{
  "request": {
    "method": "GET",
    "url": "https://api.subex.example.com/roc/v1/fraud/subscribers/14155552671/risk-score",
    "headers": {
      "Authorization": "Bearer <token>",
      "Accept": "application/json"
    }
  },
  "response": {
    "status": 200,
    "body": {
      "msisdn": "14155552671",
      "riskScore": 87,
      "riskCategory": "HIGH",
      "lastUpdated": "2026-05-02T08:00:00Z",
      "contributingFactors": [
        {
          "factor": "RAPID_SIM_SWAP",
          "weight": 0.35,
          "description": "SIM card changed 3 times in last 30 days"
        },
        {
          "factor": "ROAMING_ANOMALY",
          "weight": 0.25,
          "description": "Unusual roaming pattern detected"
        },
        {
          "factor": "HIGH_VALUE_CALLS",
          "weight": 0.20,
          "description": "Elevated international call volume to premium destinations"
        },
        {
          "factor": "USAGE_SPIKE",
          "weight": 0.15,
          "description": "300% increase in usage in last 7 days"
        }
      ],
      "recommendation": "REVIEW",
      "openCases": 1
    }
  }
}