openapi: 3.1.0
info:
  title: Temenos Buy Now Pay Later Accounts Settings API
  description: APIs for buy now pay later services with embedded Explainable AI for automated decisioning and credit offer matching. Supports interest-free and interest-bearing BNPL products with point-of-sale integration and full loan lifecycle management. Core banking agnostic and deployable on Temenos Banking Cloud.
  version: 1.0.0
  contact:
    name: Temenos Developer Support
    url: https://developer.temenos.com/
    email: api.support@temenos.com
  license:
    name: Temenos Terms of Service
    url: https://www.temenos.com/legal-information/website-terms-and-conditions/
  termsOfService: https://www.temenos.com/legal-information/website-terms-and-conditions/
servers:
- url: https://api.temenos.com/bnpl/v1
  description: Temenos BNPL API - Production
security:
- bearerAuth: []
tags:
- name: Settings
  description: Configuration management for system-wide and user-specific settings with 6 endpoints.
paths:
  /settings/configurations:
    get:
      operationId: listConfigurations
      summary: List System Configurations
      description: Retrieve system-wide and user-specific configuration settings for the Temenos Transact platform.
      tags:
      - Settings
      responses:
        '200':
          description: Successful retrieval of configurations
          content:
            application/json:
              schema:
                type: object
                properties:
                  body:
                    type: array
                    items:
                      $ref: '#/components/schemas/Configuration'
        '401':
          $ref: '#/components/responses/Unauthorized'
components:
  schemas:
    Configuration:
      type: object
      description: System configuration setting
      properties:
        configurationId:
          type: string
          description: Configuration identifier
        configurationGroup:
          type: string
          description: Configuration category group
        key:
          type: string
          description: Configuration key
        value:
          type: string
          description: Configuration value
    Error:
      type: object
      description: Error response
      properties:
        errorCode:
          type: string
          description: Machine-readable error code
        errorMessage:
          type: string
          description: Human-readable error description
        details:
          type: array
          description: Additional error details
          items:
            type: object
            properties:
              field:
                type: string
                description: Field related to the error
              message:
                type: string
                description: Detail message
  responses:
    Unauthorized:
      description: Authentication required or invalid credentials
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
externalDocs:
  description: Temenos BNPL API Documentation
  url: https://developer.temenos.com/service/buy-now-pay-later