{
  "request": {
    "method": "POST",
    "path": "/v1/credit/preapproval",
    "headers": {
      "Authorization": "Bearer {ACCESS_TOKEN}",
      "Content-Type": "application/json"
    },
    "body": {
      "merchantId": "MER-12345",
      "firstName": "Jane",
      "lastName": "Smith",
      "address": {
        "street": "456 Oak Avenue",
        "city": "Austin",
        "state": "TX",
        "zipCode": "78701",
        "country": "US"
      },
      "channel": "web"
    }
  },
  "response": {
    "status": 200,
    "body": {
      "offerId": "OFFER-2026-78432",
      "decision": "preapproved",
      "creditLimit": 3000.00,
      "expiresAt": "2026-05-17T00:00:00Z",
      "message": "Pre-approved for up to $3,000 credit line"
    }
  }
}