name: Stone Plans and Pricing
description: Stone offers payment processing solutions for Brazilian merchants with pricing based on transaction fees rather than fixed monthly subscription tiers. Fees vary by product type, transaction volume, and merchant category. Access to developer APIs is available through the Stone Partner Program and developer center.
url: https://www.stone.com.br/devcenter
created: '2026-06-13'
modified: '2026-06-13'
plans:
  - name: Stone Merchant Account
    description: Standard payment processing account for merchants accepting card payments via Stone terminals and online channels. Transaction fees apply per payment processed.
    url: https://www.stone.com.br
    type: PayAsYouGo
    pricing:
      - type: TransactionFee
        description: Per-transaction fee applied to card payments processed through Stone terminals and online APIs. Rate varies by card type, installment plan, and merchant volume.
        unit: PerTransaction
        currency: BRL
    features:
      - Card payment acceptance (credit, debit, voucher)
      - Online transaction API access
      - Physical POS terminal integration
      - Conciliation and financial reporting API
      - Technical support via Stone Partner Program
  - name: Stone OpenBank Developer Access
    description: Access to Stone's open banking APIs for fintech partners building digital account and Pix payment integrations. Available through partnership agreement with Stone.
    url: https://docs.openbank.stone.com.br/docs/
    type: Partnership
    pricing:
      - type: Custom
        description: Pricing negotiated per partnership agreement. Contact Stone's partnership team at parcerias@openbank.stone.com.br for terms.
        unit: Custom
        currency: BRL
    features:
      - Digital account management APIs
      - Pix instant payment APIs (send and receive)
      - Boleto issuance API
      - Payment links API
      - QR code generation
      - KYC verification (Alpha)
      - Recharges API (mobile, gaming, digital content)
      - Transfer scheduling API
      - Contacts and institution management
      - Sandbox environment for testing
      - Webhook notifications
  - name: Stone Partner Program
    description: Technical partnership program for developers and companies integrating with Stone's payment infrastructure. Includes access to APIs, SDKs, technical certification, and dedicated support.
    url: https://partner.stone.com.br/
    type: Partner
    pricing:
      - type: Free
        description: No cost to join the Stone Partner Program. Revenue sharing and transaction fees apply based on volume processed.
        unit: None
        currency: BRL
    features:
      - API and SDK access
      - Technical integration support
      - Homologation and certification process
      - Access to 1500+ developer community
      - Regular developer events and talks
      - Stone Connect API for POS integration
      - Android SDK for mobile POS solutions
notes:
  - Stone pricing is primarily transaction-fee-based rather than subscription-based, typical for Brazilian payment processors.
  - Pix transactions via the Brazilian Central Bank instant payment network have zero cost mandated by BACEN regulation for many transaction types.
  - Boleto fees and installment plans have different fee structures negotiated per merchant agreement.
  - Detailed pricing requires direct contact with Stone sales: 3004-9681.