generated: '2026-07-21'
method: searched
source: https://developers.tabapay.com/reference/sandbox + https://developers.tabapay.com/reference/sandbox-test-cases-and-cards
  + https://developers.tabapay.com/reference/working-in-sandbox
description: TabaPay's Sandbox is a client-provisioned test environment (request access via help@tabapay.com); credentials
  include a client-specific FQDN and bearer token. Not PCI compliant — only published test cards may be used. Sandbox
  and Production IPs must differ; sandbox is rate limited and performance tests are forbidden (IPs get blocked).
  Errors are simulated by magic amounts, AVS/ANI trigger values, and RTP account numbers rather than test-mode key
  prefixes.
docs:
- https://developers.tabapay.com/reference/sandbox
- https://developers.tabapay.com/reference/working-in-sandbox
- https://developers.tabapay.com/reference/sandbox-test-cases-and-cards
- https://developers.tabapay.com/reference/international
- https://developers.tabapay.com/reference/3ds-test-cases-and-cards
- https://developers.tabapay.com/reference/what-to-do-if-my-credentials-expire
- https://developers.tabapay.com/reference/uat
modes:
- name: sandbox
  notes: Client-specific FQDN + bearer credentials issued by TabaPay; config changes land Mondays (requests due
    Friday).
- name: uat
  notes: User-acceptance environment; like sandbox, not PCI compliant — test cards only.
- name: production
  notes: Separate FQDN + credentials and separate allowlisted IPs; sandbox certification required before go-live.
test_cards:
  reference: https://developers.tabapay.com/reference/sandbox-test-cases-and-cards
  notes: 'Published domestic (US) test cards per network with per-card push/pull eligibility, regulated flag, and
    payout availability (immediate/next-day/few-days). International and 3DS test cards published separately. Sample
    of published numbers:'
  cards:
  - network: Visa
    number: '4000056655665556'
    type: debit
    regulated: false
    pull: true
    push: immediate
  - network: Visa
    number: '4005519200000004'
    type: debit
    regulated: true
    pull: true
    push: immediate
  - network: Visa
    number: '4111111111111111'
    type: credit
    regulated: true
    pull: true
    push: immediate
  - network: Visa
    number: '4012000077777777'
    type: prepaid
    regulated: true
    pull: true
    push: immediate
  - network: Visa
    number: '4000000760000002'
    type: debit
    regulated: true
    pull: true
    push: next-business-day
  - network: Visa
    number: '4000001240000000'
    type: credit
    regulated: true
    pull: true
    push: next-business-day
  - network: Visa
    number: '4000004840008001'
    type: prepaid
    regulated: true
    pull: true
    push: next-business-day
error_triggers:
  create_transaction_amounts:
  - amount: 0.01 or 11.00
    result: SC 200, networkRC ZZ/999, status ERROR — Transaction Error
  - amount: 0.02 or 12.00
    result: SC 207, status UNKNOWN — Transaction Processing Failed
  - amount: 0.03 or 13.00
    result: SC 200, networkRC 00, COMPLETED — upstream processing delayed 30s
  - amount: 0.04 or 14.00
    result: SC 207 then COMPLETED — upstream processing delayed 40s
  - amount: 0.09 or 19.00
    result: Partial approval (Visa/Mastercard only)
  delete_transaction_amounts:
  - amount: '0.07'
    result: Reversal request failed (reversal networkRC ZZ/999, status UNKNOWN)
  - amount: '0.08'
    result: Reversal failed — too late (networkRC 21); not on STAR/Accel routing
  avs_zipcode_triggers:
  - zipcode: '99990'
    result: AVS U — information not available
  - zipcode: '99991'
    result: AVS R — AVS unavailable, retry
  - zipcode: '99992'
    result: AVS A or N depending on address — no zip match
  - zipcode: '99993'
    result: AVS request delayed 30 seconds
  - zipcode: '99994'
    result: AVS request timeout (use a Mastercard)
  - zipcode: '99995'
    result: AVS N (use a Visa card)
  security_code_triggers:
  - securityCode: '999'
    result: CVV2 no-match (N), decline networkRC 5
  ani_name_triggers:
  - value: Ba
    field: owner.name.first/middle/last
    result: Partial match (P)
  - value: Bad
    field: owner.name.first/middle/last
    result: No match (N)
  - value: Not
    field: owner.name.last
    result: Name match not supported (U)
  - value: 'No'
    field: owner.name.last
    result: No match (N)
  - value: any other name
    field: owner.name.*
    result: Match (M)
  rtp_account_number_triggers:
  - accountNumber: 100000000-111111111
    result: networkRC 000 COMPLETED
  - accountNumber: '111111112'
    result: P04 — Invalid Account
  - accountNumber: '111111113'
    result: P11 — Sender not authorized
  - accountNumber: '111111114'
    result: P07 — Participant blocked
  - accountNumber: '111111115'
    result: P02 — Invalid Account
  - accountNumber: '111111116'
    result: P11 — Transaction forbidden on this account
  - accountNumber: '111111117'
    result: P23 — Amount not as agreed/expected
  - accountNumber: '111111118'
    result: P23 — Amount exceeds limits
  - accountNumber: '111111120'
    result: P21 — Incorrect routing number
  - accountNumber: '111111121'
    result: P14 — Participant deceased
fixtures:
  postman: https://www.postman.com/tabapaydevs/workspace/tabapay-developers
  recipes: https://developers.tabapay.com/recipes
  queryfx: Query FX endpoint is currently sandbox-only.