name: Splitit Merchant Plans
description: >-
  Splitit offers four merchant pricing tiers for offering credit card
  installment payments. Pricing is negotiated with Splitit sales and depends
  on transaction volume, merchant category, and desired APR configuration.
  All plans provide merchants with full upfront funding (except Premium Lite),
  white-label branding, and access to the Splitit REST APIs.
url: https://www.splitit.com/business/pricing-plans/
plans:
  - name: Essential
    description: >-
      Entry-level installment plan for merchants. Shoppers may pay an APR of
      up to 35.99% on their installments. Merchant receives full transaction
      funding at time of purchase. Ideal for merchants wanting to offer
      installments with no additional subsidy cost beyond standard processing.
    consumer_apr_max: 35.99
    consumer_apr_min: 0.00
    upfront_funding: full
    max_order_value: 10000
    max_installments: 12
    features:
      - White-label branding
      - No credit application for shoppers
      - Monthly and biweekly installments
      - Partial installments
      - Integrations with BigCommerce, Magento, Salesforce, Shopify, Wix, WooCommerce, SAP
      - Custom API integration
    contact_for_pricing: true

  - name: Flex
    description: >-
      Mid-tier installment plan offering variable APR between 0% and 35.99%.
      Provides a balanced approach giving merchants the ability to offer lower
      APRs to shoppers while keeping merchant fees lower than the Premium tier.
      Full transaction funding provided upfront to the merchant.
    consumer_apr_max: 35.99
    consumer_apr_min: 0.00
    upfront_funding: full
    max_order_value: 10000
    max_installments: 12
    features:
      - Variable APR configuration
      - White-label branding
      - No credit application for shoppers
      - Monthly and biweekly installments
      - Partial installments
      - Integrations with BigCommerce, Magento, Salesforce, Shopify, Wix, WooCommerce, SAP
      - Custom API integration
    contact_for_pricing: true

  - name: Premium
    description: >-
      Recommended tier offering 0% APR installments to shoppers, funded by the
      merchant. Merchant absorbs the installment subsidy cost in exchange for
      improved conversion rates and higher average order values. Full upfront
      funding provided to the merchant. No interest or fees charged to shoppers.
    consumer_apr_max: 0.00
    consumer_apr_min: 0.00
    upfront_funding: full
    max_order_value: 10000
    max_installments: 12
    features:
      - 0% APR for shoppers
      - White-label branding
      - No credit application for shoppers
      - Monthly and biweekly installments
      - Partial installments
      - Integrations with BigCommerce, Magento, Salesforce, Shopify, Wix, WooCommerce, SAP
      - Custom API integration
    contact_for_pricing: true

  - name: Premium Lite
    description: >-
      0% APR installments for shoppers with partial upfront funding for
      merchants. Reduces merchant fee costs compared to the full Premium plan
      by deferring a portion of the merchant payout to align with installment
      collection. Ideal for merchants wanting 0% consumer APR at lower cost.
    consumer_apr_max: 0.00
    consumer_apr_min: 0.00
    upfront_funding: partial
    max_order_value: 10000
    max_installments: 12
    features:
      - 0% APR for shoppers
      - Partial upfront funding (lower merchant fees)
      - White-label branding
      - No credit application for shoppers
      - Monthly and biweekly installments
      - Partial installments
      - Integrations with BigCommerce, Magento, Salesforce, Shopify, Wix, WooCommerce, SAP
      - Custom API integration
    contact_for_pricing: true