openapi: 3.1.0
info:
  title: Temenos Buy Now Pay Later Accounts Enterprise API
  description: APIs for buy now pay later services with embedded Explainable AI for automated decisioning and credit offer matching. Supports interest-free and interest-bearing BNPL products with point-of-sale integration and full loan lifecycle management. Core banking agnostic and deployable on Temenos Banking Cloud.
  version: 1.0.0
  contact:
    name: Temenos Developer Support
    url: https://developer.temenos.com/
    email: api.support@temenos.com
  license:
    name: Temenos Terms of Service
    url: https://www.temenos.com/legal-information/website-terms-and-conditions/
  termsOfService: https://www.temenos.com/legal-information/website-terms-and-conditions/
servers:
- url: https://api.temenos.com/bnpl/v1
  description: Temenos BNPL API - Production
security:
- bearerAuth: []
tags:
- name: Enterprise
  description: Enterprise-level APIs for bundle arrangements, enterprise product and pricing services, identity comparison, payoff calculations, and promotion arrangements.
paths:
  /enterprise/bundleArrangements:
    get:
      operationId: listBundleArrangements
      summary: List Bundle Arrangements
      description: Retrieve bundle arrangements that group multiple customer accounts and products together for combined pricing benefits and package management.
      tags:
      - Enterprise
      parameters:
      - $ref: '#/components/parameters/pageSize'
      - $ref: '#/components/parameters/pageStart'
      - name: customerId
        in: query
        description: Filter by customer identifier
        schema:
          type: string
      responses:
        '200':
          description: Successful retrieval of bundle arrangements
          content:
            application/json:
              schema:
                type: object
                properties:
                  header:
                    $ref: '#/components/schemas/PaginationHeader'
                  body:
                    type: array
                    items:
                      $ref: '#/components/schemas/BundleArrangement'
        '401':
          $ref: '#/components/responses/Unauthorized'
    post:
      operationId: createBundleArrangement
      summary: Create Bundle Arrangement
      description: Create a new bundle arrangement to group customer accounts and products for combined benefits and package pricing.
      tags:
      - Enterprise
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/BundleArrangementCreate'
      responses:
        '201':
          description: Bundle arrangement created successfully
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/BundleArrangement'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
components:
  responses:
    Unauthorized:
      description: Authentication required or invalid credentials
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    BadRequest:
      description: Invalid request parameters
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  schemas:
    PaginationHeader:
      type: object
      description: Pagination metadata for list responses
      properties:
        page_size:
          type: integer
          description: Number of records per page
        page_start:
          type: integer
          description: Starting record number
        total_size:
          type: integer
          description: Total number of records available
    BundleArrangement:
      type: object
      description: Bundle arrangement grouping multiple accounts
      properties:
        bundleId:
          type: string
          description: Unique bundle identifier
        customerId:
          type: string
          description: Associated customer identifier
        bundleName:
          type: string
          description: Bundle display name
        productId:
          type: string
          description: Bundle product identifier
        arrangements:
          type: array
          description: List of arrangements in the bundle
          items:
            type: object
            properties:
              arrangementId:
                type: string
                description: Arrangement identifier
              productId:
                type: string
                description: Product identifier
        status:
          type: string
          description: Bundle status
    BundleArrangementCreate:
      type: object
      description: Request body for creating a bundle arrangement
      required:
      - customerId
      - productId
      properties:
        customerId:
          type: string
          description: Customer identifier
        productId:
          type: string
          description: Bundle product identifier
        bundleName:
          type: string
          description: Optional bundle name
        arrangements:
          type: array
          description: Arrangement identifiers to include
          items:
            type: string
    Error:
      type: object
      description: Error response
      properties:
        errorCode:
          type: string
          description: Machine-readable error code
        errorMessage:
          type: string
          description: Human-readable error description
        details:
          type: array
          description: Additional error details
          items:
            type: object
            properties:
              field:
                type: string
                description: Field related to the error
              message:
                type: string
                description: Detail message
  parameters:
    pageStart:
      name: page_start
      in: query
      description: Starting record number for pagination
      schema:
        type: integer
        minimum: 0
        default: 0
    pageSize:
      name: page_size
      in: query
      description: Number of records to return per page
      schema:
        type: integer
        minimum: 1
        maximum: 100
        default: 25
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
externalDocs:
  description: Temenos BNPL API Documentation
  url: https://developer.temenos.com/service/buy-now-pay-later