specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Tabby
providerId: tabby
created: '2026-05-24'
modified: '2026-08-26'
reconciled: true
generated: '2026-08-26'
method: searched
source: https://tabby.ai/en-AE/help-business/about-tabby/pricing
plan_count: 3
rates_published: false
tags:
  - BNPL
  - Payments
  - MENA
description: >-
  Tabby publishes the SHAPE of its merchant pricing but no numbers. Its own pricing page states two
  components — "a variable commission rate" that "may differ from one merchant to another based on
  factors such as industry and business profile", and "a fixed fee per transaction" — with the exact
  rate specified in the signed contract. Both fees are stated to already include payment gateway
  charges, with no hidden or additional costs, and there are no advance payments to integrate. No
  self-serve tier and no published rate card exist: every merchant is on a negotiated contract.
  End-buyers pay zero interest on Pay-in-4 and zero late fees in KSA (Shariah compliant).
  Verified 2026-08-26 against the pricing page (HTTP 200); no percentage or fee figure appears
  anywhere on Tabby's public surface, so none is recorded here.
sources:
  - https://tabby.ai/en-AE/help-business/about-tabby/pricing
  - https://tabby.ai/en-AE/business
  - https://tabby.ai/en-AE/newsroom/no-late-fees
plans:
  - id: tabby-merchant
    name: Merchant (Custom Contract)
    type: usage-based
    description: Tabby's standard merchant plan. All merchants operate under a custom contract — there is
      no public self-serve tier. Pricing is a per-transaction MDR plus a fixed fee per successful order.
    entries:
      - label: Merchant Discount Rate (MDR)
        name: mdr
        type: metered
        metric: percent_of_transaction
        limit: -1
        timeFrame: usage
        geo: MENA
        unit: 1
        price: 'Custom'
        userMultiplied: false
        description: >-
          Variable commission applied per transaction. Tabby states the rate differs by merchant
          based on industry and business profile and is specified in the signed contract. No figure
          or range is published; none is asserted here.
      - label: Fixed per-transaction fee
        name: fixed_fee
        type: metered
        metric: per_transaction
        limit: -1
        timeFrame: usage
        geo: MENA
        unit: 1
        price: 'Custom'
        userMultiplied: false
        description: A fixed fee per successful order, specified in the merchant contract.
    elements:
      - name: Pay-in-4 (4 interest-free biweekly installments)
      - name: Pay Monthly (3 / 6 / 9 / 12 month installments)
      - name: Hosted checkout with web_url and QR
      - name: Real-time pre-scoring at session creation
      - name: Full / partial captures and refunds
      - name: Webhooks for the full payment lifecycle
      - name: Disputes API with evidence upload (PNG/JPEG/PDF, 5MB max)
      - name: Free merchant integration support
      - name: Certified plugins for Magento 2, Shopify, WooCommerce, Salla, Zid, OpenCart, ExpandCart,
          Matjrah, Salesforce, Odoo
      - name: iOS, Android, Flutter, and React Native SDKs
      - name: POS, custom payment links, and on-site messaging
      - name: Marketing toolkit, brand assets, and approved messaging
      - name: Co-marketing through Tabby Shop discovery app
  - id: tabby-buyer-pay-in-4
    name: Buyer — Pay in 4
    type: free
    description: Consumer-facing Pay-in-4 product. Always interest-free for the buyer. Tabby removed all
      late fees in KSA in 2023 (Shariah compliant).
    entries:
      - label: Interest
        name: interest
        type: fixed
        metric: per_purchase
        limit: -1
        timeFrame: usage
        geo: MENA
        unit: 1
        price: '0'
        userMultiplied: false
      - label: Late fee (KSA)
        name: late_fee_ksa
        type: fixed
        metric: per_purchase
        limit: -1
        timeFrame: usage
        geo: KSA
        unit: 1
        price: '0'
        userMultiplied: false
    elements:
      - name: 4 equal payments over 6 weeks
      - name: First payment due at checkout
      - name: Pay via Tabby Card, app, or bank transfer
      - name: Zero interest, ever
      - name: Zero late fees in KSA
  - id: tabby-buyer-pay-monthly
    name: Buyer — Pay Monthly
    type: usage-based
    description: 3-12 month installment product for larger purchases. May include a service fee on longer
      tenures depending on market and merchant configuration.
    entries:
      - label: Monthly service fee
        name: monthly_service_fee
        type: metered
        metric: percent_of_balance
        limit: -1
        timeFrame: month
        geo: MENA
        unit: 1
        price: 'Variable'
        userMultiplied: false
        description: May apply on 6+ month plans; disclosed transparently at checkout. Not charged in
          Shariah-compliant markets where service is offered as Murabaha or similar.
    elements:
      - name: 3, 6, 9, or 12 month tenures
      - name: Equal monthly installments
      - name: Transparent disclosure at checkout
      - name: Pay early without penalty