specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Terra
providerId: terra-api
created: '2026-07-03'
modified: '2026-07-03'
reconciled: false
tags:
- Wearables
- Health Data
- Fitness
- Webhooks
- Plans
description: >-
  Terra prices the Health & Fitness (Unified) API on a single usage-based
  subscription metered in credits rather than named seat tiers. Every account
  includes 100,000 free credits each month that reset monthly (do not roll
  over); usage beyond the allowance is billed on a descending per-credit rate.
  Credits are consumed primarily by active authentications (connected users) and
  by data events. A separate Blood Report API meters on biomarkers. Terra offers
  a 30-day money-back window and one-time "usage spike protection" refunds during
  the first six months. Exact contract minimums and enterprise terms are quoted
  by sales and are not reconciled here.
notes: >-
  Values below reflect Terra's public pricing page as of the created date and
  may change - verify on tryterra.co/pricing during reconciliation. The credit
  model (200 credits per active authentication/month; first 400 events free per
  active authentication then 0.5 credits/event) is Terra's stated consumption
  formula; a historical entry-plan reference of ~$499/month has appeared in
  community docs but is not confirmed on the current pricing page.
sources:
- https://tryterra.co/pricing
- https://docs.tryterra.co/health-and-fitness-api/pricing
- https://tryterra.co/community/pricing
- https://tryterra.co/community/does-terra-have-rate-limits
plans:
- id: terra-included
  name: Included Monthly Credits
  type: free
  description: >-
    Every Terra subscription includes 100,000 credits each month that reset
    monthly and do not roll over. Enough to evaluate and run small production
    workloads before metered charges begin.
  entries:
  - label: Included Credits
    name: included_credits
    type: usage
    metric: credits
    limit: 100000
    timeFrame: month
    geo: global
    unit: 1
    price: included
    userMultiplied: false
  elements:
  - name: Unified Health & Fitness API
  - name: Terra Widget and Custom Auth
  - name: Webhook Data Streaming
  - name: 500+ Integrations
- id: terra-usage
  name: Usage-Based Credits
  type: usage
  description: >-
    Credits consumed beyond the monthly included allowance are billed on a
    descending tiered rate. Consumption is driven by active authentications
    (connected users) and data events.
  entries:
  - label: Credits 100,001 - 1,000,000
    name: credits_tier_1
    type: usage
    metric: credits
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: $0.005 per credit
    userMultiplied: false
  - label: Credits 1,000,001+
    name: credits_tier_2
    type: usage
    metric: credits
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: $0.003 per credit
    userMultiplied: false
  - label: Active Authentication
    name: active_authentication
    type: usage
    metric: credits
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: 200 credits per connected user per month
    userMultiplied: true
  - label: Data Events
    name: data_events
    type: usage
    metric: credits
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: first 400 events free per active authentication, then 0.5 credits per event
    userMultiplied: true
  elements:
  - name: Unified Health & Fitness API
  - name: Webhook Data Streaming
  - name: Historical Data Requests
  - name: Volume Discounts
- id: terra-blood-report
  name: Blood Report API
  type: usage
  description: >-
    Terra's Blood Report API is metered separately on biomarkers returned.
  entries:
  - label: Biomarkers
    name: biomarkers
    type: usage
    metric: credits
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: first 3,500 free, then 30 credits per biomarker
    userMultiplied: false
  elements:
  - name: Blood Report API
- id: terra-enterprise
  name: Enterprise / Custom
  type: enterprise
  description: >-
    Custom volume pricing, security and compliance reviews (HIPAA/GDPR), SLAs,
    dedicated data-source API keys, and negotiated terms for high-volume health
    platforms. Contact Terra sales.
  entries:
  - label: Enterprise Agreement
    name: enterprise
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: global
    unit: 1
    price: contact sales
    userMultiplied: false
  elements:
  - name: Custom Volume Pricing
  - name: Dedicated Data-Source API Keys
  - name: Compliance and SLAs
  - name: Priority Support
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com