{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://temenos.com/schemas/temenos/customer.json",
  "title": "Temenos Customer",
  "description": "Schema for Temenos customer records including individual and corporate customers with personal data, addresses, identification documents, KYC status, and relationship information.",
  "type": "object",
  "required": ["customerId", "customerType", "status"],
  "properties": {
    "customerId": {
      "type": "string",
      "description": "Unique customer identifier assigned by the Temenos system"
    },
    "customerType": {
      "type": "string",
      "description": "Classification of the customer",
      "enum": ["INDIVIDUAL", "CORPORATE"]
    },
    "title": {
      "type": "string",
      "description": "Customer honorific title",
      "enum": ["Mr", "Mrs", "Ms", "Dr", "Prof"]
    },
    "firstName": {
      "type": "string",
      "description": "First name for individual customers",
      "maxLength": 100
    },
    "middleName": {
      "type": "string",
      "description": "Middle name for individual customers",
      "maxLength": 100
    },
    "lastName": {
      "type": "string",
      "description": "Last name for individual customers or company name for corporate",
      "maxLength": 200
    },
    "companyName": {
      "type": "string",
      "description": "Company name for corporate customers",
      "maxLength": 200
    },
    "dateOfBirth": {
      "type": ["string", "null"],
      "format": "date",
      "description": "Date of birth for individual customers"
    },
    "nationality": {
      "type": "string",
      "description": "Nationality in ISO 3166-1 alpha-2 format",
      "pattern": "^[A-Z]{2}$"
    },
    "countryOfResidence": {
      "type": "string",
      "description": "Country of residence in ISO 3166-1 alpha-2 format",
      "pattern": "^[A-Z]{2}$"
    },
    "language": {
      "type": "string",
      "description": "Preferred language in ISO 639-1 format",
      "pattern": "^[a-z]{2}$"
    },
    "email": {
      "type": "string",
      "format": "email",
      "description": "Primary email address"
    },
    "phone": {
      "type": "string",
      "description": "Primary phone number in E.164 format",
      "pattern": "^\\+[1-9][0-9]{1,14}$"
    },
    "kycStatus": {
      "type": "string",
      "description": "Know Your Customer verification status",
      "enum": ["VERIFIED", "PENDING", "REJECTED", "EXPIRED", "NOT_STARTED"]
    },
    "riskRating": {
      "type": "string",
      "description": "Customer risk rating from compliance assessment",
      "enum": ["LOW", "MEDIUM", "HIGH", "VERY_HIGH"]
    },
    "status": {
      "type": "string",
      "description": "Customer record status",
      "enum": ["ACTIVE", "INACTIVE", "CLOSED", "SUSPENDED"]
    },
    "onboardingDate": {
      "type": "string",
      "format": "date",
      "description": "Date the customer was onboarded"
    },
    "addresses": {
      "type": "array",
      "description": "Customer addresses",
      "items": {
        "$ref": "#/$defs/Address"
      }
    },
    "identificationDocuments": {
      "type": "array",
      "description": "Identity verification documents",
      "items": {
        "$ref": "#/$defs/IdentificationDocument"
      }
    },
    "segment": {
      "type": "string",
      "description": "Customer segmentation category"
    },
    "relationshipManager": {
      "type": "string",
      "description": "Assigned relationship manager identifier"
    }
  },
  "$defs": {
    "Address": {
      "type": "object",
      "description": "Physical or mailing address",
      "required": ["addressType", "country"],
      "properties": {
        "addressType": {
          "type": "string",
          "description": "Type of address",
          "enum": ["RESIDENTIAL", "BUSINESS", "CORRESPONDENCE", "REGISTERED"]
        },
        "addressLine1": {
          "type": "string",
          "description": "First line of the address",
          "maxLength": 200
        },
        "addressLine2": {
          "type": "string",
          "description": "Second line of the address",
          "maxLength": 200
        },
        "city": {
          "type": "string",
          "description": "City name",
          "maxLength": 100
        },
        "state": {
          "type": "string",
          "description": "State, province, or region",
          "maxLength": 100
        },
        "postalCode": {
          "type": "string",
          "description": "Postal or zip code",
          "maxLength": 20
        },
        "country": {
          "type": "string",
          "description": "Country in ISO 3166-1 alpha-2 format",
          "pattern": "^[A-Z]{2}$"
        }
      }
    },
    "IdentificationDocument": {
      "type": "object",
      "description": "Identity verification document",
      "required": ["documentType", "documentNumber"],
      "properties": {
        "documentType": {
          "type": "string",
          "description": "Type of identification document",
          "enum": ["PASSPORT", "NATIONAL_ID", "DRIVING_LICENSE", "TAX_ID", "COMPANY_REGISTRATION"]
        },
        "documentNumber": {
          "type": "string",
          "description": "Document number or identifier"
        },
        "issuingCountry": {
          "type": "string",
          "description": "Country that issued the document",
          "pattern": "^[A-Z]{2}$"
        },
        "issueDate": {
          "type": "string",
          "format": "date",
          "description": "Date the document was issued"
        },
        "expiryDate": {
          "type": "string",
          "format": "date",
          "description": "Document expiry date"
        }
      }
    }
  }
}