aid: st-george-bank
url: https://raw.githubusercontent.com/api-evangelist/st-george-bank/refs/heads/main/apis.yml
name: St.George Bank
kind: company
description: St.George Bank is one of Australia's largest retail and business banks
  and a division of Westpac Banking Corporation (ASX:WBC), one of the country's "Big
  Four" banks. Originally a New South Wales building society that grew into an independent
  ADI, St.George merged into the Westpac Group in 2008 and today operates as a Westpac
  brand alongside BankSA, Bank of Melbourne and RAMS. As an authorised deposit-taking
  institution it is a designated Data Holder under Australia's Consumer Data Right
  (CDR / Open Banking), and therefore exposes a public, unauthenticated Product Reference
  Data (PRD) API conforming to the DSB Consumer Data Standards, alongside the consented,
  ADR-gated CDR data-sharing APIs. St.George does not operate a broad public developer
  portal beyond its CDR Open Banking surface.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Product Reference Data
- Westpac Group
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.19'
apis:
- aid: st-george-bank:st-george-bank-cdr-product-reference-data-api
  name: St.George Bank CDR Product Reference Data API
  tags:
  - Open Banking
  - CDR
  - Product Reference Data
  - Banking
  - Australia
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.stgeorge.com.au/online-services/open-banking/product-api
  baseURL: https://digital-api.stgeorge.com.au/cds-au/v1/banking/products
  properties:
  - url: https://www.stgeorge.com.au/online-services/open-banking/product-api
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-products
    type: APIReference
  - url: openapi/st-george-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Public, unauthenticated Consumer Data Right Product Reference Data (PRD)
    API exposing St.George's openly available banking product catalogue (transaction
    and savings accounts, credit cards, loans, term deposits) under the standard CDS
    path /cds-au/v1/banking/products. Confirmed live returning HTTP 200 with a data.products
    array; supports x-v versions 4 and 5. Covers the Get Products and Get Product Detail
    operations of the shared DSB Consumer Data Standards Banking API contract (this is
    the standardised industry surface, not a St.George-proprietary API).
- aid: st-george-bank:st-george-bank-cdr-accounts-balances-api
  name: St.George Bank CDR Accounts & Balances API
  tags:
  - Open Banking
  - CDR
  - Accounts
  - Balances
  - Banking
  - Australia
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.stgeorge.com.au/online-services/open-banking
  baseURL: https://digital-api.stgeorge.com.au/cds-au/v1/banking/accounts
  properties:
  - url: https://www.stgeorge.com.au/online-services/open-banking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-accounts
    type: APIReference
  - url: openapi/st-george-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorised (ADR-gated) Consumer Data Right data-sharing surface
    covering the Get Accounts, Get Bulk Balances, Get Account Balance and Get Account
    Detail operations of the shared DSB Consumer Data Standards Banking API. Unlike the
    public Product Reference Data API, these endpoints require an accredited data
    recipient acting on behalf of a consenting customer over the CDR ADR model
    (mTLS + OAuth2/OIDC FAPI), so they are not publicly probeable. St.George is legally
    required to implement this standardised industry surface as a designated Data Holder.
- aid: st-george-bank:st-george-bank-cdr-transactions-api
  name: St.George Bank CDR Transactions API
  tags:
  - Open Banking
  - CDR
  - Transactions
  - Banking
  - Australia
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.stgeorge.com.au/online-services/open-banking
  baseURL: https://digital-api.stgeorge.com.au/cds-au/v1/banking/accounts
  properties:
  - url: https://www.stgeorge.com.au/online-services/open-banking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-transactions-for-account
    type: APIReference
  - url: openapi/st-george-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorised (ADR-gated) Consumer Data Right data-sharing surface
    covering the Get Transactions For Account and Get Transaction Detail operations of
    the shared DSB Consumer Data Standards Banking API, exposing transaction history
    for a consenting customer's eligible accounts. These endpoints require an accredited
    data recipient acting under an active consent over the CDR ADR model (mTLS +
    OAuth2/OIDC FAPI) and are not publicly probeable. St.George implements this
    standardised industry surface as a designated CDR Data Holder.
