{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/card_response",
  "title": "card_response",
  "discriminator": {
    "mapping": {
      "PHYSICAL": "#/components/schemas/physical_card_response",
      "VIRTUAL": "#/components/schemas/virtual_card_response"
    },
    "propertyName": "form"
  },
  "oneOf": [
    {
      "$ref": "#/components/schemas/physical_card_response"
    },
    {
      "$ref": "#/components/schemas/virtual_card_response"
    }
  ]
}