generated: '2026-07-20'
method: searched
source: >-
  The harvested OpenAPI declares no oauth2 securitySchemes (shared DSB "CDR
  Banking API" doc), so scopes cannot be derived from the spec. The scope set
  below is the standard Consumer Data Right banking authorisation scope
  registry defined by the DSB Consumer Data Standards, which St.George (a
  Westpac CDR Data Holder) accepts on consented data-sharing requests.
docs: https://consumerdatastandardsaustralia.github.io/standards/#end-user-authorisation
reference: https://cdr-support.zendesk.com/hc/en-us/articles/900004582823-Requirement-for-Basic-and-Detailed-Scopes
schemes:
  - name: CDR-OAuth2
    profile: FAPI 1.0 Advanced
    detail: >-
      Scopes are granted through the CDR consent flow (accredited Data
      Recipients only) and bind a sharing arrangement. openid + profile are
      requested alongside the CDR data scopes.
scopes:
  - scope: openid
    description: OpenID Connect authentication (id_token).
    flows: [authorizationCode]
  - scope: profile
    description: OpenID Connect basic profile claims.
    flows: [authorizationCode]
  - scope: bank:accounts.basic:read
    description: Read account identifiers, product association and basic account attributes (balances excluded).
    flows: [authorizationCode]
    operations: [listBankingAccounts, listBankingBalancesBulk, listBankingBalancesSpecificAccounts, getBankingBalance]
  - scope: bank:accounts.detail:read
    description: Read detailed account information (features, rates, addresses); additive to bank:accounts.basic:read.
    flows: [authorizationCode]
    operations: [getBankingAccountDetail]
  - scope: bank:transactions:read
    description: Read transactions for consented accounts.
    flows: [authorizationCode]
    operations: [listBankingTransactions, getBankingTransactionDetail]
  - scope: bank:payees:read
    description: Read saved payees.
    flows: [authorizationCode]
    operations: [listBankingPayees, getBankingPayeeDetail]
  - scope: bank:regular_payments:read
    description: Read direct debits, scheduled payments and instalment plans.
    flows: [authorizationCode]
    operations: [listDirectDebits, listDirectDebitsBulk, listDirectDebitsSpecificAccounts, listScheduledPayments, listScheduledPaymentsBulk, listScheduledPaymentsSpecificAccounts, listInstalmentPlans, listInstalmentPlansBulk]
  - scope: common:customer.basic:read
    description: Read basic customer data (name / organisation).
    flows: [authorizationCode]
  - scope: common:customer.detail:read
    description: Read detailed customer data (contact details); additive to common:customer.basic:read.
    flows: [authorizationCode]
notes: >-
  Product Reference Data (listBankingProducts / getBankingProductDetail) is
  public and requires no scope. detail:read scopes only take effect when the
  matching basic:read scope is also granted.