spec: API Commons Plans 0.1
provider: Stedi
providerId: stedi
generated: '2026-08-15'
method: searched
source: https://www.stedi.com/pricing
created: 2026-06-12
modified: 2026-08-15
reconciled: true
verified: '2026-08-15'
url: https://www.stedi.com/pricing
plan_count: 3
pricing_model: >
  Purely metered. There is no subscription fee on any tier — the Pay as You Go tier charges per
  transaction with volume tiers that lower the unit price, and Stedi states "No monthly minimums.
  No setup fees." As of 2026-08-14 a pay-as-you-go signup starts with a $25 balance (down from
  $100) and auto-recharges at a $10 threshold. Only the Custom tier is quote-based.
plans:
  - name: Sandbox
    slug: sandbox
    type: free
    description: >
      Free sandbox environment for testing eligibility checks, claims, and ERAs.
      Includes Stedi portal access, test API and SFTP, and unlimited users. No
      production access.
    features:
      - type: boolean
        name: Portal Access
        value: true
      - type: boolean
        name: Test API Access
        value: true
      - type: boolean
        name: Test SFTP Access
        value: true
      - type: boolean
        name: Unlimited Users
        value: true
      - type: boolean
        name: Production API Access
        value: false
    price:
      amount: 0
      currency: USD
      period: month

  - name: Pay as You Go
    slug: pay-as-you-go
    type: metered
    description: >
      Production access with no monthly minimum or setup fees. Costs scale with
      actual transaction volume across eligibility checks, claim submissions,
      ERAs, and supplemental services. Includes dedicated support via Slack,
      Teams, and email.
    features:
      - type: boolean
        name: Production API Access
        value: true
      - type: boolean
        name: SFTP Access
        value: true
      - type: boolean
        name: Webhooks
        value: true
      - type: boolean
        name: MCP Server
        value: true
      - type: boolean
        name: Unlimited Providers
        value: true
      - type: boolean
        name: Unlimited Transaction Enrollments
        value: true
      - type: boolean
        name: Dedicated Slack/Teams/Email Support
        value: true
      - type: boolean
        name: Payers API (included)
        value: true
      - type: boolean
        name: Transaction Enrollment API (included)
        value: true
      - type: boolean
        name: Test Mode (included)
        value: true
    quotas:
      - name: Eligibility Checks (270/271) — Tier 1
        metric: eligibility_checks
        limit: 250
        timeFrame: month
        price:
          amount: 0.30
          currency: USD
          unit: transaction
      - name: Eligibility Checks (270/271) — Tier 2
        metric: eligibility_checks
        limit: 3500
        timeFrame: month
        price:
          amount: 0.15
          currency: USD
          unit: transaction
      - name: Eligibility Checks (270/271) — Tier 3
        metric: eligibility_checks
        limit: 10000
        timeFrame: month
        price:
          amount: 0.10
          currency: USD
          unit: transaction
      - name: Eligibility Checks (270/271) — Tier 4
        metric: eligibility_checks
        limit: unlimited
        timeFrame: month
        price:
          amount: 0.08
          currency: USD
          unit: transaction
      - name: Claim Submission (837) — Tier 1
        metric: claim_submissions
        limit: 500
        timeFrame: month
        price:
          amount: 0.30
          currency: USD
          unit: claim
      - name: Claim Submission (837) — Tier 2
        metric: claim_submissions
        limit: 2500
        timeFrame: month
        price:
          amount: 0.20
          currency: USD
          unit: claim
      - name: Claim Submission (837) — Tier 3
        metric: claim_submissions
        limit: 10000
        timeFrame: month
        price:
          amount: 0.12
          currency: USD
          unit: claim
      - name: Claim Submission (837) — Tier 4
        metric: claim_submissions
        limit: unlimited
        timeFrame: month
        price:
          amount: 0.10
          currency: USD
          unit: claim
      - name: ERAs (835) — Tier 1
        metric: era_transactions
        limit: 500
        timeFrame: month
        price:
          amount: 0.20
          currency: USD
          unit: adjudicated_claim
      - name: ERAs (835) — Tier 2
        metric: era_transactions
        limit: 2500
        timeFrame: month
        price:
          amount: 0.15
          currency: USD
          unit: adjudicated_claim
      - name: ERAs (835) — Tier 3
        metric: era_transactions
        limit: 10000
        timeFrame: month
        price:
          amount: 0.10
          currency: USD
          unit: adjudicated_claim
      - name: ERAs (835) — Tier 4
        metric: era_transactions
        limit: unlimited
        timeFrame: month
        price:
          amount: 0.08
          currency: USD
          unit: adjudicated_claim
      - name: Insurance Discovery
        metric: insurance_discovery_checks
        limit: unlimited
        timeFrame: month
        price:
          amount: 1.50
          currency: USD
          unit: check
          note: Volume discounts to $0.65 per check
      - name: MBI Lookups
        metric: mbi_lookups
        limit: unlimited
        timeFrame: month
        price:
          amount: 1.00
          currency: USD
          unit: lookup
          note: Volume discounts to $0.40 per lookup
      - name: Real-Time Claim Status (276/277)
        metric: claim_status_checks
        limit: unlimited
        timeFrame: month
        price:
          amount: 0.30
          currency: USD
          unit: check
          note: Volume discounts to $0.08 per check
      - name: Paper Claims
        metric: paper_claims
        limit: unlimited
        timeFrame: month
        price:
          amount: 1.00
          currency: USD
          unit: first_page
          additionalPages:
            amount: 0.20
            currency: USD
            unit: additional_page
      - name: Claim Attachments
        metric: claim_attachments
        limit: unlimited
        timeFrame: month
        price:
          amount: 0.75
          currency: USD
          unit: attachment
    price:
      amount: 0
      currency: USD
      period: month
      note: No monthly minimum. No setup fees. Pay only for transactions used.

  - name: Custom
    slug: custom
    type: enterprise
    description: >
      Volume discounts with negotiated rates for enterprise-scale customers.
      Includes SSO + SCIM, consolidated billing, and a dedicated technical
      account manager. Contact Stedi for custom pricing.
    features:
      - type: boolean
        name: Volume Discounts
        value: true
      - type: boolean
        name: SSO + SCIM
        value: true
      - type: boolean
        name: Consolidated Billing
        value: true
      - type: boolean
        name: Dedicated Technical Account Manager
        value: true
    price:
      amount: custom
      currency: USD
      period: month
      note: Contact Stedi for enterprise pricing