specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
provider: Stifel Financial
providerId: stifel-financial
publisherName: Stifel, Nicolaus & Company, Incorporated
serviceCategory: Financial Services
created: '2026-05-04'
# Provenance stamped 2026-08-11: this artifact was written by the API Evangelist
# bulk sweep dated 2026-05-04, not harvested from the provider. See roadmap#35.
method: generated
modified: '2026-05-05'
reconciled: false
tags:
  - FinOps
  - FOCUS
  - Finance
  - Wealth Management
  - Investment Banking
description: Stifel Financial bills under client agreements (advisory fees, brokerage commissions, deal
  fees), not under a public API meter. This artifact captures publisher and category surface only; meters
  are placeholders.
sources:
  - https://www.stifel.com
notes: 'Reconciliation marked false: Stifel Financial does not publish a public billing/pricing schedule
  for programmatic access. All commercial terms are private to the client agreement.'
billingModel:
  pricingCategory: Contract-Negotiated Services
  billingFrequency: Per-Invoice
  billingCurrency: USD
  chargeCategories:
    - Purchase
    - Tax
    - Adjustment
focusColumns:
  ServiceName: Stifel Financial
  ServiceCategory: Financial Services
  ProviderName: Stifel Financial
  PublisherName: Stifel, Nicolaus & Company, Incorporated
  InvoiceIssuerName: Stifel, Nicolaus & Company, Incorporated
  BillingCurrency: USD
meters:
  - name: contract_services
    description: Negotiated advisory, brokerage, and integration fees on the underlying client agreement
    unit: varies
    aggregation: sum
principles:
  - name: Visibility
    description: Visibility into Stifel-related spend is via client statements and the relationship
      manager, not a usage API.
  - name: Allocation
    description: Allocation is by account or trading desk per the client agreement.
  - name: Optimization
    description: Optimization levers are commercial (renegotiating fee schedules, rebalancing AUM tiers)
      rather than technical.
  - name: Accountability
    description: Account ownership rests with the contracting institution's treasury or operations team.
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com