slug: teachers-mutual-bank
provider: Teachers Mutual Bank
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 2
edges:
- tag: Banking Products
  spec_file: teachers-mutual-bank-banking-products-api-openapi.yml
  capability_id: BC-1310.10
  capability_id_l1: BC-1310
  capability_name: Product Catalogue Management
  confidence: 0.9
  evidence: GET /banking/products listBankingProducts Get Products; schemas BankingProductV6, BankingProductFeeV2,
    BankingProductDepositRateV2, BankingProductBundle
  reason: Publishes the bank's product catalogue with fees, rates, features and bundles — banking product
    catalogue/master data.
- tag: Banking Payees
  spec_file: teachers-mutual-bank-banking-payees-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.7
  evidence: GET /banking/payees listBankingPayees Get Payees; schemas BankingDomesticPayeeAccount, BankingInternationalPayee,
    BankingBillerPayee
  reason: Saved payee registry (domestic, international, biller, digital wallet payees) under CDR banking
    — payee records exist to support payment instruction capture and initiation. Some ambiguity as it
    is a read-only data-sharing surface rather than actual payment initiation, hence moderate confidence.