name: SumUp Plans and Pricing
description: SumUp offers pay-as-you-go transaction pricing with no monthly fees on
  the standard plan, plus optional subscription plans for POS with Connect that reduce
  per-transaction costs. Pricing applies to both hardware readers and online payment
  processing via the API.
url: https://sumup.com/pricing/
plans:
  - name: Standard (Pay-As-You-Go)
    description: No monthly fee. Pay only per transaction. Suitable for low-volume
      merchants and developers testing integrations.
    monthlyFee: 0
    currency: USD
    features:
      - No setup fees
      - No monthly minimums
      - No hidden fees
      - 30-day money-back guarantee on hardware
      - Built-in fraud protection at no extra cost
      - No fees for declined or refunded transactions
      - Sandbox/test environment access
    transactionFees:
      - type: In-person card payments
        rate: '2.6% + $0.10'
      - type: Online and manual entry
        rate: '3.5% + $0.15'
      - type: Invoicing (paid via online link)
        rate: '2.9% + $0.15'
  - name: POS with Connect Plus
    description: Monthly subscription for merchants needing a full POS solution with
      customer database, automated marketing, and dedicated onboarding support.
    monthlyFee: 199
    currency: USD
    features:
      - Cloud-based POS system
      - Customer database
      - Dedicated installation and training
      - Customer rewards program
      - Automated marketing
      - Two standard monthly promotions
  - name: POS with Connect Pro
    description: Enhanced monthly subscription including everything in Connect Plus
      with unlimited marketing and AI-enhanced communications.
    monthlyFee: 289
    currency: USD
    features:
      - All Connect Plus features
      - Unlimited marketing promotions
      - Google review boost
      - AI-enhanced SMS and email campaigns
  - name: SumUp One (UK/EU)
    description: Reduced transaction rate subscription available in select markets
      for high-volume merchants.
    features:
      - Flat 0.99% transaction fee for domestic payments
      - Reduced rates vs standard plan
      - Available in UK and EU markets
  - name: Custom / Enterprise
    description: Volume-based custom pricing for merchants processing over threshold
      amounts annually. Contact SumUp sales for a custom quote.
    features:
      - Custom transaction rates
      - Dedicated account management
      - Available for merchants processing over $60,000/year (or regional equivalent)
notes:
  - SumUp does not publish separate API-specific pricing tiers; API access is included
    with merchant account registration at no additional cost.
  - Test/sandbox API access is free and does not require a paid plan.
  - OAuth 2.0 and API key authentication are available to all registered developers.