generated: '2026-07-15' method: generated source: openapi/tap-payments-openapi.yml description: Recommended x-agentic-access execution contracts, classified heuristically from the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind audience per deployment. See research/curity/agentic-governance/. summary: operations: 29 by_action_class: acting: 13 connected: 16 by_consequence: physical: 5 read: 16 write: 8 human_in_the_loop_required: 0 operations: - path: /charges method: post operationId: createCharge x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /charges method: get operationId: listCharges x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /charges/{charge_id} method: get operationId: retrieveCharge x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /charges/{charge_id} method: put operationId: updateCharge x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /authorize method: post operationId: createAuthorize x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /authorize/{authorize_id} method: get operationId: retrieveAuthorize x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /authorize/{authorize_id} method: put operationId: updateAuthorize x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /refunds method: post operationId: createRefund x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /refunds method: get operationId: listRefunds x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /refunds/{refund_id} method: get operationId: retrieveRefund x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /customers method: post operationId: createCustomer x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /customers method: get operationId: listCustomers x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /customers/{customer_id} method: get operationId: retrieveCustomer x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /customers/{customer_id} method: put operationId: updateCustomer x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /customers/{customer_id} method: delete operationId: deleteCustomer x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /tokens method: post operationId: createToken x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /tokens/{token_id} method: get operationId: retrieveToken x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /card/{customer_id} method: get operationId: listCards x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /card/{customer_id}/{card_id} method: get operationId: retrieveCard x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /card/{customer_id}/{card_id} method: delete operationId: deleteCard x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /invoices method: post operationId: createInvoice x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /invoices method: get operationId: listInvoices x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /invoices/{invoice_id} method: get operationId: retrieveInvoice x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /invoices/{invoice_id} method: put operationId: updateInvoice x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /payouts method: get operationId: listPayouts x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /payouts/{payout_id} method: get operationId: retrievePayout x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /businesses method: post operationId: createBusiness x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /businesses method: get operationId: listBusinesses x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /destinations/{destination_id} method: get operationId: retrieveDestination x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none