openapi: 3.1.0
info:
  title: Synchrony Financial Credit Authorization Applications Decisions API
  description: The Synchrony Financial Credit Authorization API allows merchants and retailers to perform credit card transactions including purchases, preauthorizations, completions, payments, refunds, and reversals. The API supports transactions via payment tokens or full account numbers across web, mobile, and point-of-sale channels.
  version: '1.0'
  contact:
    url: https://developer.syf.com/
servers:
- url: https://api.syf.com
  description: Production
- url: https://sandbox.api.syf.com
  description: Sandbox
security:
- bearerAuth: []
tags:
- name: Decisions
  description: Retrieve application decisions.
paths:
  /v1/credit/applications/{applicationId}:
    get:
      operationId: getApplicationDecision
      summary: Get Application Decision
      description: Retrieves the decision and status for a previously submitted credit application by its unique identifier.
      tags:
      - Decisions
      parameters:
      - name: applicationId
        in: path
        required: true
        schema:
          type: string
        description: The unique application identifier.
      responses:
        '200':
          description: Application decision retrieved
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ApplicationResponse'
        '404':
          description: Application not found
components:
  schemas:
    ApplicationResponse:
      type: object
      properties:
        applicationId:
          type: string
        decision:
          type: string
          enum:
          - approved
          - declined
          - pending
        creditLimit:
          type: number
          format: float
        accountNumber:
          type: string
          description: Masked account number on approval.
        message:
          type: string
        timestamp:
          type: string
          format: date-time
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer