name: Temenos Transact description: Core banking APIs from Temenos Transact, providing comprehensive banking functionality including accounts, transactions, payments, loans, and customer management. image: https://www.temenos.com/wp-content/uploads/2023/01/temenos-logo.svg url: https://www.temenos.com/products/transact/ created: '2024' modified: '2026-05-19' specificationVersion: '0.18' apis: - name: Temenos Transact Core Banking API description: RESTful APIs for core banking operations including account management, customer data, transactions, and payment processing. image: https://www.temenos.com/wp-content/uploads/2023/01/temenos-logo.svg humanURL: https://www.temenos.com/products/transact/ baseURL: https://api.temenos.com/transact/v1 tags: - Accounts - Banking - Core Banking - Customers - Payments - Transactions properties: - type: Documentation url: https://developer.temenos.com/transact/documentation - type: OpenAPI url: https://developer.temenos.com/transact/openapi.json - type: Authentication url: https://developer.temenos.com/transact/authentication - type: Sandbox url: https://sandbox.temenos.com/transact - type: SDK url: https://developer.temenos.com/transact/sdks - type: TermsOfService url: https://www.temenos.com/terms-of-service/ - type: PrivacyPolicy url: https://www.temenos.com/privacy-policy/ - type: Support url: https://support.temenos.com - type: StatusPage url: https://status.temenos.com - type: ChangeLog url: https://developer.temenos.com/transact/changelog - type: OpenAPI url: openapi/temenos-transact-core-banking-openapi.yml - type: JSONSchema url: json-schema/temenos-transaction-schema.json - type: JSONLD url: json-ld/temenos-transact-context.jsonld - type: NaftikoCapability url: capabilities/core-banking-accounts.yaml - type: NaftikoCapability url: capabilities/core-banking-beneficiaries.yaml - type: NaftikoCapability url: capabilities/core-banking-cards.yaml - type: NaftikoCapability url: capabilities/core-banking-customers.yaml - type: NaftikoCapability url: capabilities/core-banking-deposits.yaml - type: NaftikoCapability url: capabilities/core-banking-loans.yaml - type: NaftikoCapability url: capabilities/core-banking-payments.yaml - type: NaftikoCapability url: capabilities/core-banking-products.yaml - type: NaftikoCapability url: capabilities/core-banking-reference-data.yaml - type: NaftikoCapability url: capabilities/core-banking-transactions.yaml contact: - type: Support url: https://support.temenos.com - type: Email email: api.support@temenos.com - type: Sales url: https://www.temenos.com/contact/ - name: Temenos Transact Microservices APIs description: APIs for Temenos Transact microservices including callback registry, configuration management, user entitlements, and service orchestration for building event-driven and composable banking applications. image: https://www.temenos.com/wp-content/uploads/2023/01/temenos-logo.svg humanURL: https://developer.temenos.com/transact-microservice-apis baseURL: https://api.temenos.com/transact/v1 tags: - Configuration - Entitlements - Microservices - Orchestration properties: - type: Documentation url: https://developer.temenos.com/transact-microservice-apis - name: Temenos Transact Data Hub APIs description: High-performance APIs built on the near real-time Analytics Data Store and Operational Data Store from Temenos Transact Data Hub, providing banking-specific analytical and operational data for reporting and integration use cases. image: https://www.temenos.com/wp-content/uploads/2023/01/temenos-logo.svg humanURL: https://developer.temenos.com/transact-data-hub baseURL: https://api.temenos.com/transact/v1 tags: - Analytics - Data Hub - Data Store - Reporting properties: - type: Documentation url: https://developer.temenos.com/transact-data-hub - name: Temenos Operational Data Store APIs description: APIs built on the near real-time Operational Data Store from Temenos Transact Data Hub, presenting data in specific formats for operational and API use cases utilizing real-time data streams and ETL transformations. image: https://www.temenos.com/wp-content/uploads/2023/01/temenos-logo.svg humanURL: https://developer.temenos.com/operational-data-store baseURL: https://api.temenos.com/transact/v1 tags: - Data Streams - ETL - Operational Data - Real-Time properties: - type: Documentation url: https://developer.temenos.com/operational-data-store common: - type: LinkedIn url: https://www.linkedin.com/company/temenos - type: Portal url: https://developer.temenos.com/ - type: GettingStarted url: https://developer.temenos.com/article/sandbox-quick-guide - type: Documentation url: https://developer.temenos.com/guides - type: Blog url: https://www.temenos.com/blog/the-modern-developer-portal/ - type: Community url: https://basecamp.temenos.com/s/ - type: SignUp url: https://tcsp-signup.temenos.com/signup/communityregistration - type: GitHubOrganization url: https://github.com/temenostech - type: Website url: https://www.temenos.com/ - type: Support url: https://support.temenos.com - type: TermsOfService url: https://www.temenos.com/terms-of-service/ - type: PrivacyPolicy url: https://www.temenos.com/privacy-policy/ - type: PostmanCollection url: https://www.postman.com/temenos-devex/temenos-essential-apis/documentation/sd6uv6m/temenos-essential-apis - type: Features data: - name: Arrangement Architecture description: Modular, component-based framework enabling reusable product components across retail, corporate, treasury, wealth, and Islamic banking. - name: Multi-Currency Support description: Full support for multi-currency accounts, payments, and exchange rate management with ISO 4217 compliance. - name: KYC and AML Compliance description: Built-in customer verification, AML checks, and compliance tracking for regulatory requirements. - name: Real-Time Payments description: Support for SEPA, SWIFT, ACH, RTGS, and domestic clearing payment types with real-time processing. - name: Product Catalog description: Configurable product catalog with conditions, eligibility criteria, and arrangement details for banking products. - type: UseCases data: - name: Digital Banking description: Build digital banking apps with account management, transaction history, and payment initiation APIs. - name: Open Banking description: Enable third-party access to banking data and payment services through standardized APIs. - name: Loan Origination description: Automate loan application, credit assessment, and disbursement workflows through API integration. - name: Customer Onboarding description: Streamline customer registration with KYC verification, account opening, and beneficiary setup. - type: Integrations data: - name: Payment Networks description: Integration with SWIFT, SEPA, ACH, and domestic clearing networks for cross-border and local payments. - name: Card Processing description: Integration with card issuance and processing networks for debit and credit card operations. - name: Regulatory Reporting description: Integration with regulatory bodies for compliance reporting, AML screening, and KYC verification. - type: Integrations url: https://www.temenos.com/partners/ integrations: - name: Become a Partner maintainers: - FN: Kin Lane email: kin@apievangelist.com url: https://apievangelist.com tags: - Banking - Core Banking - Digital Banking - Enterprise - Financial Services - Fintech