{
  "request": {
    "method": "POST",
    "url": "https://api.statefarm.com/v1/renters/quotes",
    "headers": {
      "Authorization": "Bearer {access_token}",
      "Content-Type": "application/json"
    },
    "body": {
      "propertyAddress": {
        "street": "123 Main St, Apt 4B",
        "city": "Chicago",
        "state": "IL",
        "zipCode": "60601"
      },
      "tenantInfo": {
        "firstName": "Jane",
        "lastName": "Smith",
        "dateOfBirth": "1990-03-15",
        "email": "jane.smith@email.com",
        "phone": "555-867-5309"
      },
      "coverageOptions": {
        "personalPropertyLimit": 25000,
        "liabilityLimit": 100000,
        "medicalPaymentsLimit": 1000,
        "deductible": 1000,
        "additionalLivingExpenses": true,
        "identityRestorationCoverage": false
      },
      "effectiveDate": "2026-06-01"
    }
  },
  "response": {
    "status": 201,
    "body": {
      "quoteId": "QT-2026-789456",
      "status": "READY",
      "annualPremium": 186.00,
      "monthlyPremium": 15.50,
      "coverageSummary": {
        "personalPropertyLimit": 25000,
        "liabilityLimit": 100000,
        "medicalPaymentsLimit": 1000,
        "deductible": 1000,
        "additionalLivingExpenses": true,
        "identityRestorationCoverage": false
      },
      "propertyAddress": {
        "street": "123 Main St, Apt 4B",
        "city": "Chicago",
        "state": "IL",
        "zipCode": "60601"
      },
      "validUntil": "2026-05-16T23:59:59Z",
      "quoteNumber": "2026-Q-987654"
    }
  }
}