{
  "request": {
    "method": "POST",
    "url": "https://fx-api.payments.stonex.com/payments",
    "headers": {
      "Authorization": "Bearer YOUR_ACCESS_TOKEN",
      "Content-Type": "application/json"
    },
    "body": {
      "amount": 50000.00,
      "sell_currency": "USD",
      "buy_currency": "EUR",
      "beneficiary": {
        "name": "Acme GmbH",
        "country": "DE",
        "account_number": "DE89370400440532013000",
        "bank_code": "DEUTDEDB"
      },
      "payment_reference": "Invoice-INV-2026-0501",
      "value_date": "2026-05-04"
    }
  },
  "response": {
    "status": 201,
    "body": {
      "id": "pmt-stonex-abc123def456",
      "status": "pending",
      "amount": 50000.00,
      "sell_currency": "USD",
      "buy_currency": "EUR",
      "exchange_rate": 0.9234,
      "buy_amount": 46170.00,
      "payment_reference": "Invoice-INV-2026-0501",
      "created_at": "2026-05-02T10:30:00Z",
      "value_date": "2026-05-04",
      "beneficiary": {
        "name": "Acme GmbH",
        "country": "DE",
        "account_number": "DE89370400440532013000",
        "bank_code": "DEUTDEDB"
      }
    }
  }
}