openapi: 3.0.3
info:
  title: Tap Payments Authorize Business API
  description: REST API for Tap Payments, a payment gateway and financial infrastructure provider for the Middle East and North Africa. Merchants accept online payments across the GCC and Egypt using cards (Visa, Mastercard, Amex), local schemes (mada, KNET, Benefit), and wallets (Apple Pay, Google Pay). The core flows are Charges (charge a source now), Authorize/Capture (hold then capture), Tokens (single-use tokenization of a card or wallet), Customers and Cards (vaulting for recurring / card-on-file), Refunds, Invoices, Payouts, and Business/merchant onboarding. All requests are authenticated with a secret API key passed as a Bearer token; separate test (sk_test_...) and live (sk_live_...) keys are issued from the Tap dashboard. Endpoint paths and methods are grounded in the public Tap developer reference and its published OpenAPI index (developers.tap.company/llms.txt); request and response schemas below are modeled for common fields and are not an exhaustive reproduction of Tap's object schemas - verify field-level detail against the live reference.
  version: '1.0'
  contact:
    name: Tap Payments Developers
    url: https://developers.tap.company
  x-modeled-note: Endpoint list and HTTP methods are grounded in Tap's public developer reference and OpenAPI index. Property-level schemas are modeled (representative), not copied verbatim from Tap.
servers:
- url: https://api.tap.company/v2
  description: Tap Payments production API (test vs live selected by API key)
security:
- bearerAuth: []
tags:
- name: Business
  description: Business, merchant, and destination onboarding.
paths:
  /businesses:
    post:
      operationId: createBusiness
      tags:
      - Business
      summary: Create a business
      description: Onboards a business entity for marketplace / platform settlement.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              additionalProperties: true
      responses:
        '200':
          description: The created business.
          content:
            application/json:
              schema:
                type: object
                additionalProperties: true
        '401':
          $ref: '#/components/responses/Unauthorized'
    get:
      operationId: listBusinesses
      tags:
      - Business
      summary: List all businesses
      description: Lists onboarded businesses.
      responses:
        '200':
          description: A list of businesses.
          content:
            application/json:
              schema:
                type: object
                additionalProperties: true
        '401':
          $ref: '#/components/responses/Unauthorized'
  /destinations/{destination_id}:
    parameters:
    - name: destination_id
      in: path
      required: true
      description: The id of the settlement destination.
      schema:
        type: string
    get:
      operationId: retrieveDestination
      tags:
      - Business
      summary: Retrieve a destination
      description: Retrieves a settlement destination (bank account) that funds are paid out to.
      responses:
        '200':
          description: The requested destination.
          content:
            application/json:
              schema:
                type: object
                additionalProperties: true
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
components:
  responses:
    Unauthorized:
      description: Missing or invalid API key.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    NotFound:
      description: The requested resource was not found.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  schemas:
    Error:
      type: object
      properties:
        errors:
          type: array
          items:
            type: object
            properties:
              code:
                type: string
              description:
                type: string
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      description: 'Secret API key passed as a Bearer token in the Authorization header: `Authorization: Bearer sk_test_...` (test) or `sk_live_...` (live). Keys are issued from the Tap dashboard. Never expose the secret key in client-side code.'