- aid: st-george-bank:st-george-bank-cdr-direct-debits-scheduled-payments-api
  name: St.George Bank CDR Direct Debits & Scheduled Payments API
  tags:
  - Open Banking
  - CDR
  - Direct Debits
  - Scheduled Payments
  - Banking
  - Australia
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.stgeorge.com.au/online-services/open-banking
  baseURL: https://digital-api.stgeorge.com.au/cds-au/v1/banking/accounts/direct-debits
  properties:
  - url: https://www.stgeorge.com.au/online-services/open-banking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-direct-debits-for-account
    type: APIReference
  - url: openapi/st-george-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorised (ADR-gated) Consumer Data Right data-sharing surface
    covering the Get Direct Debits (per-account and bulk) and Get Scheduled Payments
    (per-account and bulk) operations of the shared DSB Consumer Data Standards Banking
    API, exposing a consenting customer's authorised direct-debit arrangements and
    scheduled/recurring payments. These endpoints require an accredited data recipient
    acting under an active consent over the CDR ADR model (mTLS + OAuth2/OIDC FAPI) and
    are not publicly probeable. St.George implements this standardised industry surface
    as a designated CDR Data Holder.
- aid: st-george-bank:st-george-bank-cdr-payees-api
  name: St.George Bank CDR Payees API
  tags:
  - Open Banking
  - CDR
  - Payees
  - Banking
  - Australia
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.stgeorge.com.au/online-services/open-banking
  baseURL: https://digital-api.stgeorge.com.au/cds-au/v1/banking/payees
  properties:
  - url: https://www.stgeorge.com.au/online-services/open-banking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_get-payees
    type: APIReference
  - url: openapi/st-george-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorised (ADR-gated) Consumer Data Right data-sharing surface
    covering the Get Payees and Get Payee Detail operations of the shared DSB Consumer
    Data Standards Banking API, exposing the saved payees a consenting customer has
    configured for their eligible accounts. These endpoints require an accredited data
    recipient acting under an active consent over the CDR ADR model (mTLS + OAuth2/OIDC
    FAPI) and are not publicly probeable. St.George implements this standardised
    industry surface as a designated CDR Data Holder.
common:
- type: AgenticAccess
  url: agentic-access/st-george-bank-agentic-access.yml
- type: DomainSecurity
  url: security/st-george-bank-domain-security.yml
- type: Website
  url: https://www.stgeorge.com.au/
- type: Portal
  url: https://www.stgeorge.com.au/online-services/open-banking
- type: Documentation
  url: https://www.stgeorge.com.au/online-services/open-banking/error-mapping
- type: PrivacyPolicy
  url: https://www.stgeorge.com.au/privacy/privacy-statement
- type: TermsOfService
  url: https://www.stgeorge.com.au/help/terms-conditions
- type: Support
  url: https://www.stgeorge.com.au/online-services/security-centre
- type: Overlay
  url: overlays/st-george-bank-cds-banking-products-overlay.yaml
- type: Authentication
  url: authentication/st-george-bank-authentication.yml
- type: OAuthScopes
  url: scopes/st-george-bank-scopes.yml
- type: Conventions
  url: conventions/st-george-bank-conventions.yml
- type: ErrorCatalog
  url: errors/st-george-bank-problem-types.yml
- type: Conformance
  url: conformance/st-george-bank-conformance.yml
- type: Compliance
  url: https://www.stgeorge.com.au/content/dam/public/wbc/documents/pdf/aw/WBC_CDR_Policy.pdf
- type: Lifecycle
  url: lifecycle/st-george-bank-lifecycle.yml
- type: Deprecation
  url: https://consumerdatastandardsaustralia.github.io/standards/#versioning
- type: DataModel
  url: data-model/st-george-bank-data-model.yml
- type: MCPServer
  url: mcp/st-george-bank-mcp.yml
- type: LLMsTxt
  url: llms/st-george-bank-llms.txt
- type: VulnerabilityDisclosure
  url: security/st-george-bank-vulnerability-disclosure.yml
- type: Security
  url: https://www.westpac.com.au/security/how-to-report/responsible-disclosure/
- type: AgentSkill
  url: skills/_index.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com