generated: '2026-07-20'
method: searched
source: >-
  https://id-ob.suncorpbank.com.au/.well-known/openid-configuration (live OIDC
  discovery, fetched 2026-07-20) + Suncorp Bank open-banking docs
docs: https://www.suncorpbank.com.au/help-support/open-banking.html
summary:
  model: two-tier CDR (Consumer Data Right)
  types: [none, oauth2, openIdConnect, mutualTLS]
  oauth2_flows: [authorizationCode, clientCredentials, refreshToken]
  api_key_in: []
  notes: >-
    The public Product Reference Data (PRD) API is UNAUTHENTICATED (no API key,
    no token). All consumer-data endpoints require CDR-accredited access under a
    FAPI 2.0 security profile.
tiers:
- name: Public Product Reference Data (PRD)
  auth: none
  scope: unauthenticated
  hosts: [https://id-ob.suncorpbank.com.au/cds-au/v1]
  operations: [listBankingProducts, getBankingProductDetail]
  evidence: openapi/suncorp-bank-cds-banking-products-openapi.yml (product paths declare no security)
- name: CDR consumer data sharing (accredited)
  auth: oauth2 + openIdConnect + mutualTLS
  scope: CDR Accredited Data Recipient (ADR) only — not openly consumable
  profile: FAPI 2.0 / CDR security profile
  issuer: https://id-ob.suncorpbank.com.au
schemes:
- name: CDR OpenID Connect
  type: openIdConnect
  openIdConnectUrl: https://id-ob.suncorpbank.com.au/.well-known/openid-configuration
  issuer: https://id-ob.suncorpbank.com.au
  authorization_endpoint: https://id-ob.suncorpbank.com.au/authorize
  token_endpoint: https://secure-id-ob.suncorpbank.com.au/token
  pushed_authorization_request_endpoint: https://secure-id-ob.suncorpbank.com.au/par
  registration_endpoint: https://secure-id-ob.suncorpbank.com.au/register
  jwks_uri: https://id-ob.suncorpbank.com.au/jwks
  grant_types_supported: [authorization_code, client_credentials, refresh_token]
  response_types_supported: ["code id_token", "code"]
  token_endpoint_auth_methods_supported: [private_key_jwt]
  require_pushed_authorization_requests: true
  code_challenge_methods_supported: [S256]
  id_token_signing_alg_values_supported: [PS256]
  tls_client_certificate_bound_access_tokens: true
  acr_values_supported: ["urn:cds.au:cdr:2", "urn:cds.au:cdr:3"]
  subject_types_supported: [pairwise]
  cdr_arrangement_revocation_endpoint: https://secure-id-ob.suncorpbank.com.au/arrangements/revoke
  sources: [well-known/suncorp-bank-openid-configuration.json]
- name: mutualTLS
  type: mutualTLS
  note: Access tokens are TLS client-certificate bound (holder-of-key), per CDR/FAPI.
  sources: [well-known/suncorp-bank-openid-configuration.json]
contact: openbanking@suncorpbank.com.au
scopes_ref: scopes/suncorp-bank-scopes.yml