openapi: 3.1.0
info:
  title: Temenos Buy Now Pay Later Accounts Payment Configuration API
  description: APIs for buy now pay later services with embedded Explainable AI for automated decisioning and credit offer matching. Supports interest-free and interest-bearing BNPL products with point-of-sale integration and full loan lifecycle management. Core banking agnostic and deployable on Temenos Banking Cloud.
  version: 1.0.0
  contact:
    name: Temenos Developer Support
    url: https://developer.temenos.com/
    email: api.support@temenos.com
  license:
    name: Temenos Terms of Service
    url: https://www.temenos.com/legal-information/website-terms-and-conditions/
  termsOfService: https://www.temenos.com/legal-information/website-terms-and-conditions/
servers:
- url: https://api.temenos.com/bnpl/v1
  description: Temenos BNPL API - Production
security:
- bearerAuth: []
tags:
- name: Payment Configuration
  description: Configuration APIs for payment order application setup, clearing channels, and payment routing management.
paths:
  /configuration/paymentRoutes:
    get:
      operationId: listPaymentRoutes
      summary: List Payment Routing Configurations
      description: Retrieve payment routing configurations including clearing channel assignments and payment type routing rules.
      tags:
      - Payment Configuration
      responses:
        '200':
          description: Successful retrieval of payment routes
          content:
            application/json:
              schema:
                type: object
                properties:
                  body:
                    type: array
                    items:
                      $ref: '#/components/schemas/PaymentRoute'
        '401':
          $ref: '#/components/responses/Unauthorized'
components:
  schemas:
    PaymentRoute:
      type: object
      description: Payment routing configuration
      properties:
        routeId:
          type: string
          description: Unique route identifier
        paymentType:
          type: string
          description: Payment type for routing
        clearingChannel:
          type: string
          description: Assigned clearing channel
        priority:
          type: integer
          description: Routing priority
        status:
          type: string
          description: Route configuration status
    Error:
      type: object
      description: Error response
      properties:
        errorCode:
          type: string
          description: Machine-readable error code
        errorMessage:
          type: string
          description: Human-readable error description
  responses:
    Unauthorized:
      description: Authentication required or invalid credentials
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
externalDocs:
  description: Temenos BNPL API Documentation
  url: https://developer.temenos.com/service/buy-now-pay-later