openapi: 3.1.0
info:
  title: TD Bank Customer API
  description: >-
    FDX v6.2 Customer endpoint. Returns the customer contact record (name,
    address, email, telephone, account holders) tied to a permissioned TD
    accountId. Used by aggregators to confirm account ownership and to
    support KYC / identity flows.
  version: '1.0.0'
  contact:
    name: TD Open Banking Developer Support
    url: https://developer.td.com
externalDocs:
  description: TD Open Banking — About Our APIs
  url: https://docs.pat.openbanking.amcb.developer.td.com/guides/about-our-apis-hdi
servers:
  - url: https://api.openbanking.amcb.developer.td.com/fdx/v6
    description: Production
  - url: https://api.openbanking.amcb.developer.td.com/sandbox/fdx/v6
    description: Sandbox
tags:
  - name: Customers
security:
  - oauth2: []
paths:
  /accounts/{accountId}/customers:
    get:
      operationId: listAccountCustomers
      summary: List Account Holders
      tags: [Customers]
      parameters:
        - name: accountId
          in: path
          required: true
          schema: { type: string }
      responses:
        '200':
          description: Account holders
          content:
            application/json:
              schema:
                type: object
                properties:
                  holders:
                    type: array
                    items: { $ref: '#/components/schemas/Customer' }
  /customers/current:
    get:
      operationId: getCurrentCustomer
      summary: Get Current Customer
      tags: [Customers]
      responses:
        '200':
          description: Current customer
          content:
            application/json:
              schema: { $ref: '#/components/schemas/Customer' }
components:
  securitySchemes:
    oauth2:
      type: oauth2
      flows:
        authorizationCode:
          authorizationUrl: https://api.openbanking.amcb.developer.td.com/oauth/v1/authorize
          tokenUrl: https://api.openbanking.amcb.developer.td.com/oauth/v1/token
          scopes:
            customer_contact_read: Read customer contact
  schemas:
    Customer:
      type: object
      required: [customerId, name]
      properties:
        customerId: { type: string }
        name:
          type: object
          properties:
            first: { type: string }
            last: { type: string }
        addresses:
          type: array
          items:
            type: object
            properties:
              line1: { type: string }
              city: { type: string }
              region: { type: string }
              postalCode: { type: string }
              country: { type: string }
        telephones:
          type: array
          items:
            type: object
            properties:
              number: { type: string }
              type: { type: string }
        email:
          type: array
          items:
            type: object
            properties:
              email: { type: string }
              type: { type: string }