specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Stere
providerId: stere
created: '2026-07-03'
modified: '2026-07-03'
reconciled: false
tags:
- Insurance
- Insurtech
- Embedded Insurance
- Plans
description: >-
  Stere does not publish self-serve pricing or plan tiers for its Underwriting
  API, Unified API, Distribution, Claims, or Pay Later products. Every public
  product page ends in a "Get in Touch" / "Contact Sales" call to action rather
  than a price list or signup form. Commercial terms - implementation fees,
  per-policy or premium-volume based fees, and any Stere Pay Later financing
  economics - are negotiated per insurer, MGA, or distribution partner during a
  sales-led onboarding engagement.
notes: >-
  No published numeric pricing exists to reconcile. Verify current commercial
  terms directly with Stere sales; this file only reflects the qualitative,
  contact-sales access model described across stere.io.
sources:
- https://www.stere.io/
- https://www.stere.io/stere-api/as-a-service
- https://www.stere.io/stere-api/stere-unifed-api
- https://www.stere.io/insurance/stere-distribution
- https://www.stere.io/insurance/stere-claims
- https://www.stere.io/payments/stere-pay-later
plans:
- id: stere-enterprise
  name: Enterprise / Custom
  type: enterprise
  description: >-
    The only commercial model Stere publishes: a negotiated, sales-led
    engagement covering underwriting API build/integration, distribution
    connectivity, claims, and/or Pay Later, scoped per insurer, MGA, or
    distribution partner. Contact Stere for a quote.
  entries:
  - label: Enterprise Agreement
    name: enterprise
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: global
    unit: 1
    price: contact sales
    userMultiplied: false
  elements:
  - name: Underwriting API Build or Bring-Your-Own-API
  - name: Distribution Connectivity (API, SDK, Webhooks)
  - name: Claims (FNOL Today; Assessment and Resolution In Development)
  - name: Stere Pay Later BNPL Gateway
  - name: Dedicated Onboarding and Integration Support
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com