchange for a share of the home's future value, with no monthly payments, no income
> requirement, credit scores accepted from 500, and terms up to 30 years. It also operates a licensed
> residential brokerage, Splitero Homes.

IMPORTANT — Splitero publishes NO public API. There is no developer portal, no API reference, no
OpenAPI/AsyncAPI/GraphQL/gRPC/SOAP contract, no SDK on any package registry, no MCP server and no A2A
agent card. `api.splitero.com`, `developers.splitero.com` and `docs.splitero.com` do not resolve in
DNS. An agent cannot transact with Splitero programmatically; the only path is the consumer web
application. This file is generated by API Evangelist from public observation, not published by
Splitero.

## Company

- [Splitero](https://www.splitero.com/): Home equity investment — get cash from your home.
- [How it works](https://www.splitero.com/how-it-works): The HEI process, application to funding.
- [About us](https://www.splitero.com/about-us): Company background and leadership.
- [Investors](https://www.splitero.com/investors): Institutional capital and investor information.
- [Press](https://www.splitero.com/press): Press releases and media contact (press@splitero.com).
- [Blog](https://www.splitero.com/blog): Home equity market commentary and company news.

## Product surfaces

- [Homeowner portal](https://my.splitero.com/login): Authenticated consumer application and servicing portal (Next.js on Vercel). Every path requires a login.
- [Authentication host](https://auth.splitero.com/): Splitero's Stytch tenant, serving login for the portal.
- [JWKS](https://auth.splitero.com/.well-known/jwks.json): RFC 7517 JSON Web Key Set for the live Stytch project — the only machine-readable document served anywhere on the estate. OIDC discovery is NOT available (the tenant returns `authorization_endpoint_not_configured_for_project`).

## Legal and support

- [Terms of use](https://www.splitero.com/terms-of-use)
- [Mobile terms and conditions](https://www.splitero.com/mobile-terms-conditions)
- [Privacy policy](https://www.splitero.com/privacy-policy)
- [Contact](https://www.splitero.com/contact)

## Code

- [SpliteroInc on GitHub](https://github.com/SpliteroInc): Splitero's GitHub organization. One public repository (`n8n-heroku`, a deployment template fork). No client libraries, no API specifications.

## API Evangelist profile

- [apis.yml](https://raw.githubusercontent.com/api-evangelist/splitero/refs/heads/main/apis.yml): The machine-readable profile of this company.
- [Well-known probe](https://raw.githubusercontent.com/api-evangelist/splitero/refs/heads/main/well-known/splitero-well-known.yml): Every /.well-known/ path probed across the estate, with status codes.
- [Domain security](https://raw.githubusercontent.com/api-evangelist/splitero/refs/heads/main/security/splitero-domain-security.yml): TLS, HSTS, DNSSEC, CAA, SPF and DMARC posture.
- [Plans and pricing](https://raw.githubusercontent.com/api-evangelist/splitero/refs/heads/main/plans/splitero-plans-pricing.yml): Why there are no published plans (quote-based HEI).
- [Rate limits](https://raw.githubusercontent.com/api-evangelist/splitero/refs/heads/main/rate-limits/splitero-rate-limits.yml): No API, therefore no published limits.