openapi: 3.1.0
info:
  title: Temenos Buy Now Pay Later Accounts Traceability API
  description: APIs for buy now pay later services with embedded Explainable AI for automated decisioning and credit offer matching. Supports interest-free and interest-bearing BNPL products with point-of-sale integration and full loan lifecycle management. Core banking agnostic and deployable on Temenos Banking Cloud.
  version: 1.0.0
  contact:
    name: Temenos Developer Support
    url: https://developer.temenos.com/
    email: api.support@temenos.com
  license:
    name: Temenos Terms of Service
    url: https://www.temenos.com/legal-information/website-terms-and-conditions/
  termsOfService: https://www.temenos.com/legal-information/website-terms-and-conditions/
servers:
- url: https://api.temenos.com/bnpl/v1
  description: Temenos BNPL API - Production
security:
- bearerAuth: []
tags:
- name: Traceability
  description: Non-repudiation capabilities providing detailed request and response message information for executed API services.
paths:
  /traceability/{serviceId}:
    get:
      operationId: getTraceabilityRecord
      summary: Get Traceability Record
      description: Retrieve detailed request and response message information for an executed API service providing non-repudiation evidence.
      tags:
      - Traceability
      parameters:
      - name: serviceId
        in: path
        required: true
        description: Service execution identifier
        schema:
          type: string
      responses:
        '200':
          description: Successful retrieval of traceability record
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/TraceabilityRecord'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
components:
  schemas:
    Error:
      type: object
      description: Error response
      properties:
        errorCode:
          type: string
          description: Error code
        errorMessage:
          type: string
          description: Error description
    TraceabilityRecord:
      type: object
      description: Service traceability record
      properties:
        serviceId:
          type: string
          description: Service execution identifier
        serviceName:
          type: string
          description: Service name
        requestTimestamp:
          type: string
          format: date-time
          description: Request timestamp
        responseTimestamp:
          type: string
          format: date-time
          description: Response timestamp
        requestPayload:
          type: object
          description: Request message payload
          additionalProperties: true
        responsePayload:
          type: object
          description: Response message payload
          additionalProperties: true
        statusCode:
          type: integer
          description: Response status code
        userId:
          type: string
          description: Executing user
  responses:
    Unauthorized:
      description: Authentication required
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    NotFound:
      description: Not found
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
externalDocs:
  description: Temenos BNPL API Documentation
  url: https://developer.temenos.com/service/buy-now-pay-later