{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/template_fields_generic_response",
  "title": "template_fields_generic_response",
  "properties": {
    "account_type": {
      "$ref": "#/components/schemas/account_type",
      "type": "string"
    },
    "balance_ceiling": {
      "$ref": "#/components/schemas/balance_ceiling"
    },
    "balance_floor": {
      "$ref": "#/components/schemas/balance_floor"
    },
    "bank_country": {
      "description": "Bank country of the account",
      "example": "US",
      "pattern": "^[A-Z]{2,3}$",
      "type": "string"
    },
    "billing_period": {
      "$ref": "#/components/schemas/billing_period"
    },
    "chargeoff_period": {
      "default": 90,
      "description": "The number of days an account can stay delinquent before marking an account as charged-off.\n",
      "minimum": 0,
      "type": "integer"
    },
    "currency": {
      "description": "Account currency. ISO 4217 alphabetic currency code",
      "example": "USD",
      "pattern": "^[A-Z]{3}$",
      "type": "string"
    },
    "delinquency_period": {
      "default": 30,
      "description": "The number of days past the due date to wait for a minimum payment before marking an account as delinquent.\n",
      "minimum": 0,
      "type": "integer"
    },
    "fee_product_ids": {
      "description": "A list of fee account products that the current account associates with.",
      "items": {
        "format": "uuid",
        "type": "string"
      },
      "type": "array"
    },
    "grace_period": {
      "default": 30,
      "description": "The number of days past the billing period to allow for payment before it is considered due. This directly infers the due date for a payment.\n",
      "minimum": 0,
      "type": "integer"
    },
    "interest_product_id": {
      "description": "An interest account product that the current account associates with.",
      "format": "uuid",
      "type": "string"
    },
    "is_ach_enabled": {
      "default": false,
      "description": "Enable ACH transaction on ledger.",
      "type": "boolean"
    },
    "is_card_enabled": {
      "default": false,
      "description": "Enable card transaction on ledger.",
      "type": "boolean"
    },
    "is_p2p_enabled": {
      "default": false,
      "description": "Enable P2P transaction on ledger.",
      "type": "boolean"
    },
    "is_wire_enabled": {
      "default": false,
      "description": "Enable wire transaction on ledger.",
      "type": "boolean"
    },
    "minimum_payment": {
      "$ref": "#/components/schemas/minimum_payment"
    },
    "overdraft_limit": {
      "description": "Account's overdraft limit. Default is 0. Unit in cents.",
      "format": "int64",
      "minimum": 0,
      "type": "integer"
    },
    "spending_limits": {
      "$ref": "#/components/schemas/spending_limits"
    }
  },
  "required": [
    "account_type",
    "currency",
    "bank_country"
  ],
  "type": "object"
}