specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Synctera
providerId: synctera
created: '2026-05-08'
# Provenance stamped 2026-08-11: this artifact was written by the API Evangelist
# bulk sweep dated 2026-05-08, not harvested from the provider. See roadmap#35.
method: generated
modified: '2026-05-08'
reconciled: true
tags:
- FinTech
- BaaS
- Banking
- Payments
- Card Issuing
- KYC
- FinOps
- FOCUS
description: 'Synctera bills under contract: monthly platform fee, per-transaction,
  per-card, ACH/wire, plus interest revenue share.'
notes: Invoiced via Synctera.
sources:
- https://synctera.com/
- https://focus.finops.org/focus-specification/v1-3/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Synctera, Inc.
serviceCategory: FinTech
billingModel:
  pricingCategory: Subscription + Usage
  billingFrequency: Monthly
  billingCurrency: USD
  chargeCategories:
  - Usage
  - Purchase
  - Adjustment
focusColumns:
  ServiceName: Synctera
  ServiceCategory: BaaS
  ProviderName: Synctera
  PublisherName: Synctera
  InvoiceIssuerName: Synctera
  BillingCurrency: USD
  ChargeCategory: Usage
meters:
- name: transactions
  description: Account transactions processed.
  unit: transaction
  aggregation: sum
  dimensions:
  - program
  - account_type
- name: active_cards
  description: Active cards.
  unit: card
  aggregation: max
  dimensions:
  - program
  - card_product
- name: kyc_verifications
  description: KYC/KYB verification calls.
  unit: verification
  aggregation: sum
  dimensions:
  - program
principles:
- name: Visibility
  description: Use Synctera Console reporting and the API to track costs.
- name: Allocation
  description: Tag resources by business unit.
- name: Optimization
  description: Right-size card products; choose internal transfers over ACH where
    possible.
- name: Accountability
  description: Program owners review monthly contract minimums.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com